/* ==============================================
   BUBNA FINANCIAL SERVICES
   PREMIUM ANIMATED BREADCRUMB
================================================ */

.bf-premium-crumb {
    --bfpc-navy: #071b35;
    --bfpc-navy-2: #0d2b4e;
    --bfpc-gold: #ff9f24;
    --bfpc-gold-light: #ffd58b;
    --bfpc-white: #fffaf3;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    min-height: 435px;
    padding: 36px 6.5% 55px;
    color: #fff;
    background: radial-gradient(ellipse at 78% 48%, rgba(255,159,36,.15), transparent 34%), radial-gradient(ellipse at 12% 100%, rgba(25,83,132,.28), transparent 42%), linear-gradient(112deg, #06162c 0%, #092442 52%, #07182f 100%);
}

/* Background grid */

.bfpc-grid {
    position: absolute;
    inset: 0;
    z-index: -3;
    pointer-events: none;
    background-image: linear-gradient(rgba(255,255,255,.045) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.045) 1px, transparent 1px);
    background-size: 48px 48px;
    mask-image: linear-gradient(100deg, black, transparent 95%);
    animation: bfpcGridMove 24s linear infinite;
}

/* Moving light beams */

.bfpc-light {
    position: absolute;
    pointer-events: none;
    z-index: -2;
    width: 55%;
    height: 150%;
    top: -30%;
    opacity: .17;
    filter: blur(50px);
    transform: rotate(25deg);
}

.bfpc-light-one {
    left: 25%;
    background: linear-gradient( 90deg, transparent, rgba(255,159,36,.8), transparent );
    animation: bfpcBeamOne 10s ease-in-out infinite alternate;
}

.bfpc-light-two {
    right: -30%;
    background: linear-gradient( 90deg, transparent, rgba(48,113,174,.8), transparent );
    animation: bfpcBeamTwo 13s ease-in-out infinite alternate;
}

.bfpc-scan {
    position: absolute;
    left: -40%;
    top: 0;
    width: 35%;
    height: 100%;
    pointer-events: none;
    z-index: -1;
    opacity: .4;
    background: linear-gradient( 90deg, transparent, rgba(255,210,135,.08), transparent );
    transform: skewX(-22deg);
    animation: bfpcScan 9s ease-in-out infinite;
}

/* Decorative background circles */

.bfpc-back-ring {
    position: absolute;
    width: 550px;
    height: 550px;
    right: 10%;
    top: -310px;
    border: 1px solid rgba(255,159,36,.17);
    border-radius: 50%;
    pointer-events: none;
    animation: bfpcBackRing 24s linear infinite;
}

.bfpc-back-ring-two {
    width: 680px;
    height: 680px;
    top: -370px;
    right: 5%;
    border-color: rgba(255,255,255,.08);
    animation-direction: reverse;
}

/* Floating particles */

.bfpc-particles {
    position: absolute;
    inset: 0;
    overflow: hidden;
    pointer-events: none;
    z-index: -1;
}

    .bfpc-particles span {
        position: absolute;
        left: calc((var(--i, 1) * 7%) + 2%);
        bottom: -12px;
        width: 4px;
        height: 4px;
        border-radius: 50%;
        background: var(--bfpc-gold-light);
        box-shadow: 0 0 13px rgba(255,159,36,.85);
        animation: bfpcParticle 10s linear infinite;
    }

        .bfpc-particles span:nth-child(1) {
            left: 7%;
            animation-delay: -2s;
        }

        .bfpc-particles span:nth-child(2) {
            left: 15%;
            animation-delay: -7s;
        }

        .bfpc-particles span:nth-child(3) {
            left: 28%;
            animation-delay: -4s;
        }

        .bfpc-particles span:nth-child(4) {
            left: 39%;
            animation-delay: -9s;
        }

        .bfpc-particles span:nth-child(5) {
            left: 48%;
            animation-delay: -1s;
        }

        .bfpc-particles span:nth-child(6) {
            left: 57%;
            animation-delay: -5s;
        }

        .bfpc-particles span:nth-child(7) {
            left: 66%;
            animation-delay: -3s;
        }

        .bfpc-particles span:nth-child(8) {
            left: 74%;
            animation-delay: -8s;
        }

        .bfpc-particles span:nth-child(9) {
            left: 82%;
            animation-delay: -6s;
        }

        .bfpc-particles span:nth-child(10) {
            left: 90%;
            animation-delay: -4s;
        }

        .bfpc-particles span:nth-child(11) {
            left: 96%;
            animation-delay: -10s;
        }

        .bfpc-particles span:nth-child(12) {
            left: 33%;
            animation-delay: -6s;
        }

/* Main layout */

.bfpc-container {
    width: 100%;
    max-width: 1550px;
    margin: auto;
    display: grid;
    grid-template-columns: 1.08fr .92fr;
    align-items: center;
    gap: 25px;
    position: relative;
    z-index: 2;
}

.bfpc-content {
    min-width: 0;
    position: relative;
    z-index: 3;
    padding: 0 0 10px;
}

/* Breadcrumb navigation */

.bfpc-breadcrumb {
    display: flex;
    align-items: center;
    gap: 13px;
    width: fit-content;
    margin-bottom: 33px;
    padding: 9px 16px 9px 10px;
    border: 1px solid rgba(255,194,106,.23);
    border-radius: 50px;
    background: rgba(255,255,255,.055);
    box-shadow: inset 0 1px rgba(255,255,255,.05);
    backdrop-filter: blur(14px);
    animation: bfpcReveal .8s ease both;
}

    .bfpc-breadcrumb a {
        display: inline-flex;
        align-items: center;
        gap: 9px;
        color: rgba(255,255,255,.78);
        font: 600 13px/1.4 inherit;
        text-decoration: none;
        transition: color .3s ease, transform .3s ease;
    }

        .bfpc-breadcrumb a:hover {
            color: var(--bfpc-gold-light);
            transform: translateY(-2px);
        }

        .bfpc-breadcrumb a i {
            display: grid;
            place-items: center;
            width: 30px;
            height: 30px;
            border-radius: 50%;
            color: var(--bfpc-navy);
            background: linear-gradient(135deg, #ffe2a8, #f39a25);
            box-shadow: 0 3px 18px rgba(255,159,36,.22);
        }

.bfpc-separator {
    font-size: 10px;
    color: var(--bfpc-gold);
}

.bfpc-active {
    color: var(--bfpc-gold-light);
    font-size: 12px;
    font-weight: 700;
}

/* Eyebrow and heading */

.bfpc-eyebrow {
    display: flex;
    align-items: center;
    gap: 11px;
    margin-bottom: 15px;
    color: #ffc36e;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 2.8px;
    animation: bfpcReveal .85s .12s ease both;
}

.bfpc-eyebrow-line {
    width: 33px;
    height: 2px;
    background: var(--bfpc-gold);
    box-shadow: 0 0 12px rgba(255,159,36,.5);
}

.bfpc-eyebrow-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--bfpc-gold);
    box-shadow: 0 0 12px var(--bfpc-gold);
    animation: bfpcPulse 2s infinite;
}

.bfpc-title {
    margin: 0;
    max-width: 700px;
    color: #fffaf3;
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(43px, 4.2vw, 66px);
    font-weight: 700;
    line-height: 1.08;
    letter-spacing: -1.8px;
    text-wrap: balance;
    animation: bfpcReveal .95s .22s ease both;
}

    .bfpc-title span {
        display: inline-block;
        padding-bottom: 5px;
        color: var(--bfpc-gold-light);
        font-style: italic;
        background: linear-gradient( 100deg, #ffb33e 5%, #fff0cc 42%, #e99a2e 70%, #ffcc79 95% );
        background-size: 220% auto;
        background-clip: text;
        -webkit-background-clip: text;
        -webkit-text-fill-color: transparent;
        animation: bfpcGoldShine 6s ease-in-out infinite;
    }

.bfpc-description {
    max-width: 560px;
    margin: 20px 0 23px;
    color: #c2cedd;
    font-size: 14px;
    line-height: 1.95;
    animation: bfpcReveal .95s .34s ease both;
}

/* Bottom trust strip */

.bfpc-bottom {
    display: flex;
    align-items: center;
    gap: 13px;
    max-width: 500px;
    padding-top: 17px;
    border-top: 1px solid rgba(255,255,255,.13);
    animation: bfpcReveal .95s .45s ease both;
}

.bfpc-mini-mark {
    display: grid;
    place-items: center;
    width: 43px;
    height: 43px;
    flex: 0 0 43px;
    border: 1px solid rgba(255,174,65,.45);
    border-radius: 13px;
    color: #ffd18b;
    background: linear-gradient( 145deg, rgba(255,174,65,.17), rgba(255,255,255,.035) );
    box-shadow: 0 8px 22px rgba(0,0,0,.14);
}

.bfpc-bottom-text {
    display: flex;
    flex-direction: column;
    gap: 5px;
}

    .bfpc-bottom-text strong {
        color: #fff;
        font-size: 12px;
        font-weight: 700;
    }

    .bfpc-bottom-text span {
        color: #a9bacd;
        font-size: 14px;
    }

.bfpc-bottom-line {
    height: 1px;
    flex: 1;
    margin-left: 12px;
    background: linear-gradient( 90deg, rgba(255,159,36,.65), transparent );
}

/* ==============================================
   3D EMBLEM STAGE
================================================ */

.bfpc-stage {
    position: relative;
    min-height: 345px;
    display: grid;
    place-items: center;
    perspective: 1000px;
    transform-style: preserve-3d;
    transition: transform .3s ease-out;
    animation: bfpcStageEnter 1.1s .18s ease both;
}

.bfpc-stage-halo {
    position: absolute;
    width: 290px;
    height: 290px;
    border-radius: 50%;
    background: rgba(255,159,36,.14);
    filter: blur(65px);
    animation: bfpcHalo 5s ease-in-out infinite alternate;
}

.bfpc-emblem {
    position: relative;
    z-index: 3;
    width: clamp(160px, 17vw, 225px);
    aspect-ratio: 1;
    display: grid;
    place-items: center;
    transform-style: preserve-3d;
    animation: bfpcEmblemFloat 5s ease-in-out infinite;
}

.bfpc-emblem-inner {
    position: relative;
    z-index: 2;
    width: 100%;
    height: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    border: 2px solid #ffbc5d;
    border-radius: 50%;
    outline: 1px solid rgba(255,200,122,.3);
    outline-offset: 10px;
    background: radial-gradient(circle at 28% 20%, #254e74 0%, #0e2a49 43%, #06172c 100%);
    box-shadow: inset 0 2px 2px rgba(255,255,255,.17), inset 0 -16px 35px rgba(0,0,0,.25), 0 25px 65px rgba(0,0,0,.36), 0 0 45px rgba(255,159,36,.16);
    transform: rotateY(-12deg) rotateX(7deg);
}

    .bfpc-emblem-inner span {
        color: #ffbd55;
        font-family: Georgia, "Times New Roman", serif;
        font-size: clamp(110px, 12vw, 165px);
        font-weight: 700;
        line-height: .85;
        text-shadow: 2px 2px 0 #c77a16, 4px 6px 0 #87500d, 8px 12px 17px rgba(0,0,0,.48);
    }

    .bfpc-emblem-inner > i {
        margin-top: 13px;
        color: #ffe0a4;
        font-size: 10px;
    }

.bfpc-emblem-base {
    position: absolute;
    z-index: -1;
    bottom: -18px;
    width: 73%;
    height: 25px;
    border: 1px solid rgba(255,183,81,.5);
    border-radius: 50%;
    background: linear-gradient( 90deg, #8a4e12, #ffbd55, #a25d14 );
    box-shadow: 0 10px 22px rgba(0,0,0,.35);
    transform: rotateX(66deg) translateZ(-20px);
}

/* 3D orbital rings */

.bfpc-ring {
    position: absolute;
    width: 300px;
    height: 155px;
    border: 1px solid rgba(255,177,73,.75);
    border-radius: 50%;
    pointer-events: none;
    transform: rotate(-28deg);
}

.bfpc-ring-a {
    animation: bfpcRingSpin 14s linear infinite;
}

.bfpc-ring-b {
    width: 345px;
    height: 205px;
    border-color: rgba(255,255,255,.19);
    transform: rotate(38deg);
    animation: bfpcRingSpinB 19s linear infinite;
}

.bfpc-ring-c {
    width: 250px;
    height: 290px;
    border-color: rgba(255,159,36,.22);
    transform: rotate(65deg);
    animation: bfpcRingSpinC 23s linear infinite;
}

.bfpc-orbit-track {
    position: absolute;
    z-index: 4;
    width: 320px;
    height: 170px;
    border: 1px solid rgba(255,177,73,.4);
    border-radius: 50%;
    transform: rotate(-28deg);
    animation: bfpcRingSpin 14s linear infinite;
    pointer-events: none;
}

.bfpc-orbit-track-two {
    width: 355px;
    height: 205px;
    transform: rotate(38deg);
    animation: bfpcRingSpinB 19s linear infinite;
}

.bfpc-orbit-point {
    position: absolute;
    top: 15px;
    left: 33px;
    width: 13px;
    height: 13px;
    border: 2px solid #fff1cf;
    border-radius: 50%;
    background: var(--bfpc-gold);
    box-shadow: 0 0 17px rgba(255,159,36,.95);
}

/* Floating glass cards */

.bfpc-float-card {
    position: absolute;
    z-index: 5;
    display: flex;
    align-items: center;
    gap: 11px;
    min-width: 235px;
    padding: 13px 15px;
    border: 1px solid rgba(255,184,83,.42);
    border-radius: 15px;
    background: linear-gradient( 130deg, rgba(21,49,78,.97), rgba(6,24,45,.96) );
    box-shadow: 0 17px 40px rgba(0,0,0,.29), inset 0 1px rgba(255,255,255,.08);
    backdrop-filter: blur(15px);
}

.bfpc-card-top {
    top: 30px;
    right: -5px;
    animation: bfpcCardFloat 5s ease-in-out infinite;
}

.bfpc-card-bottom {
    left: -5px;
    bottom: 28px;
    animation: bfpcCardFloat 5.5s 1s ease-in-out infinite reverse;
}

.bfpc-card-icon {
    display: grid;
    place-items: center;
    flex: 0 0 38px;
    width: 38px;
    height: 38px;
    border-radius: 11px;
    color: #0b2542;
    background: linear-gradient(135deg, #fff0cf, #ffb548);
    box-shadow: 0 4px 15px rgba(255,159,36,.16);
}

.bfpc-card-icon-gold {
    color: #fff;
    background: linear-gradient(135deg, #fbbd5e, #d77912);
}

.bfpc-float-card strong,
.bfpc-float-card span {
    display: block;
}

.bfpc-float-card strong {
    color: #fff;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 12px;
}

.bfpc-float-card span {
    margin-top: 5px;
    color: #b9c9da;
    font-size: 14px;
}

.bfpc-card-arrow {
    margin-left: auto;
    color: #ffbd55;
    font-size: 10px;
    transition: transform .35s ease;
}

.bfpc-float-card:hover .bfpc-card-arrow {
    transform: translate(3px, -3px);
}

.bfpc-rupee {
    position: absolute;
    z-index: 4;
    display: grid;
    place-items: center;
    width: 43px;
    height: 43px;
    border: 2px solid #ffda9b;
    border-radius: 50%;
    color: #fff6df;
    background: linear-gradient(145deg, #f7b64f, #a65c0b);
    box-shadow: 0 7px 24px rgba(255,159,36,.25);
    font-size: 22px;
    font-weight: 800;
    text-shadow: 0 2px 3px rgba(0,0,0,.25);
}

.bfpc-rupee-one {
    top: 83px;
    left: 5%;
    animation: bfpcCardFloat 4.4s ease-in-out infinite;
}

.bfpc-rupee-two {
    right: 10%;
    bottom: 78px;
    width: 34px;
    height: 34px;
    font-size: 16px;
    animation: bfpcCardFloat 4.8s 1s ease-in-out infinite reverse;
}

.bfpc-stage-caption {
    position: absolute;
    bottom: -8px;
    right: 10px;
    display: flex;
    align-items: center;
    gap: 10px;
    color: #ffcb7b;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 2px;
}

.bfpc-caption-line {
    width: 25px;
    height: 1px;
    background: var(--bfpc-gold);
}

/* Gold bottom edge */

.bfpc-bottom-edge {
    position: absolute;
    z-index: 5;
    left: -3%;
    bottom: -30px;
    width: 106%;
    height: 52px;
    border-top: 2px solid var(--bfpc-gold);
    border-radius: 50% 50% 0 0 / 40% 40% 0 0;
    background: #0b2b4c;
    box-shadow: 0 -5px 25px rgba(255,159,36,.08);
}

/* ==============================================
   ANIMATIONS
================================================ */

@keyframes bfpcReveal {
    from {
        opacity: 0;
        transform: translateY(28px);
        filter: blur(5px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
        filter: blur(0);
    }
}

@keyframes bfpcStageEnter {
    from {
        opacity: 0;
        transform: translate3d(25px, 20px, -40px) scale(.94);
    }

    to {
        opacity: 1;
        transform: translate3d(0, 0, 0) scale(1);
    }
}

@keyframes bfpcGridMove {
    from {
        background-position: 0 0;
    }

    to {
        background-position: 48px 48px;
    }
}

@keyframes bfpcBeamOne {
    from {
        transform: translateX(-18%) rotate(25deg);
    }

    to {
        transform: translateX(38%) rotate(25deg);
    }
}

@keyframes bfpcBeamTwo {
    from {
        transform: translateX(15%) rotate(25deg);
    }

    to {
        transform: translateX(-35%) rotate(25deg);
    }
}

@keyframes bfpcScan {
    0% {
        left: -40%;
    }

    60%, 100% {
        left: 130%;
    }
}

@keyframes bfpcParticle {
    0% {
        opacity: 0;
        transform: translate3d(0, 0, 0) scale(.5);
    }

    15% {
        opacity: .9;
    }

    85% {
        opacity: .6;
    }

    100% {
        opacity: 0;
        transform: translate3d(30px, -470px, 0) scale(1.3);
    }
}

@keyframes bfpcBackRing {
    from {
        transform: rotate(0deg);
    }

    to {
        transform: rotate(360deg);
    }
}

@keyframes bfpcGoldShine {
    0%, 100% {
        background-position: 0% center;
    }

    50% {
        background-position: 100% center;
    }
}

@keyframes bfpcPulse {
    0%, 100% {
        opacity: .6;
        transform: scale(.85);
    }

    50% {
        opacity: 1;
        transform: scale(1.2);
    }
}

@keyframes bfpcHalo {
    from {
        opacity: .55;
        transform: scale(.9);
    }

    to {
        opacity: 1;
        transform: scale(1.18);
    }
}

@keyframes bfpcEmblemFloat {
    0%, 100% {
        transform: translateY(0) rotateY(-8deg);
    }

    50% {
        transform: translateY(-12px) rotateY(8deg);
    }
}

@keyframes bfpcRingSpin {
    from {
        transform: rotate(-28deg);
    }

    to {
        transform: rotate(332deg);
    }
}

@keyframes bfpcRingSpinB {
    from {
        transform: rotate(38deg);
    }

    to {
        transform: rotate(-322deg);
    }
}

@keyframes bfpcRingSpinC {
    from {
        transform: rotate(65deg);
    }

    to {
        transform: rotate(425deg);
    }
}

@keyframes bfpcCardFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -9px;
    }
}

/* ==============================================
   RESPONSIVE
================================================ */

@media (min-width: 1500px) {
    .bf-premium-crumb {
        padding-left: max(6.5%, calc((100% - 1500px) / 2));
        padding-right: max(6.5%, calc((100% - 1500px) / 2));
    }
}

@media (max-width: 1050px) {
    .bf-premium-crumb {
        padding-left: 4%;
        padding-right: 4%;
    }

    .bfpc-container {
        grid-template-columns: 1fr .9fr;
        gap: 5px;
    }

    .bfpc-title {
        font-size: clamp(40px, 5vw, 54px);
    }

    .bfpc-stage {
        transform: scale(.9);
    }

    .bfpc-float-card {
        min-width: 205px;
        padding: 11px;
    }

    .bfpc-card-top {
        right: -15px;
    }

    .bfpc-card-bottom {
        left: -10px;
    }
}

@media (max-width: 760px) {
    .bf-premium-crumb {
        min-height: auto;
        padding: 27px 23px 60px;
    }

    .bfpc-container {
        grid-template-columns: 1fr;
        gap: 0;
    }

    .bfpc-breadcrumb {
        margin-bottom: 26px;
    }

    .bfpc-title {
        font-size: clamp(39px, 8vw, 55px);
        letter-spacing: -1.4px;
    }

    .bfpc-description {
        margin-top: 16px;
        margin-bottom: 20px;
        font-size: 12px;
    }

    .bfpc-stage {
        min-height: 320px;
        margin-top: 5px;
        transform: none;
    }

    .bfpc-emblem {
        width: 165px;
    }

    .bfpc-emblem-inner span {
        font-size: 120px;
    }

    .bfpc-ring {
        width: 270px;
        height: 145px;
    }

    .bfpc-ring-b {
        width: 300px;
        height: 175px;
    }

    .bfpc-ring-c {
        width: 225px;
        height: 255px;
    }

    .bfpc-orbit-track {
        width: 285px;
        height: 155px;
    }

    .bfpc-orbit-track-two {
        width: 310px;
        height: 180px;
    }

    .bfpc-card-top {
        top: 12px;
        right: 0;
    }

    .bfpc-card-bottom {
        bottom: 12px;
        left: 0;
    }

    .bfpc-float-card {
        min-width: 205px;
        max-width: 235px;
    }

    .bfpc-rupee-one {
        left: 2%;
        top: 105px;
    }

    .bfpc-rupee-two {
        right: 5%;
        bottom: 85px;
    }

    .bfpc-stage-caption {
        right: 50%;
        bottom: -23px;
        white-space: nowrap;
        transform: translateX(50%);
        font-size: 8px;
    }
}

@media (max-width: 420px) {
    .bf-premium-crumb {
        padding-left: 17px;
        padding-right: 17px;
    }

    .bfpc-breadcrumb {
        gap: 9px;
        padding: 7px 11px 7px 8px;
    }

    .bfpc-title {
        font-size: 39px;
    }

    .bfpc-eyebrow {
        font-size: 10px;
        letter-spacing: 2px;
    }

    .bfpc-stage {
        min-height: 295px;
    }

    .bfpc-emblem {
        width: 135px;
    }

    .bfpc-emblem-inner span {
        font-size: 98px;
    }

    .bfpc-ring {
        width: 230px;
        height: 120px;
    }

    .bfpc-ring-b {
        width: 250px;
        height: 145px;
    }

    .bfpc-ring-c {
        width: 195px;
        height: 225px;
    }

    .bfpc-orbit-track {
        width: 245px;
        height: 130px;
    }

    .bfpc-orbit-track-two {
        width: 260px;
        height: 155px;
    }

    .bfpc-float-card {
        min-width: 0;
        max-width: 192px;
        gap: 8px;
        padding: 9px;
    }

    .bfpc-card-icon {
        width: 31px;
        height: 31px;
        flex-basis: 31px;
        font-size: 12px;
    }

    .bfpc-float-card strong {
        font-size: 10px;
    }

    .bfpc-float-card span {
        font-size: 10px;
    }

    .bfpc-card-arrow {
        display: none;
    }

    .bfpc-bottom-line {
        display: none;
    }
}

/* Reduced motion accessibility */

@media (prefers-reduced-motion: reduce) {
    .bf-premium-crumb *,
    .bf-premium-crumb *::before,
    .bf-premium-crumb *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        scroll-behavior: auto !important;
        transition-duration: .01ms !important;
    }
}



/* =============================================
   BUBNA FINANCIAL SERVICES
   PREMIUM ABOUT SECTION
============================================= */

.bfs-about {
    --bfs-navy: #092746;
    --bfs-navy-deep: #061b33;
    --bfs-blue: #164675;
    --bfs-gold: #f49a24;
    --bfs-gold-light: #ffca78;
    --bfs-ivory: #fffaf3;
    --bfs-muted: #66758a;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 90px 5.5% 75px;
    color: var(--bfs-navy);
    background: radial-gradient( ellipse at 78% 12%, rgba(244,154,36,.10), transparent 29% ), radial-gradient( ellipse at 0% 85%, rgba(22,70,117,.06), transparent 33% ), linear-gradient(135deg, #fffdf9 0%, #fff8ef 100%);
}

    .bfs-about,
    .bfs-about * {
        box-sizing: border-box;
    }

.bfs-about-container {
    position: relative;
    z-index: 2;
    width: 100%;
    max-width: 1500px;
    margin: 0 auto;
}

.bfs-about-grid {
    position: absolute;
    z-index: -2;
    inset: 0;
    pointer-events: none;
    background-image: linear-gradient(rgba(9,39,70,.025) 1px, transparent 1px), linear-gradient(90deg, rgba(9,39,70,.025) 1px, transparent 1px);
    background-size: 44px 44px;
    mask-image: linear-gradient(90deg, black, transparent 85%);
}

.bfs-about-glow {
    position: absolute;
    z-index: -1;
    width: 350px;
    height: 350px;
    border-radius: 50%;
    filter: blur(90px);
    pointer-events: none;
}

.bfs-glow-one {
    top: 7%;
    right: 12%;
    background: rgba(255,185,91,.15);
    animation: bfsGlowMove 8s ease-in-out infinite alternate;
}

.bfs-glow-two {
    bottom: 0;
    left: -150px;
    background: rgba(22,70,117,.08);
    animation: bfsGlowMove 10s ease-in-out infinite alternate-reverse;
}

/* =============================================
   MAIN TWO-COLUMN LAYOUT
============================================= */

.bfs-about-hero {
    display: grid;
    grid-template-columns: 1fr 1.05fr;
    align-items: center;
    gap: clamp(35px, 5vw, 80px);
}

.bfs-about-copy {
    position: relative;
    z-index: 3;
    min-width: 0;
}

/* Eyebrow */

.bfs-eyebrow {
    display: flex;
    align-items: center;
    gap: 11px;
    margin-bottom: 22px;
    color: #ad6818;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 2.6px;
}

.bfs-eyebrow-line {
    width: 34px;
    height: 2px;
    background: var(--bfs-gold);
}

.bfs-eyebrow-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--bfs-gold);
    box-shadow: 0 0 12px rgba(244,154,36,.7);
    animation: bfsDotPulse 2s ease-in-out infinite;
}

/* Main heading */

.bfs-about-heading {
    margin: 0;
    color: #102644;
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(43px, 4.1vw, 50px);
    font-weight: 700;
    letter-spacing: -2px;
    line-height: 1.06;
}

    .bfs-about-heading > span {
        display: inline-block;
        padding-bottom: 4px;
        color: #c68125;
        font-style: italic;
        background: linear-gradient( 100deg, #a96617, #edb653, #b66e1c, #dca14b );
        background-size: 250% auto;
        background-clip: text;
        -webkit-background-clip: text;
        -webkit-text-fill-color: transparent;
        animation: bfsTextShine 7s ease-in-out infinite;
    }

.bfs-about-description {
    max-width: 570px;
    margin: 23px 0 27px;
    color: #69768a;
    font-size: 14px;
    line-height: 1.9;
}

/* =============================================
   TRUST POINTS
============================================= */

.bfs-trust-points {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 21px 23px;
    margin-bottom: 31px;
}

.bfs-trust-item {
    display: flex;
    align-items: center;
    gap: 13px;
    min-width: 0;
    transition: transform .4s cubic-bezier(.2,.8,.2,1);
}

    .bfs-trust-item:hover {
        transform: translateX(5px);
    }

.bfs-trust-icon {
    display: grid;
    place-items: center;
    flex: 0 0 49px;
    width: 49px;
    height: 49px;
    border: 1px solid rgba(244,154,36,.55);
    border-radius: 50%;
    color: #a76518;
    background: linear-gradient(145deg, #fffefa, #ffe9c6);
    box-shadow: 0 7px 18px rgba(135,83,25,.07), inset 0 1px #fff;
    font-size: 16px;
    transition: color .35s ease, background .35s ease, box-shadow .35s ease, transform .4s cubic-bezier(.2,.8,.2,1);
}

.bfs-trust-item:hover .bfs-trust-icon {
    color: white;
    background: linear-gradient(145deg, #174a77, #071d36);
    box-shadow: 0 8px 22px rgba(9,39,70,.2);
    transform: rotateY(180deg) scale(1.06);
}

.bfs-trust-item strong,
.bfs-trust-item span {
    display: block;
}

.bfs-trust-item strong {
    margin-bottom: 5px;
    color: #172d49;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 14px;
}

.bfs-trust-item span {
    color: #788194;
    font-size: 12px;
    line-height: 1.5;
}

/* =============================================
   CTA BUTTONS
============================================= */

.bfs-about-actions {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 22px;
}

.bfs-primary-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 25px;
    min-height: 55px;
    padding: 0 25px;
    border: 1px solid #f5a532;
    border-radius: 50px;
    color: white;
    background: linear-gradient(110deg, #0b2a4b, #123e68);
    box-shadow: 0 12px 26px rgba(9,39,70,.15);
    font-size: 12px;
    font-weight: 700;
    text-decoration: none;
    transition: transform .35s ease, box-shadow .35s ease, background .35s ease;
}

    .bfs-primary-btn i {
        color: #ffc36b;
        transition: transform .35s ease;
    }

    .bfs-primary-btn:hover {
        color: white;
        transform: translateY(-4px);
        box-shadow: 0 18px 32px rgba(9,39,70,.23);
        background: linear-gradient(110deg, #154c7b, #071d36);
    }

        .bfs-primary-btn:hover i {
            transform: translateX(5px);
        }

.bfs-text-btn {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    color: var(--bfs-navy);
    text-decoration: none;
}

.bfs-play-icon {
    display: grid;
    place-items: center;
    flex: 0 0 48px;
    width: 48px;
    height: 48px;
    border: 1px solid var(--bfs-gold);
    border-radius: 50%;
    color: #a96817;
    background: #fff;
    box-shadow: 0 5px 17px rgba(9,39,70,.07);
    transition: color .3s ease, background .3s ease, transform .4s ease, box-shadow .3s ease;
}

.bfs-text-btn:hover .bfs-play-icon {
    color: white;
    background: var(--bfs-navy);
    transform: rotate(-35deg) scale(1.08);
    box-shadow: 0 8px 22px rgba(9,39,70,.18);
}

.bfs-text-btn strong,
.bfs-text-btn small {
    display: block;
}

.bfs-text-btn strong {
    font-family: Georgia, "Times New Roman", serif;
    font-size: 14px;
}

.bfs-text-btn small {
    margin-top: 4px;
    color: #7a8595;
    font-size: 14px;
}

/* =============================================
   RIGHT SIDE VISUAL
============================================= */

.bfs-about-visual {
    position: relative;
    min-width: 0;
    min-height: 450px;
    display: grid;
    place-items: center;
    perspective: 1100px;
    isolation: isolate;
}

.bfs-visual-image-wrap {
    position: relative;
    width: 100%;
    height: 410px;
    overflow: hidden;
    border: 1px solid rgba(244,154,36,.35);
    border-radius: 34px 100px 34px 100px;
    background: #e4e9ee;
    box-shadow: 0 25px 60px rgba(9,39,70,.15), 0 0 0 9px rgba(255,255,255,.65);
    transform: rotateY(-5deg) rotateX(1deg);
    transition: transform .7s cubic-bezier(.2,.8,.2,1), box-shadow .7s ease;
}

.bfs-about-visual:hover .bfs-visual-image-wrap {
    transform: rotateY(0deg) rotateX(0deg) translateY(-4px);
    box-shadow: 0 35px 75px rgba(9,39,70,.2), 0 0 0 9px rgba(255,255,255,.8);
}

.bfs-building-image {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    transition: transform 1.1s cubic-bezier(.2,.8,.2,1);
}

.bfs-about-visual:hover .bfs-building-image {
    transform: scale(1.055);
}

.bfs-image-overlay {
    position: absolute;
    inset: 0;
    pointer-events: none;
    background: linear-gradient(0deg, rgba(4,21,40,.72), transparent 48%), linear-gradient(110deg, rgba(8,36,64,.13), transparent 65%);
}

.bfs-image-brand {
    position: absolute;
    left: 25px;
    bottom: 24px;
    display: flex;
    align-items: center;
    gap: 13px;
    color: white;
}

.bfs-brand-symbol {
    display: grid;
    place-items: center;
    width: 58px;
    height: 58px;
    border: 1px solid rgba(255,197,109,.9);
    border-radius: 16px;
    color: #ffc56c;
    background: rgba(8,34,59,.78);
    box-shadow: inset 0 1px rgba(255,255,255,.18);
    font-family: Georgia, "Times New Roman", serif;
    font-size: 44px;
    font-weight: 700;
    text-shadow: 0 3px 12px rgba(0,0,0,.25);
}

.bfs-brand-caption {
    display: flex;
    flex-direction: column;
    gap: 5px;
    font-size: 10px;
    letter-spacing: 1.7px;
}

    .bfs-brand-caption span {
        color: #ffd18a;
    }

    .bfs-brand-caption strong {
        font-size: 12px;
        letter-spacing: 1px;
    }

/* =============================================
   ANIMATED GOLD ORBITS
============================================= */

.bfs-visual-orbit {
    position: absolute;
    z-index: -1;
    width: 108%;
    height: 82%;
    border: 1px solid rgba(224,151,52,.48);
    border-radius: 50%;
    pointer-events: none;
}

.bfs-orbit-one {
    transform: rotate(-25deg);
    animation: bfsOrbitOne 18s linear infinite;
}

.bfs-orbit-two {
    width: 115%;
    height: 96%;
    border-color: rgba(9,39,70,.11);
    transform: rotate(35deg);
    animation: bfsOrbitTwo 25s linear infinite;
}

.bfs-orbit-three {
    width: 92%;
    height: 110%;
    border-color: rgba(244,154,36,.2);
    transform: rotate(65deg);
    animation: bfsOrbitOne 28s linear infinite reverse;
}

/* =============================================
   FLOATING GLASS PANELS
============================================= */

.bfs-floating-panel {
    position: absolute;
    z-index: 4;
    display: flex;
    align-items: center;
    gap: 12px;
    max-width: 290px;
    min-width: 250px;
    padding: 15px 17px;
    border: 1px solid rgba(255,191,101,.65);
    border-radius: 18px;
    background: rgba(8,34,59,.93);
    box-shadow: 0 18px 35px rgba(9,39,70,.2), inset 0 1px rgba(255,255,255,.12);
    backdrop-filter: blur(15px);
    transition: transform .4s ease, border-color .4s ease, box-shadow .4s ease;
}

    .bfs-floating-panel:hover {
        transform: translateY(-7px) scale(1.02);
        border-color: #f4b34f;
        box-shadow: 0 25px 45px rgba(9,39,70,.25);
    }

.bfs-panel-top {
    top: 26px;
    right: -22px;
    animation: bfsPanelFloat 5s ease-in-out infinite;
}

.bfs-panel-bottom {
    left: -30px;
    bottom: 37px;
    animation: bfsPanelFloat 5.5s 1s ease-in-out infinite reverse;
}

.bfs-panel-icon {
    display: grid;
    place-items: center;
    flex: 0 0 43px;
    width: 43px;
    height: 43px;
    border-radius: 50%;
    color: #915515;
    background: linear-gradient(135deg, #fff4d9, #f5b14d);
    box-shadow: 0 5px 15px rgba(244,154,36,.15);
    font-size: 16px;
    transition: transform .4s ease;
}

.bfs-floating-panel:hover .bfs-panel-icon {
    transform: rotateY(180deg);
}

.bfs-floating-panel strong,
.bfs-floating-panel span {
    display: block;
}

.bfs-floating-panel strong {
    margin-bottom: 5px;
    color: #fff;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 12px;
}

.bfs-floating-panel span {
    color: #d0d9e4;
    font-size: 10px;
    line-height: 1.5;
}

/* Floating gold tokens */

.bfs-floating-coin {
    position: absolute;
    z-index: 3;
    display: grid;
    place-items: center;
    width: 49px;
    height: 49px;
    border: 2px solid #fff0d1;
    border-radius: 50%;
    color: #fff;
    background: linear-gradient(145deg, #f8bc58, #b46c17);
    box-shadow: 0 10px 22px rgba(131,81,24,.23), inset 0 1px rgba(255,255,255,.6);
    font-size: 18px;
}

.bfs-coin-one {
    top: 29%;
    left: -22px;
    animation: bfsCoinFloat 4.2s ease-in-out infinite;
}

.bfs-coin-two {
    right: 5%;
    bottom: 25%;
    width: 39px;
    height: 39px;
    font-size: 14px;
    animation: bfsCoinFloat 5s 1s ease-in-out infinite reverse;
}

.bfs-visual-caption {
    position: absolute;
    right: 3px;
    bottom: -16px;
    display: flex;
    align-items: center;
    gap: 9px;
    color: #986019;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.6px;
}

    .bfs-visual-caption span {
        width: 7px;
        height: 7px;
        border-radius: 50%;
        background: var(--bfs-gold);
        box-shadow: 0 0 10px rgba(244,154,36,.65);
    }

/* =============================================
   FEATURE STRIP
============================================= */

.bfs-feature-strip {
    position: relative;
    z-index: 5;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    align-items: stretch;
    margin-top: 63px;
    border: 1px solid rgba(219,164,97,.32);
    border-radius: 23px;
    background: rgba(255,255,255,.87);
    box-shadow: 0 18px 45px rgba(9,39,70,.065), inset 0 1px white;
    backdrop-filter: blur(16px);
}

.bfs-feature {
    position: relative;
    display: flex;
    align-items: center;
    gap: 16px;
    min-width: 0;
    padding: 23px 24px;
    color: var(--bfs-navy);
    text-decoration: none;
    transition: color .35s ease, background .35s ease, transform .35s ease, box-shadow .35s ease;
}

    .bfs-feature:first-child {
        border-radius: 22px 0 0 22px;
    }

    .bfs-feature:last-child {
        border-radius: 0 22px 22px 0;
    }

    .bfs-feature:hover {
        transform: translateY(-4px);
        background: #fff9ef;
    }

.bfs-feature-highlight {
    color: white;
    border-radius: 18px;
    background: linear-gradient(125deg, #123e63, #071d36);
    box-shadow: 0 10px 25px rgba(9,39,70,.17);
}

    .bfs-feature-highlight:hover {
        color: white;
        background: linear-gradient(125deg, #174f7b, #092746);
    }

.bfs-feature-icon {
    display: grid;
    place-items: center;
    flex: 0 0 55px;
    width: 55px;
    height: 55px;
    border: 1px solid rgba(244,154,36,.58);
    border-radius: 50%;
    color: #a9691b;
    background: linear-gradient(145deg, #fffefb, #ffebcc);
    font-size: 20px;
    transition: transform .45s ease, color .35s ease, background .35s ease;
}

.bfs-feature:hover .bfs-feature-icon {
    transform: rotateY(180deg) scale(1.06);
}

.bfs-feature-highlight .bfs-feature-icon {
    color: #ffcc7b;
    border-color: rgba(255,191,101,.55);
    background: rgba(255,255,255,.07);
}

.bfs-feature-copy {
    flex: 1;
    min-width: 0;
}

    .bfs-feature-copy h3 {
        margin: 0 0 6px;
        font-family: Georgia, "Times New Roman", serif;
        font-size: 14px;
        line-height: 1.3;
    }

    .bfs-feature-copy p {
        margin: 0;
        color: #7b8494;
        font-size: 12px;
        line-height: 1.6;
    }

.bfs-feature-highlight .bfs-feature-copy p {
    color: #d2dce8;
}

.bfs-feature-arrow {
    display: grid;
    place-items: center;
    flex: 0 0 35px;
    width: 35px;
    height: 35px;
    border: 1px solid #e6a04a;
    border-radius: 50%;
    color: #a8681a;
    font-size: 12px;
    transition: color .35s ease, background .35s ease, transform .35s ease;
}

.bfs-feature:hover .bfs-feature-arrow {
    color: white;
    background: var(--bfs-navy);
    transform: translateX(3px);
}

.bfs-feature-highlight .bfs-feature-arrow {
    color: var(--bfs-navy);
    background: linear-gradient(145deg, #fff, #ffda9a);
}

/* Decorative bottom edge */

.bfs-about-bottom-line {
    position: absolute;
    left: -3%;
    bottom: -30px;
    width: 106%;
    height: 45px;
    border-top: 1px solid rgba(244,154,36,.4);
    border-radius: 50% 50% 0 0;
    pointer-events: none;
}

/* =============================================
   SCROLL REVEAL
============================================= */

.bfs-reveal {
    opacity: 1;
    transform: translateY(0);
}

.bfs-about.bfs-js-enabled .bfs-reveal {
    opacity: 0;
    transform: translateY(35px);
    filter: blur(5px);
    transition: opacity .85s ease, transform .9s cubic-bezier(.2,.7,.2,1), filter .85s ease;
}

    .bfs-about.bfs-js-enabled .bfs-reveal.bfs-in-view {
        opacity: 1;
        transform: translateY(0);
        filter: blur(0);
    }

.bfs-about.bfs-js-enabled
.bfs-about-visual.bfs-reveal {
    transform: translateY(25px) rotateY(-4deg);
}

    .bfs-about.bfs-js-enabled
    .bfs-about-visual.bfs-reveal.bfs-in-view {
        transform: translateY(0) rotateY(0);
    }

.bfs-about.bfs-js-enabled .bfs-feature-strip.bfs-reveal {
    transition-delay: .12s;
}

/* =============================================
   KEYFRAMES
============================================= */

@keyframes bfsGlowMove {
    from {
        transform: translate3d(-15px, 0, 0) scale(.9);
    }

    to {
        transform: translate3d(25px, 15px, 0) scale(1.12);
    }
}

@keyframes bfsDotPulse {
    0%, 100% {
        opacity: .6;
        transform: scale(.85);
    }

    50% {
        opacity: 1;
        transform: scale(1.2);
    }
}

@keyframes bfsTextShine {
    0%, 100% {
        background-position: 0% center;
    }

    50% {
        background-position: 100% center;
    }
}

@keyframes bfsOrbitOne {
    from {
        rotate: 0deg;
    }

    to {
        rotate: 360deg;
    }
}

@keyframes bfsOrbitTwo {
    from {
        rotate: 0deg;
    }

    to {
        rotate: -360deg;
    }
}

@keyframes bfsPanelFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -9px;
    }
}

@keyframes bfsCoinFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -12px;
    }
}

/* =============================================
   RESPONSIVE
============================================= */

@media (max-width: 1150px) {
    .bfs-about {
        padding: 75px 4% 65px;
    }

    .bfs-about-hero {
        gap: 36px;
    }

    .bfs-about-heading {
        font-size: clamp(42px, 4.5vw, 55px);
    }

    .bfs-about-visual {
        min-height: 390px;
    }

    .bfs-visual-image-wrap {
        height: 360px;
    }

    .bfs-floating-panel {
        min-width: 215px;
        max-width: 245px;
        padding: 12px;
    }

    .bfs-panel-top {
        right: -8px;
    }

    .bfs-panel-bottom {
        left: -10px;
    }

    .bfs-feature {
        gap: 12px;
        padding: 20px 15px;
    }

    .bfs-feature-icon {
        flex-basis: 47px;
        width: 47px;
        height: 47px;
        font-size: 16px;
    }

    .bfs-feature-copy h3 {
        font-size: 14px;
    }
}

@media (max-width: 850px) {
    .bfs-about-hero {
        grid-template-columns: 1fr;
        gap: 45px;
    }

    .bfs-about-copy {
        max-width: 700px;
    }

    .bfs-about-heading {
        font-size: clamp(46px, 7vw, 65px);
    }

    .bfs-about-description {
        max-width: 650px;
    }

    .bfs-about-visual {
        width: min(100%, 680px);
        min-height: 410px;
        margin: 0 auto;
    }

    .bfs-visual-image-wrap {
        height: 390px;
    }

    .bfs-panel-top {
        right: -5px;
    }

    .bfs-panel-bottom {
        left: -5px;
    }

    .bfs-feature-strip {
        margin-top: 50px;
        grid-template-columns: 1fr;
        gap: 0;
        padding: 8px;
    }

    .bfs-feature,
    .bfs-feature:first-child,
    .bfs-feature:last-child,
    .bfs-feature-highlight {
        border-radius: 15px;
    }

    .bfs-feature {
        padding: 17px;
    }

    .bfs-feature-highlight {
        margin: 5px 0;
    }
}

@media (max-width: 520px) {
    .bfs-about {
        padding: 55px 18px 50px;
    }

    .bfs-eyebrow {
        gap: 8px;
        margin-bottom: 18px;
        font-size: 10px;
        letter-spacing: 1.6px;
    }

    .bfs-eyebrow-line {
        width: 22px;
        flex-shrink: 0;
    }

    .bfs-about-heading {
        font-size: clamp(37px, 10vw, 49px);
        letter-spacing: -1.4px;
        line-height: 1.1;
    }

    .bfs-desktop-break {
        display: none;
    }

    .bfs-about-description {
        margin: 17px 0 23px;
        font-size: 12px;
        line-height: 1.85;
    }

    .bfs-trust-points {
        gap: 18px 10px;
    }

    .bfs-trust-item {
        align-items: flex-start;
        gap: 9px;
    }

    .bfs-trust-icon {
        flex-basis: 38px;
        width: 38px;
        height: 38px;
        font-size: 14px;
    }

    .bfs-trust-item strong {
        font-size: 12px;
        line-height: 1.4;
    }

    .bfs-trust-item span {
        font-size: 10px;
    }

    .bfs-about-actions {
        gap: 15px;
    }

    .bfs-primary-btn {
        min-height: 49px;
        gap: 15px;
        padding: 0 18px;
        font-size: 12px;
    }

    .bfs-play-icon {
        flex-basis: 41px;
        width: 41px;
        height: 41px;
    }

    .bfs-text-btn strong {
        font-size: 12px;
    }

    .bfs-text-btn small {
        font-size: 10px;
    }

    .bfs-about-visual {
        min-height: 330px;
        margin-top: 0;
    }

    .bfs-visual-image-wrap {
        height: 290px;
        border-radius: 24px 65px 24px 65px;
    }

    .bfs-image-brand {
        left: 14px;
        bottom: 16px;
        gap: 9px;
    }

    .bfs-brand-symbol {
        width: 43px;
        height: 43px;
        border-radius: 12px;
        font-size: 33px;
    }

    .bfs-brand-caption {
        font-size: 8px;
        letter-spacing: 1px;
    }

        .bfs-brand-caption strong {
            font-size: 10px;
        }

    .bfs-floating-panel {
        min-width: 0;
        max-width: 200px;
        gap: 8px;
        padding: 9px;
        border-radius: 12px;
    }

    .bfs-panel-top {
        top: 2px;
        right: -3px;
    }

    .bfs-panel-bottom {
        bottom: 8px;
        left: -3px;
    }

    .bfs-panel-icon {
        flex-basis: 31px;
        width: 31px;
        height: 31px;
        font-size: 12px;
    }

    .bfs-floating-panel strong {
        font-size: 10px;
    }

    .bfs-floating-panel span {
        font-size: 8px;
    }

    .bfs-floating-coin {
        width: 36px;
        height: 36px;
        font-size: 14px;
    }

    .bfs-coin-one {
        left: -4px;
        top: 35%;
    }

    .bfs-coin-two {
        right: 1%;
        bottom: 30%;
        width: 31px;
        height: 31px;
        font-size: 10px;
    }

    .bfs-visual-caption {
        right: 0;
        bottom: -17px;
        font-size: 7px;
        letter-spacing: 1px;
    }

    .bfs-feature-strip {
        margin-top: 43px;
    }

    .bfs-feature {
        padding: 15px 10px;
        gap: 10px;
    }

    .bfs-feature-icon {
        flex-basis: 43px;
        width: 43px;
        height: 43px;
        font-size: 14px;
    }

    .bfs-feature-copy h3 {
        font-size: 12px;
    }

    .bfs-feature-copy p {
        font-size: 10px;
    }

    .bfs-feature-arrow {
        flex-basis: 29px;
        width: 29px;
        height: 29px;
        font-size: 10px;
    }
}

/* Accessibility */

@media (prefers-reduced-motion: reduce) {
    .bfs-about *,
    .bfs-about *::before,
    .bfs-about *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important;
        scroll-behavior: auto !important;
    }
}

/* ==========================================
   BUBNA FINANCIAL SERVICES
   OUR VALUES — PREMIUM IVORY & GOLD
========================================== */
.bf-values {
    --bf-navy: #0B2342;
    --bf-blue: #123D69;
    --bf-gold: #E99A2A;
    --bf-gold-light: #FFDDA0;
    --bf-ivory: #FFFCF6;
    --bf-muted: #69778B;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 100px 0 90px;
    background: radial-gradient( ellipse at 49% 48%, rgba(244, 197, 126, 0.19), transparent 34% ), linear-gradient(125deg, #FFFCF6 0%, #FFFFFF 53%, #FFF7EB 100%);
    color: var(--bf-navy);
    font-family: "Outfit", sans-serif;
}

/* Background grid */

.bf-values-bg-grid {
    position: absolute;
    inset: 0;
    z-index: -2;
    pointer-events: none;
    opacity: 0.32;
    background-image: linear-gradient(rgba(11, 35, 66, 0.035) 1px, transparent 1px), linear-gradient(90deg, rgba(11, 35, 66, 0.035) 1px, transparent 1px);
    background-size: 54px 54px;
    mask-image: linear-gradient( to bottom, transparent, black 18%, black 78%, transparent );
}

.bf-values-glow {
    position: absolute;
    z-index: -1;
    pointer-events: none;
    border-radius: 50%;
    filter: blur(70px);
    animation: bfGlowFloat 9s ease-in-out infinite alternate;
}

.bf-values-glow-one {
    width: 260px;
    height: 260px;
    top: 0;
    left: -130px;
    background: rgba(240, 174, 83, 0.15);
}

.bf-values-glow-two {
    width: 320px;
    height: 320px;
    right: -160px;
    bottom: -80px;
    background: rgba(19, 61, 105, 0.09);
    animation-delay: -4s;
}

.bf-values-container {
    width: min(1380px, calc(100% - 100px));
    margin: 0 auto;
    display: grid;
    grid-template-columns: 0.94fr 1.12fr 0.88fr;
    align-items: center;
    gap: 40px;
}


/* ==========================================
   LEFT CONTENT
========================================== */

.bf-values-intro {
    position: relative;
    z-index: 2;
}

.bf-values-eyebrow {
    display: flex;
    align-items: center;
    gap: 11px;
    margin-bottom: 24px;
    color: #A85F13;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 3.2px;
}

.bf-eyebrow-line {
    display: inline-block;
    width: 28px;
    height: 1px;
    background: var(--bf-gold);
    transform-origin: left;
    animation: bfLineGrow 1s ease both;
}

.bf-eyebrow-line-long {
    width: 48px;
    opacity: 0.45;
}

.bf-values-intro h2 {
    max-width: 440px;
    margin: 0 0 22px;
    color: #0B2342;
    font-family: "Playfair Display", Georgia, serif;
    font-size: clamp(38px, 3.4vw, 50px);
    line-height: 1.08;
    font-weight: 700;
    letter-spacing: -1.8px;
}

    .bf-values-intro h2 span {
        display: block;
        color: #B87524;
        font-style: italic;
        background: linear-gradient( 105deg, #9B5C1A, #E6AC57, #9B5C1A );
        background-size: 200% auto;
        background-clip: text;
        -webkit-background-clip: text;
        -webkit-text-fill-color: transparent;
        animation: bfGoldShimmer 6s linear infinite;
    }

.bf-values-description {
    max-width: 425px;
    margin: 0 0 28px;
    color: #69778B;
    font-size: 14px;
    line-height: 1.95;
    font-weight: 400;
}

.bf-values-cta {
    position: relative;
    display: inline-flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    min-height: 53px;
    padding: 0 21px 0 25px;
    overflow: hidden;
    border: 1px solid rgba(233, 154, 42, 0.85);
    border-radius: 50px;
    color: #FFFFFF;
    background: linear-gradient(115deg, #0B2342, #153D67);
    box-shadow: 0 12px 27px rgba(11, 35, 66, 0.15);
    text-decoration: none;
    font-size: 12px;
    font-weight: 700;
    transition: transform 0.4s ease, box-shadow 0.4s ease, background 0.4s ease;
}

    .bf-values-cta::before {
        content: "";
        position: absolute;
        top: -80%;
        left: -60%;
        width: 38%;
        height: 260%;
        transform: rotate(24deg);
        background: rgba(255, 255, 255, 0.16);
        transition: left 0.7s ease;
    }

    .bf-values-cta:hover::before {
        left: 130%;
    }

    .bf-values-cta:hover {
        transform: translateY(-4px);
        box-shadow: 0 18px 35px rgba(11, 35, 66, 0.24);
        background: linear-gradient(115deg, #153D67, #0B2342);
    }

.bf-cta-arrow {
    color: #FFDDA0;
    font-size: 21px;
    transition: transform 0.35s ease;
}

.bf-values-cta:hover .bf-cta-arrow {
    transform: translate(4px, -3px);
}

.bf-values-signature {
    display: flex;
    align-items: center;
    gap: 9px;
    margin-top: 25px;
    color: #6E7D91;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.5px;
}

.bf-signature-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--bf-gold);
    box-shadow: 0 0 0 4px rgba(233, 154, 42, 0.13);
    animation: bfDotPulse 2s ease-in-out infinite;
}


/* ==========================================
   CENTER IMAGE & ORBIT
========================================== */

.bf-values-visual {
    position: relative;
    width: 100%;
    max-width: 470px;
    aspect-ratio: 0.96;
    margin: 0 auto;
    perspective: 1000px;
    transform-style: preserve-3d;
}

.bf-visual-aura {
    position: absolute;
    width: 85%;
    height: 85%;
    top: 8%;
    left: 8%;
    border-radius: 50%;
    background: radial-gradient( circle, rgba(244, 193, 112, 0.34), rgba(244, 193, 112, 0.06) 53%, transparent 73% );
    filter: blur(15px);
    animation: bfAuraPulse 5s ease-in-out infinite;
}

.bf-visual-orbit {
    position: absolute;
    border: 1px solid rgba(219, 151, 63, 0.43);
    border-radius: 50%;
    pointer-events: none;
}

.bf-orbit-outer {
    inset: 4%;
    transform: rotateX(61deg) rotateZ(-15deg);
    box-shadow: 0 0 25px rgba(231, 169, 86, 0.12);
    animation: bfOrbitTurn 24s linear infinite;
}

.bf-orbit-inner {
    inset: 12%;
    border-style: dashed;
    border-color: rgba(18, 61, 105, 0.23);
    transform: rotateX(62deg) rotateZ(25deg);
    animation: bfOrbitReverse 30s linear infinite;
}

.bf-values-image-wrap {
    position: absolute;
    width: 72%;
    height: 73%;
    left: 14%;
    top: 13%;
    overflow: hidden;
    border: 5px solid rgba(255, 255, 255, 0.88);
    border-radius: 48% 48% 42% 42% / 40% 40% 35% 35%;
    background: #E8D4B6;
    box-shadow: 0 28px 55px rgba(11, 35, 66, 0.16), 0 0 0 1px rgba(231, 169, 86, 0.35), inset 0 0 0 1px rgba(255, 255, 255, 0.7);
    transform: translateZ(20px);
    transition: border-radius 0.8s ease, box-shadow 0.5s ease, transform 0.6s ease;
}

.bf-values-visual:hover .bf-values-image-wrap {
    transform: translateZ(35px) rotateY(-3deg) rotateX(2deg);
    border-radius: 45% 45% 30% 30% / 35% 35% 28% 28%;
    box-shadow: 0 35px 70px rgba(11, 35, 66, 0.23), 0 0 35px rgba(233, 154, 42, 0.18);
}

.bf-values-team-image {
    width: 100%;
    height: 100%;
    display: block;
    object-fit: cover;
    object-position: center;
    transform: scale(1.04);
    transition: transform 1.1s cubic-bezier(0.2, 0.7, 0.2, 1);
}

.bf-values-visual:hover .bf-values-team-image {
    transform: scale(1.12);
}

.bf-image-shade {
    position: absolute;
    inset: 0;
    pointer-events: none;
    background: linear-gradient( 180deg, transparent 50%, rgba(11, 35, 66, 0.28) );
}

.bf-image-bottom-line {
    position: absolute;
    right: 10%;
    bottom: 8%;
    left: 10%;
    height: 2px;
    background: linear-gradient( 90deg, transparent, #FFDDA0, #E99A2A, transparent );
    transform: scaleX(0.35);
    transform-origin: center;
    opacity: 0.8;
    transition: transform 0.6s ease;
}

.bf-values-visual:hover .bf-image-bottom-line {
    transform: scaleX(1);
}


/* ==========================================
   FLOATING VALUE ICONS
========================================== */

.bf-value-point {
    position: absolute;
    z-index: 3;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    width: 76px;
    height: 84px;
    border: 1px solid rgba(233, 154, 42, 0.35);
    border-radius: 50% 50% 45% 45%;
    background: rgba(255, 252, 246, 0.92);
    box-shadow: 0 10px 28px rgba(11, 35, 66, 0.09), inset 0 0 15px rgba(255, 255, 255, 0.9);
    backdrop-filter: blur(10px);
    animation: bfValueFloat 4s ease-in-out infinite;
    transition: transform 0.4s ease, background 0.4s ease, box-shadow 0.4s ease;
}

    .bf-value-point:hover {
        z-index: 5;
        background: #FFFFFF;
        transform: translateY(-8px) scale(1.08);
        box-shadow: 0 16px 32px rgba(11, 35, 66, 0.15), 0 0 22px rgba(233, 154, 42, 0.18);
    }

.bf-point-icon {
    display: grid;
    place-items: center;
    width: 36px;
    height: 36px;
    margin-bottom: 5px;
    border-radius: 50%;
    color: #A66319;
    background: linear-gradient(145deg, #FFF0D3, #F7D39A);
    font-size: 14px;
    transition: transform 0.4s ease;
}

.bf-value-point:hover .bf-point-icon {
    transform: rotateY(180deg);
}

.bf-point-label {
    color: #0B2342;
    font-size: 10px;
    font-weight: 700;
}

.bf-point-trust {
    top: 0;
    left: 50%;
    animation-delay: -0.4s;
}

.bf-point-growth {
    top: 16%;
    left: 6%;
    animation-delay: -1.2s;
}

.bf-point-people {
    top: 18%;
    right: 3%;
    animation-delay: -2s;
}

.bf-point-excellence {
    bottom: 20%;
    left: 0;
    animation-delay: -2.8s;
}

.bf-point-innovation {
    right: 0;
    bottom: 19%;
    animation-delay: -1.7s;
}

.bf-value-particle {
    position: absolute;
    z-index: 2;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: #E99A2A;
    box-shadow: 0 0 15px rgba(233, 154, 42, 0.6);
    animation: bfParticleDrift 5s ease-in-out infinite alternate;
}

.bf-particle-one {
    top: 20%;
    right: 17%;
}

.bf-particle-two {
    bottom: 17%;
    left: 21%;
    animation-delay: -2s;
}

.bf-particle-three {
    top: 52%;
    left: 4%;
    width: 4px;
    height: 4px;
    animation-delay: -3s;
}


/* ==========================================
   MISSION & VISION CARDS
========================================== */

.bf-values-side {
    display: flex;
    flex-direction: column;
    gap: 20px;
    perspective: 900px;
}

.bf-principle-card {
    position: relative;
    display: flex;
    align-items: flex-start;
    gap: 15px;
    padding: 24px 19px;
    overflow: hidden;
    border: 1px solid rgba(220, 175, 111, 0.32);
    border-radius: 19px;
    background: rgba(255, 255, 255, 0.78);
    box-shadow: 0 12px 30px rgba(11, 35, 66, 0.055);
    transform-style: preserve-3d;
    transition: transform 0.5s cubic-bezier(0.2, 0.7, 0.2, 1), box-shadow 0.5s ease, border-color 0.5s ease, background 0.5s ease;
}

    .bf-principle-card::before {
        content: "";
        position: absolute;
        top: 0;
        left: -120%;
        width: 70%;
        height: 100%;
        transform: skewX(-20deg);
        background: linear-gradient( 90deg, transparent, rgba(255, 221, 160, 0.24), transparent );
        transition: left 0.8s ease;
    }

    .bf-principle-card:hover::before {
        left: 150%;
    }

    .bf-principle-card:hover {
        transform: translateY(-7px) rotateX(2deg) rotateY(-2deg);
        border-color: rgba(233, 154, 42, 0.65);
        background: rgba(255, 255, 255, 0.98);
        box-shadow: 0 23px 45px rgba(11, 35, 66, 0.12);
    }

.bf-principle-icon {
    position: relative;
    z-index: 1;
    flex: 0 0 47px;
    display: grid;
    place-items: center;
    width: 47px;
    height: 47px;
    border: 1px solid rgba(233, 154, 42, 0.32);
    border-radius: 15px;
    color: #9B5C1A;
    background: linear-gradient(145deg, #FFF7E8, #FFE2B5);
    box-shadow: 0 7px 17px rgba(233, 154, 42, 0.12);
    font-size: 18px;
    transition: transform 0.5s ease, border-radius 0.5s ease, color 0.5s ease, background 0.5s ease;
}

.bf-principle-card:hover .bf-principle-icon {
    transform: rotateY(180deg) scale(1.05);
    border-radius: 50%;
    color: #FFFFFF;
    background: linear-gradient(145deg, #123D69, #0B2342);
}

.bf-principle-content {
    position: relative;
    z-index: 1;
    min-width: 0;
}

.bf-card-index {
    display: block;
    margin-bottom: 6px;
    color: #AD742E;
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.5px;
}

.bf-principle-content h3 {
    margin: 0 0 8px;
    color: #0B2342;
    font-family: "Playfair Display", Georgia, serif;
    font-size: 21px;
    line-height: 1.2;
}

.bf-principle-content p {
    margin: 0;
    color: #718095;
    font-size: 12px;
    line-height: 1.8;
}

.bf-principle-corner {
    position: absolute;
    right: -23px;
    bottom: -23px;
    width: 62px;
    height: 62px;
    border: 1px solid rgba(233, 154, 42, 0.24);
    border-radius: 50%;
    transition: transform 0.5s ease;
}

.bf-principle-card:hover .bf-principle-corner {
    transform: scale(1.8);
}


/* ==========================================
   SCROLL REVEAL
========================================== */

.bf-reveal {
    opacity: 0;
    transform: translateY(36px);
    transition: opacity 0.9s ease, transform 0.9s cubic-bezier(0.2, 0.7, 0.2, 1);
}

    .bf-reveal.bf-is-visible {
        opacity: 1;
        transform: translateY(0);
    }

.bf-values-intro.bf-reveal {
    transition-delay: 0.05s;
}

.bf-values-visual.bf-reveal {
    transition-delay: 0.18s;
}

.bf-principle-card:nth-child(2) {
    transition-delay: 0.14s;
}


/* Bottom accent */

.bf-values-bottom-accent {
    position: absolute;
    right: 7%;
    bottom: 20px;
    display: flex;
    gap: 7px;
    opacity: 0.7;
}

    .bf-values-bottom-accent span {
        width: 5px;
        height: 5px;
        border-radius: 50%;
        background: #DCA15A;
    }

        .bf-values-bottom-accent span:nth-child(2) {
            opacity: 0.55;
        }

        .bf-values-bottom-accent span:nth-child(3) {
            opacity: 0.3;
        }


/* ==========================================
   ANIMATIONS
========================================== */

@keyframes bfGlowFloat {
    from {
        transform: translate3d(0, 0, 0);
    }

    to {
        transform: translate3d(25px, -20px, 0);
    }
}

@keyframes bfLineGrow {
    from {
        transform: scaleX(0);
    }

    to {
        transform: scaleX(1);
    }
}

@keyframes bfGoldShimmer {
    to {
        background-position: 200% center;
    }
}

@keyframes bfDotPulse {
    0%, 100% {
        box-shadow: 0 0 0 4px rgba(233,154,42,.13);
    }

    50% {
        box-shadow: 0 0 0 8px rgba(233,154,42,.04);
    }
}

@keyframes bfAuraPulse {
    0%, 100% {
        transform: scale(0.94);
        opacity: 0.7;
    }

    50% {
        transform: scale(1.08);
        opacity: 1;
    }
}

@keyframes bfOrbitTurn {
    from {
        transform: rotateX(61deg) rotateZ(-15deg);
    }

    to {
        transform: rotateX(61deg) rotateZ(345deg);
    }
}

@keyframes bfOrbitReverse {
    from {
        transform: rotateX(62deg) rotateZ(25deg);
    }

    to {
        transform: rotateX(62deg) rotateZ(-335deg);
    }
}

@keyframes bfValueFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -9px;
    }
}

@keyframes bfParticleDrift {
    from {
        transform: translate(0, 0);
        opacity: 0.4;
    }

    to {
        transform: translate(8px, -14px);
        opacity: 1;
    }
}


/* ==========================================
   TABLET
========================================== */

@media (max-width: 1100px) {
    .bf-values {
        padding: 80px 0;
    }

    .bf-values-container {
        width: min(920px, calc(100% - 60px));
        grid-template-columns: 1fr 1fr;
        gap: 35px;
    }

    .bf-values-intro {
        padding-right: 10px;
    }

        .bf-values-intro h2 {
            font-size: clamp(36px, 4.5vw, 49px);
        }

    .bf-values-visual {
        grid-column: 2;
        grid-row: 1 / span 2;
        width: 100%;
    }

    .bf-values-side {
        grid-column: 1;
        grid-row: 2;
    }

    .bf-principle-card {
        padding: 20px 16px;
    }
}


/* ==========================================
   MOBILE
========================================== */

@media (max-width: 650px) {
    .bf-values {
        padding: 68px 0 60px;
    }

    .bf-values-container {
        width: calc(100% - 36px);
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .bf-values-intro {
        padding: 0;
    }

    .bf-values-eyebrow {
        margin-bottom: 17px;
        font-size: 10px;
        letter-spacing: 2.5px;
    }

    .bf-values-intro h2 {
        max-width: 100%;
        margin-bottom: 17px;
        font-size: clamp(36px, 9vw, 46px);
        letter-spacing: -1.1px;
    }

    .bf-values-description {
        font-size: 12px;
        line-height: 1.85;
    }

    .bf-values-cta {
        min-height: 49px;
    }

    .bf-values-signature {
        font-size: 8px;
        letter-spacing: 1px;
    }

    .bf-values-visual {
        grid-column: auto;
        grid-row: auto;
        width: min(100%, 390px);
        margin: 0 auto;
    }

    .bf-values-side {
        grid-column: auto;
        grid-row: auto;
        gap: 14px;
    }

    .bf-principle-card {
        padding: 20px 17px;
        border-radius: 17px;
    }

    .bf-principle-content h3 {
        font-size: 20px;
    }

    .bf-principle-content p {
        font-size: 12px;
    }

    .bf-value-point {
        width: 65px;
        height: 72px;
    }

    .bf-point-icon {
        width: 30px;
        height: 30px;
        font-size: 14px;
    }

    .bf-point-label {
        font-size: 10px;
    }

    .bf-point-growth {
        left: 0;
    }

    .bf-point-people {
        right: 0;
    }

    .bf-point-excellence {
        left: -2%;
        bottom: 17%;
    }

    .bf-point-innovation {
        right: -2%;
        bottom: 17%;
    }
}


/* Small phones */

@media (max-width: 380px) {
    .bf-values-container {
        width: calc(100% - 28px);
    }

    .bf-values-intro h2 {
        font-size: 34px;
    }

    .bf-values-visual {
        width: 100%;
    }

    .bf-value-point {
        width: 57px;
        height: 65px;
    }

    .bf-point-icon {
        width: 27px;
        height: 27px;
        margin-bottom: 3px;
        font-size: 12px;
    }

    .bf-point-label {
        font-size: 8px;
    }

    .bf-principle-icon {
        flex-basis: 41px;
        width: 41px;
        height: 41px;
    }
}


/* Accessibility */

@media (prefers-reduced-motion: reduce) {
    .bf-values *,
    .bf-values *::before,
    .bf-values *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
    }

    .bf-reveal {
        opacity: 1;
        transform: none;
    }
}
```css
/* ==========================================
   OUR VALUES — LAYOUT REFINEMENT
   Add at the END of your existing stylesheet
========================================== */
/* Section spacing and balance */
.bf-values {
    padding: 85px 0 80px;
}

.bf-values-container {
    width: min(1530px, calc(100% - 100px));
    grid-template-columns: minmax(0, 1fr) minmax(340px, 0.98fr) minmax(0, 1fr);
    gap: clamp(24px, 3vw, 52px);
    align-items: center;
}

/* Left heading */
.bf-values-intro h2 {
    font-size: clamp(38px, 3.1vw, 52px);
    line-height: 1.12;
    letter-spacing: -1.5px;
}

.bf-values-description {
    max-width: 450px;
    font-size: 14px;
    line-height: 1.9;
}

/* Center visual — cleaner proportions */
.bf-values-visual {
    width: 100%;
    max-width: 450px;
    aspect-ratio: 1 / 1;
    margin-inline: auto;
    transform-style: preserve-3d;
}

.bf-visual-aura {
    inset: 8%;
    width: 84%;
    height: 84%;
    filter: blur(24px);
}

/* Keep orbit lines behind the image */
.bf-visual-orbit {
    z-index: 0;
    pointer-events: none;
}

.bf-orbit-outer {
    inset: 5%;
    border-color: rgba(213, 157, 79, 0.35);
}

.bf-orbit-inner {
    inset: 12%;
    border-color: rgba(18, 61, 105, 0.15);
}

/* Image should look like a deliberate framed portrait */
.bf-values-image-wrap {
    z-index: 1;
    width: 76%;
    height: 76%;
    left: 12%;
    top: 12%;
    border: 4px solid #fff;
    border-radius: 47% 47% 43% 43%;
    box-shadow: 0 22px 48px rgba(11, 35, 66, 0.16), 0 0 0 1px rgba(220, 166, 88, 0.55);
}

.bf-values-team-image {
    object-position: center center;
}

/* Put all value badges above the orbit and outside the image */
.bf-value-point {
    z-index: 3;
    width: 70px;
    height: 76px;
    border: 1px solid rgba(220, 166, 88, 0.48);
    box-shadow: 0 8px 22px rgba(11, 35, 66, 0.09);
}

/* Top badge: keep its label completely visible */
.bf-point-trust {
    top: -1%;
    left: 50%;
    transform: translateX(-50%);
    animation: bfTrustFloat 4s ease-in-out infinite;
}

@keyframes bfTrustFloat {
    0%, 100% {
        translate: -50% 0;
    }

    50% {
        translate: -50% -6px;
    }
}

/* Left and right badges */
.bf-point-growth {
    top: 18%;
    left: 0;
}

.bf-point-people {
    top: 20%;
    right: 0;
}

.bf-point-excellence {
    bottom: 15%;
    left: 0;
}

.bf-point-innovation {
    bottom: 15%;
    right: 0;
}

/* More polished mission and vision cards */
.bf-values-side {
    gap: 18px;
}

.bf-principle-card {
    min-height: 190px;
    padding: 24px 21px;
    gap: 15px;
    border-radius: 20px;
    background: rgba(255, 255, 255, 0.88);
    border-color: rgba(220, 175, 111, 0.32);
    box-shadow: 0 12px 32px rgba(11, 35, 66, 0.045);
}

.bf-principle-icon {
    flex-basis: 46px;
    width: 46px;
    height: 46px;
}

.bf-principle-content h3 {
    font-size: 22px;
    margin-bottom: 9px;
}

.bf-principle-content p {
    font-size: 12.5px;
    line-height: 1.85;
}

/* Smooth hover without excessive tilting */
.bf-principle-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 38px rgba(11, 35, 66, 0.10);
}

/* ==========================================
   TABLET
========================================== */

@media (max-width: 1100px) {
    .bf-values-container {
        width: calc(100% - 56px);
        grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
        gap: 32px;
    }

    .bf-values-visual {
        max-width: 420px;
        grid-column: 2;
        grid-row: 1;
    }

    .bf-values-intro {
        grid-column: 1;
        grid-row: 1;
    }

    .bf-values-side {
        grid-column: 1 / -1;
        grid-row: 2;
        display: grid;
        grid-template-columns: repeat(2, minmax(0, 1fr));
        align-items: stretch;
    }

    .bf-principle-card {
        min-height: 180px;
    }
}

/* ==========================================
   MOBILE
========================================== */

@media (max-width: 650px) {
    .bf-values {
        padding: 60px 0 55px;
    }

    .bf-values-container {
        width: calc(100% - 36px);
        grid-template-columns: minmax(0, 1fr);
        gap: 30px;
    }

    .bf-values-intro,
    .bf-values-visual,
    .bf-values-side {
        grid-column: 1;
        grid-row: auto;
    }

        .bf-values-intro h2 {
            font-size: clamp(36px, 9vw, 45px);
        }

    .bf-values-visual {
        width: min(100%, 390px);
        margin: 8px auto;
    }

    .bf-values-image-wrap {
        width: 74%;
        height: 74%;
        top: 13%;
        left: 13%;
    }

    .bf-value-point {
        width: 62px;
        height: 69px;
    }

    .bf-point-trust {
        top: 0;
        left: 50%;
    }

    .bf-point-growth {
        left: 0;
        top: 20%;
    }

    .bf-point-people {
        right: 0;
        top: 20%;
    }

    .bf-point-excellence {
        left: 0;
        bottom: 15%;
    }

    .bf-point-innovation {
        right: 0;
        bottom: 15%;
    }

    .bf-values-side {
        display: flex;
        flex-direction: column;
        gap: 15px;
    }

    .bf-principle-card {
        min-height: unset;
        padding: 21px 18px;
    }
}

/* Respect reduced-motion preferences */
@media (prefers-reduced-motion: reduce) {
    .bf-values .bf-value-point,
    .bf-values .bf-visual-orbit,
    .bf-values .bf-values-glow {
        animation: none !important;
    }
}

/* ==========================================
   BUBNA VALUES LOGO — PREMIUM VISUAL
========================================== */
.bf-values-visual {
    --bf-navy: #0b2342;
    --bf-gold: #d99b42;
    --bf-gold-light: #ffe0a5;
    position: relative;
    width: 100%;
    max-width: 460px;
    aspect-ratio: 1 / 1;
    margin-inline: auto;
    isolation: isolate;
    perspective: 1000px;
    transform-style: preserve-3d;
    overflow: visible;
}

/* Ambient glow */

.bf-values-visual .bf-visual-aura {
    position: absolute;
    inset: 15%;
    z-index: -2;
    border-radius: 50%;
    background: radial-gradient( circle, rgba(242, 190, 112, 0.27), rgba(217, 155, 66, 0.09) 43%, transparent 72% );
    filter: blur(22px);
    animation: bfLogoAura 5s ease-in-out infinite;
}

.bf-logo-glow {
    position: absolute;
    inset: 23%;
    z-index: -1;
    border-radius: 50%;
    background: radial-gradient( circle, rgba(255, 222, 169, 0.44), rgba(255, 248, 235, 0.2) 48%, transparent 72% );
    filter: blur(18px);
}

/* Orbital rings */

.bf-values-visual .bf-visual-orbit,
.bf-logo-orbit {
    position: absolute;
    border-radius: 50%;
    pointer-events: none;
}

.bf-values-visual .bf-orbit-outer {
    inset: 7%;
    border: 1px solid rgba(217, 155, 66, 0.42);
    animation: bfOrbitRotate 24s linear infinite;
}

.bf-values-visual .bf-orbit-inner {
    inset: 15%;
    border: 1px dashed rgba(11, 35, 66, 0.19);
    animation: bfOrbitRotate 32s linear infinite reverse;
}

.bf-logo-orbit-gold {
    inset: 20%;
    border: 1px solid rgba(239, 183, 99, 0.38);
    transform: rotateX(62deg) rotateZ(-20deg);
    animation: bfOrbitTilt 9s ease-in-out infinite;
}

/* Logo frame */

.bf-values-visual .bf-logo-wrap {
    position: absolute;
    top: 50%;
    left: 50%;
    z-index: 2;
    width: 68%;
    height: 54%;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 20px;
    overflow: hidden;
    border: 1px solid rgba(225, 177, 104, 0.65);
    border-radius: 45% 45% 30% 30% / 35% 35% 28% 28%;
    background: linear-gradient( 145deg, rgba(255, 255, 255, 0.95), rgba(255, 248, 236, 0.83) );
    box-shadow: 0 30px 60px rgba(11, 35, 66, 0.13), 0 0 0 7px rgba(255, 255, 255, 0.5), inset 0 0 25px rgba(255, 220, 163, 0.18);
    transform: translate(-50%, -50%) rotateY(-5deg);
    transform-style: preserve-3d;
    transition: transform 0.7s cubic-bezier(.2,.8,.2,1), box-shadow 0.7s ease, border-color 0.5s ease;
}

/* Soft backlight behind logo */

.bf-logo-backlight {
    position: absolute;
    inset: 12%;
    z-index: -1;
    border-radius: 50%;
    background: radial-gradient( ellipse, rgba(255, 215, 151, 0.4), transparent 70% );
    filter: blur(15px);
}

/* Actual logo — transparent background */

.bf-values-visual .bf-center-logo {
    position: relative;
    z-index: 1;
    display: block;
    width: 100%;
    height: 100%;
    max-width: 100%;
    max-height: 100%;
    object-fit: contain;
    object-position: center;
    background: transparent;
    border: 0;
    border-radius: 0;
    box-shadow: none;
    filter: drop-shadow(0 8px 12px rgba(11, 35, 66, 0.12));
    animation: bfLogoFloat 5s ease-in-out infinite;
    transition: filter 0.5s ease;
}

/* Gold light sweeps over frame */

.bf-logo-shine {
    position: absolute;
    top: -50%;
    left: -80%;
    z-index: 2;
    width: 45%;
    height: 200%;
    pointer-events: none;
    background: linear-gradient( 90deg, transparent, rgba(255, 255, 255, 0.55), rgba(255, 215, 151, 0.25), transparent );
    transform: rotate(25deg);
    animation: bfLogoShine 7s ease-in-out infinite;
}

.bf-logo-bottom-line {
    position: absolute;
    bottom: 0;
    left: 20%;
    width: 60%;
    height: 2px;
    background: linear-gradient( 90deg, transparent, var(--bf-gold), var(--bf-gold-light), var(--bf-gold), transparent );
    opacity: 0.8;
    transform: scaleX(0.65);
    transform-origin: center;
    transition: transform 0.5s ease;
}

/* Hover interaction */

.bf-values-visual:hover .bf-logo-wrap {
    transform: translate(-50%, -52%) rotateY(0deg) rotateX(2deg);
    border-color: rgba(217, 155, 66, 0.95);
    box-shadow: 0 38px 75px rgba(11, 35, 66, 0.18), 0 0 0 8px rgba(255, 255, 255, 0.65), 0 0 35px rgba(217, 155, 66, 0.14);
}

.bf-values-visual:hover .bf-center-logo {
    filter: drop-shadow(0 10px 16px rgba(11, 35, 66, 0.18));
}

.bf-values-visual:hover .bf-logo-bottom-line {
    transform: scaleX(1);
}

/* Floating value icons */

.bf-values-visual .bf-value-point {
    position: absolute;
    z-index: 4;
    width: 76px;
    min-height: 82px;
    padding: 10px 5px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 5px;
    border: 1px solid rgba(217, 155, 66, 0.42);
    border-radius: 40px;
    background: rgba(255, 255, 255, 0.93);
    box-shadow: 0 12px 28px rgba(11, 35, 66, 0.08);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    transition: transform 0.4s ease, box-shadow 0.4s ease, border-color 0.4s ease;
}

.bf-values-visual .bf-point-icon {
    width: 38px;
    height: 38px;
    flex-shrink: 0;
    display: grid;
    place-items: center;
    border-radius: 50%;
    color: #a86619;
    background: linear-gradient( 145deg, #fff4df, #f8d9a0 );
    font-size: 14px;
    box-shadow: inset 0 0 0 1px rgba(217, 155, 66, 0.12);
}

.bf-values-visual .bf-point-label {
    color: var(--bf-navy);
    font-size: 10px;
    font-weight: 700;
    line-height: 1.2;
    text-align: center;
}

.bf-values-visual .bf-value-point:hover {
    transform: translateY(-7px) scale(1.04);
    border-color: var(--bf-gold);
    box-shadow: 0 18px 32px rgba(11, 35, 66, 0.13);
}

/* Icon positions */

.bf-values-visual .bf-point-trust {
    top: 0;
    left: 50%;
    animation: bfBadgeFloat 4s ease-in-out infinite;
}

.bf-values-visual .bf-point-growth {
    top: 19%;
    left: 0;
    animation: bfBadgeFloat 4.8s ease-in-out infinite;
}

.bf-values-visual .bf-point-people {
    top: 19%;
    right: 0;
    animation: bfBadgeFloat 4.4s ease-in-out infinite 0.4s;
}

.bf-values-visual .bf-point-excellence {
    bottom: 14%;
    left: 0;
    animation: bfBadgeFloat 5s ease-in-out infinite 0.3s;
}

.bf-values-visual .bf-point-innovation {
    bottom: 14%;
    right: 0;
    animation: bfBadgeFloat 4.5s ease-in-out infinite 0.7s;
}

/* Small orbital particles */

.bf-values-visual .bf-logo-dot {
    position: absolute;
    z-index: 3;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--bf-gold);
    box-shadow: 0 0 12px rgba(217, 155, 66, 0.65);
}

.bf-logo-dot-one {
    top: 21%;
    left: 15%;
    animation: bfDotPulse 3s infinite;
}

.bf-logo-dot-two {
    top: 25%;
    right: 16%;
    animation: bfDotPulse 3.8s infinite 0.6s;
}

.bf-logo-dot-three {
    bottom: 17%;
    left: 22%;
    animation: bfDotPulse 3.5s infinite 1s;
}

/* Brand caption */

.bf-logo-caption {
    position: absolute;
    bottom: 0;
    left: 50%;
    z-index: 3;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    width: max-content;
    max-width: 100%;
    color: #193657;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 2px;
    white-space: nowrap;
    transform: translateX(-50%);
}

.bf-caption-line {
    width: 20px;
    height: 1px;
    background: var(--bf-gold);
}

/* Scroll reveal */

.bf-values-visual.bf-reveal {
    opacity: 0;
    transform: translateY(28px) scale(0.97);
    transition: opacity 0.85s ease, transform 0.85s cubic-bezier(.2,.8,.2,1);
}

    .bf-values-visual.bf-reveal.bf-visible {
        opacity: 1;
        transform: translateY(0) scale(1);
    }

/* Animations */

@keyframes bfLogoFloat {
    0%, 100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-5px);
    }
}

@keyframes bfLogoAura {
    0%, 100% {
        opacity: 0.7;
        transform: scale(0.96);
    }

    50% {
        opacity: 1;
        transform: scale(1.05);
    }
}

@keyframes bfOrbitRotate {
    from {
        rotate: 0deg;
    }

    to {
        rotate: 360deg;
    }
}

@keyframes bfOrbitTilt {
    0%, 100% {
        transform: rotateX(62deg) rotateZ(-20deg) scale(1);
    }

    50% {
        transform: rotateX(62deg) rotateZ(0deg) scale(1.03);
    }
}

@keyframes bfBadgeFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -6px;
    }
}

@keyframes bfDotPulse {
    0%, 100% {
        opacity: 0.4;
        scale: 0.75;
    }

    50% {
        opacity: 1;
        scale: 1.25;
    }
}

@keyframes bfLogoShine {
    0%, 15% {
        left: -80%;
    }

    45%, 100% {
        left: 140%;
    }
}

/* Tablet */

@media (max-width: 900px) {
    .bf-values-visual {
        max-width: 410px;
    }

        .bf-values-visual .bf-logo-wrap {
            width: 66%;
            height: 51%;
            padding: 16px;
        }

        .bf-values-visual .bf-value-point {
            width: 68px;
            min-height: 74px;
        }
}

/* Mobile */

@media (max-width: 600px) {
    .bf-values-visual {
        width: min(100%, 370px);
        margin: 12px auto 28px;
    }

        .bf-values-visual .bf-logo-wrap {
            width: 68%;
            height: 48%;
            padding: 12px;
            border-radius: 20px;
        }

        .bf-values-visual .bf-value-point {
            width: 59px;
            min-height: 65px;
            padding: 7px 3px;
            gap: 4px;
        }

        .bf-values-visual .bf-point-icon {
            width: 31px;
            height: 31px;
            font-size: 12px;
        }

        .bf-values-visual .bf-point-label {
            font-size: 10px;
        }

        .bf-values-visual .bf-point-trust {
            top: 1%;
        }

        .bf-values-visual .bf-point-growth,
        .bf-values-visual .bf-point-people {
            top: 21%;
        }

        .bf-values-visual .bf-point-excellence,
        .bf-values-visual .bf-point-innovation {
            bottom: 16%;
        }

    .bf-logo-caption {
        bottom: 0;
        gap: 6px;
        font-size: 7px;
        letter-spacing: 1.3px;
    }

    .bf-caption-line {
        width: 12px;
    }
}

/* Accessibility */

@media (prefers-reduced-motion: reduce) {
    .bf-values-visual *,
    .bf-values-visual *::before,
    .bf-values-visual *::after {
        animation: none !important;
        transition-duration: 0.01ms !important;
    }
}


/* ==========================================
   OUR APPROACH — NAVY & CHAMPAGNE GOLD
========================================== */

.bfa-approach {
    --bfa-navy: #081d38;
    --bfa-blue: #102f52;
    --bfa-gold: #f4b45e;
    --bfa-gold-light: #ffe0aa;
    --bfa-white: #ffffff;
    --bfa-muted: #c0cede;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 105px 0 85px;
    color: var(--bfa-white);
    background: radial-gradient( ellipse at 50% 0%, rgba(35, 76, 119, 0.48), transparent 53% ), linear-gradient( 135deg, #07182f 0%, #0b2342 52%, #102d4e 100% );
}

    .bfa-approach *,
    .bfa-approach *::before,
    .bfa-approach *::after {
        box-sizing: border-box;
    }

.bfa-container {
    position: relative;
    z-index: 2;
    width: min(1550px, calc(100% - 60px));
    margin: 0 auto;
}

/* Background grid */

.bfa-bg-grid {
    position: absolute;
    z-index: -2;
    inset: 0;
    background-image: linear-gradient( rgba(255,255,255,.025) 1px, transparent 1px ), linear-gradient( 90deg, rgba(255,255,255,.025) 1px, transparent 1px );
    background-size: 55px 55px;
    mask-image: linear-gradient( to bottom, black, transparent 95% );
    pointer-events: none;
}

.bfa-glow {
    position: absolute;
    z-index: -1;
    width: 360px;
    height: 360px;
    border-radius: 50%;
    filter: blur(100px);
    pointer-events: none;
    opacity: .14;
}

.bfa-glow-one {
    top: 18%;
    left: -200px;
    background: #2872ad;
    animation: bfaGlowMove 12s ease-in-out infinite alternate;
}

.bfa-glow-two {
    right: -190px;
    bottom: 2%;
    background: #e7a44d;
    animation: bfaGlowMove 14s ease-in-out infinite alternate-reverse;
}

/* Heading */

.bfa-heading {
    max-width: 780px;
    margin: 0 auto 70px;
    text-align: center;
}

.bfa-eyebrow {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 13px;
    margin-bottom: 23px;
    color: var(--bfa-gold);
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 3px;
}

    .bfa-eyebrow span {
        width: 35px;
        height: 1px;
        background: linear-gradient( 90deg, transparent, var(--bfa-gold) );
    }

        .bfa-eyebrow span:last-child {
            transform: rotate(180deg);
        }

.bfa-heading h2 {
    margin: 0 0 20px;
    color: #fff;
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(38px, 4.4vw, 60px);
    line-height: 1.13;
    letter-spacing: -1.7px;
    font-weight: 700;
}

    .bfa-heading h2 span {
        display: block;
        color: var(--bfa-gold-light);
        font-style: italic;
    }

.bfa-heading p {
    max-width: 700px;
    margin: 0 auto;
    color: var(--bfa-muted);
    font-size: 14px;
    line-height: 1.95;
}

/* Process grid */

.bfa-process {
    position: relative;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 22px;
}

/* Connecting line */

.bfa-process-line {
    position: absolute;
    top: 46px;
    left: 10%;
    right: 10%;
    height: 1px;
    z-index: -1;
    background: rgba(244, 180, 94, .22);
    overflow: hidden;
}

.bfa-line-progress {
    display: block;
    width: 0;
    height: 100%;
    background: linear-gradient( 90deg, transparent, var(--bfa-gold), #fff0d4, var(--bfa-gold), transparent );
    box-shadow: 0 0 12px rgba(244,180,94,.5);
    transition: width 2s cubic-bezier(.2,.8,.2,1);
}

.bfa-approach.bfa-active .bfa-line-progress {
    width: 100%;
}

/* Individual step */

.bfa-step {
    position: relative;
    min-width: 0;
    padding: 24px 22px 23px;
    border: 1px solid rgba(255,255,255,.09);
    border-radius: 20px;
    background: linear-gradient( 150deg, rgba(255,255,255,.065), rgba(255,255,255,.018) );
    box-shadow: 0 16px 35px rgba(0,0,0,.09), inset 0 1px rgba(255,255,255,.035);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    transition: transform .55s cubic-bezier(.2,.8,.2,1), border-color .45s ease, background .45s ease, box-shadow .45s ease;
}

    .bfa-step:hover {
        transform: translateY(-10px);
        border-color: rgba(244,180,94,.45);
        background: linear-gradient( 145deg, rgba(255,255,255,.095), rgba(244,180,94,.045) );
        box-shadow: 0 28px 45px rgba(0,0,0,.2), 0 0 25px rgba(244,180,94,.055);
    }

/* Step labels */

.bfa-step-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    margin-bottom: 28px;
}

.bfa-step-number {
    color: var(--bfa-gold-light);
    font-family: Georgia, serif;
    font-size: 29px;
    font-weight: 700;
}

.bfa-step-tag {
    padding: 7px 9px;
    border: 1px solid rgba(244,180,94,.25);
    border-radius: 30px;
    color: var(--bfa-gold);
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.4px;
}

/* 3D icon stage */

.bfa-icon-stage {
    position: relative;
    display: grid;
    place-items: center;
    width: 94px;
    height: 94px;
    margin: 0 auto 27px;
    perspective: 500px;
}

.bfa-icon-ring {
    position: absolute;
    inset: 3px;
    border: 1px solid rgba(244,180,94,.45);
    border-radius: 50%;
    transition: transform .7s ease, border-color .5s ease;
}

.bfa-icon-orbit {
    position: absolute;
    inset: -5px 13px;
    border: 1px dashed rgba(244,180,94,.35);
    border-radius: 50%;
    transform: rotate(-35deg);
    transition: transform .7s ease;
}

.bfa-step-icon {
    position: relative;
    z-index: 2;
    display: grid;
    place-items: center;
    width: 62px;
    height: 62px;
    border: 1px solid rgba(255,255,255,.65);
    border-radius: 19px;
    color: #754916;
    font-size: 24px;
    background: linear-gradient( 145deg, #fff0d1, #f4b45e );
    box-shadow: 0 10px 24px rgba(0,0,0,.2), inset 0 1px rgba(255,255,255,.9);
    transform: rotate(-5deg) translateZ(12px);
    transition: transform .55s cubic-bezier(.2,.8,.2,1), box-shadow .55s ease;
}

.bfa-step:hover .bfa-icon-ring {
    transform: scale(1.13);
    border-color: var(--bfa-gold-light);
}

.bfa-step:hover .bfa-icon-orbit {
    transform: rotate(35deg) scale(1.12);
}

.bfa-step:hover .bfa-step-icon {
    transform: rotate(0deg) translateY(-4px) translateZ(25px);
    box-shadow: 0 17px 28px rgba(0,0,0,.25), 0 0 22px rgba(244,180,94,.15);
}

/* Step content */

.bfa-step h3 {
    min-height: 52px;
    margin: 0 0 13px;
    color: #fff;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 21px;
    line-height: 1.3;
    font-weight: 700;
    transition: color .35s ease;
}

.bfa-step:hover h3 {
    color: var(--bfa-gold-light);
}

.bfa-step p {
    min-height: 118px;
    margin: 0 0 25px;
    color: var(--bfa-muted);
    font-size: 12px;
    line-height: 1.9;
}

/* Footer labels */

.bfa-step-footer {
    display: flex;
    align-items: center;
    gap: 9px;
    padding-top: 16px;
    border-top: 1px solid rgba(255,255,255,.09);
    color: #d6dfeb;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1px;
}

.bfa-footer-dot {
    flex: 0 0 6px;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--bfa-gold);
    box-shadow: 0 0 10px rgba(244,180,94,.5);
}

/* Bottom commitment banner */

.bfa-bottom {
    display: flex;
    align-items: center;
    gap: 22px;
    margin-top: 38px;
    padding: 28px 32px;
    border: 1px solid rgba(244,180,94,.3);
    border-radius: 18px;
    background: linear-gradient( 105deg, rgba(255,255,255,.075), rgba(255,255,255,.025) );
    box-shadow: inset 0 1px rgba(255,255,255,.04);
    transition: border-color .45s ease, background .45s ease, transform .45s ease;
}

    .bfa-bottom:hover {
        border-color: rgba(244,180,94,.55);
        background: linear-gradient( 105deg, rgba(255,255,255,.10), rgba(244,180,94,.035) );
        transform: translateY(-3px);
    }

.bfa-bottom-mark {
    display: grid;
    place-items: center;
    flex: 0 0 58px;
    width: 58px;
    height: 58px;
    border: 1px solid rgba(244,180,94,.45);
    border-radius: 17px;
    color: #794b16;
    font-size: 23px;
    background: linear-gradient( 145deg, #fff0d1, #f4b45e );
}

.bfa-bottom-copy {
    flex: 1;
    min-width: 0;
}

    .bfa-bottom-copy > span {
        color: var(--bfa-gold);
        font-size: 10px;
        font-weight: 800;
        letter-spacing: 2px;
    }

    .bfa-bottom-copy h3 {
        margin: 7px 0;
        color: #fff;
        font-family: Georgia, serif;
        font-size: 21px;
        line-height: 1.4;
    }

    .bfa-bottom-copy p {
        margin: 0;
        color: var(--bfa-muted);
        font-size: 12px;
        line-height: 1.8;
    }

/* Contact button */

.bfa-contact-link {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 13px;
    flex-shrink: 0;
    padding: 15px 20px;
    border: 1px solid var(--bfa-gold);
    border-radius: 50px;
    color: var(--bfa-white);
    background: var(--bfa-blue);
    font-size: 12px;
    font-weight: 700;
    text-decoration: none;
    transition: color .35s ease, background .35s ease, box-shadow .35s ease, transform .35s ease;
}

    .bfa-contact-link i {
        color: var(--bfa-gold);
        transition: transform .35s ease;
    }

    .bfa-contact-link:hover {
        color: #081d38;
        background: var(--bfa-gold-light);
        box-shadow: 0 10px 25px rgba(244,180,94,.15);
        transform: translateY(-2px);
    }

        .bfa-contact-link:hover i {
            color: #081d38;
            transform: translateX(4px);
        }

/* Scroll reveal */

.bfa-approach .bfa-reveal {
    opacity: 0;
    transform: translateY(35px);
    transition: opacity .8s ease, transform .8s cubic-bezier(.2,.8,.2,1);
}

    .bfa-approach .bfa-reveal.bfa-visible {
        opacity: 1;
        transform: translateY(0);
    }

.bfa-approach .bfa-step:nth-child(2) {
    transition-delay: .1s;
}

.bfa-approach .bfa-step:nth-child(3) {
    transition-delay: .22s;
}

.bfa-approach .bfa-step:nth-child(4) {
    transition-delay: .34s;
}

.bfa-approach .bfa-step:nth-child(5) {
    transition-delay: .46s;
}

/* Background movement */

@keyframes bfaGlowMove {
    from {
        transform: translate3d(0, 0, 0) scale(.9);
    }

    to {
        transform: translate3d(55px, -35px, 0) scale(1.15);
    }
}

/* Tablet */

@media (max-width: 1050px) {
    .bfa-approach {
        padding: 85px 0 70px;
    }

    .bfa-container {
        width: min(900px, calc(100% - 44px));
    }

    .bfa-process {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 20px;
    }

    .bfa-process-line {
        display: none;
    }

    .bfa-step p {
        min-height: 95px;
    }

    .bfa-step h3 {
        min-height: unset;
    }
}

/* Mobile */

@media (max-width: 600px) {
    .bfa-approach {
        padding: 68px 0 55px;
    }

    .bfa-container {
        width: calc(100% - 34px);
    }

    .bfa-heading {
        margin-bottom: 38px;
    }

    .bfa-eyebrow {
        gap: 8px;
        font-size: 10px;
        letter-spacing: 2px;
    }

        .bfa-eyebrow span {
            width: 22px;
        }

    .bfa-heading h2 {
        font-size: clamp(34px, 9vw, 43px);
        letter-spacing: -1px;
    }

    .bfa-heading p {
        font-size: 12px;
        line-height: 1.85;
    }

    .bfa-process {
        grid-template-columns: minmax(0, 1fr);
        gap: 16px;
    }

    .bfa-step {
        padding: 22px 20px;
        border-radius: 17px;
    }

    .bfa-step-top {
        margin-bottom: 20px;
    }

    .bfa-icon-stage {
        width: 82px;
        height: 82px;
        margin-bottom: 22px;
    }

    .bfa-step-icon {
        width: 56px;
        height: 56px;
        font-size: 21px;
    }

    .bfa-step h3 {
        font-size: 21px;
    }

    .bfa-step p {
        min-height: 0;
        margin-bottom: 22px;
        font-size: 12px;
    }

    .bfa-bottom {
        flex-wrap: wrap;
        gap: 16px;
        margin-top: 25px;
        padding: 22px 19px;
    }

    .bfa-bottom-mark {
        flex-basis: 48px;
        width: 48px;
        height: 48px;
        font-size: 20px;
    }

    .bfa-bottom-copy {
        flex: 1 1 calc(100% - 65px);
    }

        .bfa-bottom-copy h3 {
            font-size: 19px;
        }

        .bfa-bottom-copy p {
            font-size: 12px;
        }

    .bfa-contact-link {
        width: 100%;
        padding: 15px;
    }
}

/* Reduced motion accessibility */

@media (prefers-reduced-motion: reduce) {
    .bfa-approach *,
    .bfa-approach *::before,
    .bfa-approach *::after {
        animation: none !important;
        transition-duration: .01ms !important;
    }

    .bfa-approach .bfa-reveal {
        opacity: 1;
        transform: none;
    }

    .bfa-line-progress {
        width: 100%;
    }
}

/* =========================================
   BUBNA FINANCIAL — WHITE END SECTION
========================================= */

.bf-final-white,
.bf-final-white * {
    box-sizing: border-box;
}

.bf-final-white {
    --bfw-blue: #102e50;
    --bfw-deep-blue: #081e37;
    --bfw-gold: #e99a36;
    --bfw-gold-light: #f7d49a;
    --bfw-text: #5d6a7b;
    --bfw-white: #ffffff;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 110px 6.5% 115px;
    background: #fff;
    color: var(--bfw-blue);
    font-family: 'Inter', sans-serif;
}

/* Soft background details */
.bfw-bg-grid {
    position: absolute;
    inset: 0;
    z-index: -3;
    pointer-events: none;
    background-image: linear-gradient(rgba(16,46,80,.035) 1px, transparent 1px), linear-gradient(90deg, rgba(16,46,80,.035) 1px, transparent 1px);
    background-size: 52px 52px;
    mask-image: linear-gradient(90deg, transparent, black 45%, black 85%, transparent);
    animation: bfwGridMove 25s linear infinite;
}

.bfw-light {
    position: absolute;
    z-index: -2;
    width: 450px;
    height: 450px;
    border-radius: 50%;
    pointer-events: none;
    filter: blur(5px);
}

.bfw-light-one {
    top: -260px;
    left: -170px;
    background: radial-gradient(circle, rgba(233,154,54,.12), transparent 70%);
    animation: bfwAmbient 11s ease-in-out infinite alternate;
}

.bfw-light-two {
    right: -180px;
    bottom: -260px;
    background: radial-gradient(circle, rgba(47,101,157,.11), transparent 70%);
    animation: bfwAmbient 13s ease-in-out infinite alternate-reverse;
}

.bfw-container {
    width: 100%;
    max-width: 1450px;
    margin: auto;
    display: grid;
    grid-template-columns: 1fr .94fr;
    align-items: center;
    gap: clamp(45px, 7vw, 105px);
}

/* Content reveal */
.bfw-content {
    opacity: 0;
    transform: translateY(35px);
    transition: opacity .85s ease, transform 1s cubic-bezier(.2,.7,.2,1);
}

.bf-final-white.bfw-visible .bfw-content {
    opacity: 1;
    transform: translateY(0);
}

.bfw-kicker {
    display: flex;
    align-items: center;
    gap: 13px;
    margin-bottom: 25px;
    color: #a66a1d;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 2.8px;
}

.bfw-kicker-line {
    width: 38px;
    height: 2px;
    background: var(--bfw-gold);
    box-shadow: 0 0 10px rgba(233,154,54,.3);
}

.bfw-heading {
    margin: 0;
    font-family: 'Playfair Display', Georgia, serif;
    font-size: clamp(40px, 4.1vw, 63px);
    line-height: 1.13;
    letter-spacing: -1.5px;
    font-weight: 700;
    color: var(--bfw-deep-blue);
}

    .bfw-heading > span,
    .bfw-heading > em {
        display: block;
    }

    .bfw-heading > span {
        color: #244a70;
    }

    .bfw-heading > em {
        margin-top: 5px;
        font-style: italic;
        font-weight: 600;
        background: linear-gradient(100deg, #b77b2b, #e99a36 55%, #d8ad69);
        background-clip: text;
        -webkit-background-clip: text;
        color: transparent;
    }

.bfw-description {
    max-width: 550px;
    margin: 25px 0;
    color: var(--bfw-text);
    font-size: 14px;
    line-height: 1.95;
}

/* Highlight row */
.bfw-highlight {
    display: flex;
    align-items: center;
    gap: 16px;
    max-width: 510px;
    padding: 18px;
    border: 1px solid #e9edf2;
    border-left: 3px solid var(--bfw-gold);
    border-radius: 4px 15px 15px 4px;
    background: linear-gradient(110deg, #fffaf2, #fff 85%);
    box-shadow: 0 10px 32px rgba(16,46,80,.045);
    transition: transform .35s ease, box-shadow .35s ease;
}

    .bfw-highlight:hover {
        transform: translateX(6px);
        box-shadow: 0 15px 35px rgba(16,46,80,.09);
    }

.bfw-highlight-icon {
    display: grid;
    place-items: center;
    flex: 0 0 48px;
    width: 48px;
    height: 48px;
    border-radius: 14px;
    color: #9b6118;
    background: linear-gradient(145deg, #fff1d8, #ffe0ad);
    font-size: 20px;
    transition: transform .4s ease;
}

.bfw-highlight:hover .bfw-highlight-icon {
    transform: rotateY(180deg);
}

.bfw-highlight h3 {
    margin: 0 0 6px;
    color: var(--bfw-blue);
    font-family: 'Playfair Display', Georgia, serif;
    font-size: 14px;
}

.bfw-highlight p {
    margin: 0;
    color: #6d7886;
    font-size: 12px;
    line-height: 1.8;
}

/* CTA */
.bfw-buttons {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 25px;
    margin-top: 30px;
}

.bfw-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 18px;
    min-height: 55px;
    padding: 8px 9px 8px 22px;
    border: 1px solid var(--bfw-blue);
    border-radius: 50px;
    background: var(--bfw-blue);
    color: white;
    text-decoration: none;
    font-size: 12px;
    font-weight: 750;
    box-shadow: 0 10px 25px rgba(16,46,80,.13);
    transition: transform .35s ease, box-shadow .35s ease;
}

    .bfw-btn:hover {
        transform: translateY(-4px);
        box-shadow: 0 16px 32px rgba(16,46,80,.22);
    }

.bfw-btn-icon {
    display: grid;
    place-items: center;
    width: 37px;
    height: 37px;
    border-radius: 50%;
    background: linear-gradient(135deg, #ffdda3, #e99a36);
    color: #142c45;
    transition: transform .35s ease;
}

.bfw-btn:hover .bfw-btn-icon {
    transform: rotate(-45deg);
}

.bfw-text-link {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: var(--bfw-blue);
    text-decoration: none;
    font-size: 12px;
    font-weight: 750;
    transition: color .3s ease, transform .3s ease;
}

    .bfw-text-link i {
        color: #c1802c;
    }

    .bfw-text-link:hover {
        color: #b77725;
        transform: translateY(-2px);
    }

.bfw-signature {
    display: flex;
    align-items: center;
    gap: 11px;
    margin-top: 33px;
    color: #8893a1;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.8px;
}

.bfw-signature-line {
    width: 26px;
    height: 1px;
    background: var(--bfw-gold);
}

/* Right visual reveal */
.bfw-visual {
    position: relative;
    perspective: 1200px;
    opacity: 0;
    transform: translate(30px, 30px) rotateY(-7deg);
    transition: opacity 1s ease .2s, transform 1.1s cubic-bezier(.2,.7,.2,1) .2s;
}

.bf-final-white.bfw-visible .bfw-visual {
    opacity: 1;
    transform: translate(0, 0) rotateY(0);
}

.bfw-visual-glow {
    position: absolute;
    inset: 10%;
    border-radius: 50%;
    background: rgba(233,154,54,.13);
    filter: blur(65px);
    animation: bfwGlowPulse 5s ease-in-out infinite alternate;
}

.bfw-visual-card {
    position: relative;
    overflow: hidden;
    border: 1px solid #e8d9c1;
    border-radius: 24px;
    background: linear-gradient(145deg, #fff 0%, #fcfaf6 100%);
    box-shadow: 0 30px 75px rgba(16,46,80,.11), inset 0 1px white;
    transform-style: preserve-3d;
    transition: border-color .35s ease, box-shadow .35s ease;
}

    .bfw-visual-card:hover {
        border-color: #dfbb81;
        box-shadow: 0 35px 85px rgba(16,46,80,.15);
    }

.bfw-card-top,
.bfw-card-bottom {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    padding: 20px 23px;
}

.bfw-card-top {
    border-bottom: 1px solid #eee7dc;
}

.bfw-card-label,
.bfw-card-number {
    color: #67788b;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.1px;
}

.bfw-status-dot {
    display: inline-block;
    width: 7px;
    height: 7px;
    margin-right: 8px;
    border-radius: 50%;
    background: #e99a36;
    box-shadow: 0 0 0 4px rgba(233,154,54,.13);
    animation: bfwDotPulse 2s infinite;
}

/* Central 3D-inspired artwork */
.bfw-artwork {
    position: relative;
    min-height: 380px;
    overflow: hidden;
    background: radial-gradient(ellipse at center, rgba(233,154,54,.09), transparent 50%), linear-gradient(145deg, #fff, #fbf8f2);
}

    .bfw-artwork::before {
        content: "";
        position: absolute;
        inset: 0;
        background-image: radial-gradient(#c4a16b 1px, transparent 1px);
        background-size: 23px 23px;
        opacity: .2;
        mask-image: radial-gradient(ellipse, black, transparent 73%);
    }

/* Rings */
.bfw-ring {
    position: absolute;
    top: 50%;
    left: 50%;
    border: 1px solid rgba(196,145,70,.32);
    border-radius: 50%;
    transform: translate(-50%, -50%);
}

.bfw-ring-outer {
    width: 300px;
    height: 300px;
    border-style: dashed;
    animation: bfwRotate 35s linear infinite;
}

.bfw-ring-middle {
    width: 240px;
    height: 240px;
    border-color: rgba(16,46,80,.14);
    animation: bfwRotate 27s linear infinite reverse;
}

.bfw-ring-inner {
    width: 180px;
    height: 180px;
    border-color: rgba(233,154,54,.55);
    animation: bfwRingPulse 4s ease-in-out infinite alternate;
}

.bfw-arc {
    position: absolute;
    top: 50%;
    left: 50%;
    width: 335px;
    height: 125px;
    border: 1px solid #dca75d;
    border-color: #dca75d transparent transparent;
    border-radius: 50%;
    transform: translate(-50%, -50%) rotate(35deg);
}

.bfw-arc-two {
    width: 335px;
    height: 145px;
    border-top-color: rgba(16,46,80,.28);
    transform: translate(-50%, -50%) rotate(-35deg);
}

/* Center brand emblem */
.bfw-art-center {
    position: absolute;
    top: 50%;
    left: 50%;
    width: 150px;
    height: 150px;
    display: grid;
    place-items: center;
    border: 1px solid rgba(207,156,83,.75);
    border-radius: 50%;
    background: linear-gradient(145deg, #fff, #f9eedb);
    box-shadow: 0 18px 40px rgba(16,46,80,.11), inset 0 0 25px rgba(233,154,54,.12);
    transform: translate(-50%, -50%) translateZ(30px);
    animation: bfwCenterFloat 5s ease-in-out infinite;
}

.bfw-art-center-inner {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 3px;
}

.bfw-art-letter {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: 90px;
    line-height: .95;
    font-weight: 700;
    background: linear-gradient(145deg, #163c60, #b77a2c);
    background-clip: text;
    -webkit-background-clip: text;
    color: transparent;
    filter: drop-shadow(0 4px 3px rgba(16,46,80,.1));
}

.bfw-art-name {
    color: #5b6a7c;
    font-size: 7px;
    font-weight: 800;
    letter-spacing: 1.4px;
}

/* Floating information nodes */
.bfw-float-item {
    position: absolute;
    z-index: 3;
    display: flex;
    align-items: center;
    gap: 9px;
    padding: 10px 13px;
    border: 1px solid #e8dfd0;
    border-radius: 12px;
    background: rgba(255,255,255,.94);
    box-shadow: 0 10px 28px rgba(16,46,80,.09);
    color: #294762;
    font-size: 10px;
    font-weight: 750;
    white-space: nowrap;
    animation: bfwNodeFloat 4.5s ease-in-out infinite;
    transition: transform .35s ease, box-shadow .35s ease;
}

    .bfw-float-item:hover {
        transform: translateY(-5px) scale(1.03);
        box-shadow: 0 16px 32px rgba(16,46,80,.14);
    }

.bfw-float-icon {
    display: grid;
    place-items: center;
    width: 30px;
    height: 30px;
    border-radius: 9px;
    background: #fff1d8;
    color: #b77725;
    font-size: 12px;
}

.bfw-float-one {
    top: 17%;
    left: 2%;
}

.bfw-float-two {
    top: 22%;
    right: 2%;
    animation-delay: -1.5s;
}

.bfw-float-three {
    bottom: 13%;
    left: 50%;
    transform: translateX(-50%);
    animation-delay: -2.5s;
}

    .bfw-float-three:hover {
        transform: translateX(-50%) translateY(-5px) scale(1.03);
    }

/* Artwork sparkle */
.bfw-spark {
    position: absolute;
    color: #cb8c35;
    text-shadow: 0 0 12px rgba(233,154,54,.35);
    animation: bfwSparkle 3s ease-in-out infinite;
}

.bfw-spark-one {
    top: 13%;
    left: 47%;
}

.bfw-spark-two {
    top: 56%;
    left: 12%;
    animation-delay: -1s;
}

.bfw-spark-three {
    top: 65%;
    right: 13%;
    animation-delay: -2s;
}

.bfw-card-bottom {
    border-top: 1px solid #eee7dc;
    background: rgba(255,255,255,.8);
}

.bfw-bottom-caption {
    display: block;
    margin-bottom: 5px;
    color: #9b7b50;
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.4px;
}

.bfw-card-bottom strong {
    color: var(--bfw-blue);
    font-family: 'Playfair Display', Georgia, serif;
    font-size: 14px;
}

.bfw-bottom-icon {
    display: grid;
    place-items: center;
    flex: 0 0 36px;
    width: 36px;
    height: 36px;
    border: 1px solid #ead7b9;
    border-radius: 50%;
    color: #b77725;
    transition: transform .35s ease, background .35s ease;
}

.bfw-visual-card:hover .bfw-bottom-icon {
    transform: rotate(45deg);
    background: #fff1d8;
}

/* Floating badge */
.bfw-floating-note {
    position: absolute;
    z-index: 4;
    left: -25px;
    bottom: 57px;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 17px;
    border: 1px solid #ead8bc;
    border-radius: 14px;
    background: rgba(255,255,255,.97);
    box-shadow: 0 15px 35px rgba(16,46,80,.12);
    animation: bfwBadgeFloat 5s ease-in-out infinite;
}

.bfw-note-icon {
    display: grid;
    place-items: center;
    flex: 0 0 39px;
    width: 39px;
    height: 39px;
    border-radius: 12px;
    color: #a66a1d;
    background: linear-gradient(145deg, #fff1d8, #ffdfaa);
    font-size: 14px;
}

.bfw-floating-note strong,
.bfw-floating-note > div > span {
    display: block;
}

.bfw-floating-note strong {
    margin-bottom: 5px;
    color: var(--bfw-blue);
    font-family: 'Playfair Display', Georgia, serif;
    font-size: 12px;
}

.bfw-floating-note > div > span {
    color: #758294;
    font-size: 10px;
}

.bfw-bottom-accent {
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    height: 2px;
    background: linear-gradient(90deg, transparent, #e99a36, #f9dbab, #e99a36, transparent);
}

/* Animations */
@keyframes bfwGridMove {
    to {
        background-position: 52px 52px;
    }
}

@keyframes bfwAmbient {
    from {
        transform: translate(0, 0) scale(.92);
    }

    to {
        transform: translate(30px, 25px) scale(1.08);
    }
}

@keyframes bfwRotate {
    to {
        transform: translate(-50%, -50%) rotate(360deg);
    }
}

@keyframes bfwGlowPulse {
    from {
        transform: scale(.9);
        opacity: .45;
    }

    to {
        transform: scale(1.12);
        opacity: .8;
    }
}

@keyframes bfwDotPulse {
    50% {
        box-shadow: 0 0 0 7px rgba(233,154,54,0);
    }
}

@keyframes bfwCenterFloat {
    0%, 100% {
        margin-top: 0;
    }

    50% {
        margin-top: -7px;
    }
}

@keyframes bfwRingPulse {
    from {
        opacity: .45;
    }

    to {
        opacity: 1;
    }
}

@keyframes bfwNodeFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -7px;
    }
}

@keyframes bfwBadgeFloat {
    0%, 100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-7px);
    }
}

@keyframes bfwSparkle {
    0%, 100% {
        opacity: .35;
        scale: .8;
    }

    50% {
        opacity: 1;
        scale: 1.2;
    }
}

/* Tablet */
@media (max-width: 1050px) {
    .bf-final-white {
        padding: 85px 5%;
    }

    .bfw-container {
        gap: 40px;
        grid-template-columns: 1fr .9fr;
    }

    .bfw-heading {
        font-size: clamp(37px, 4.8vw, 52px);
    }

    .bfw-artwork {
        min-height: 330px;
    }

    .bfw-ring-outer {
        width: 265px;
        height: 265px;
    }

    .bfw-ring-middle {
        width: 210px;
        height: 210px;
    }

    .bfw-art-center {
        width: 130px;
        height: 130px;
    }

    .bfw-art-letter {
        font-size: 76px;
    }

    .bfw-floating-note {
        left: -12px;
    }
}

/* Mobile */
@media (max-width: 760px) {
    .bf-final-white {
        padding: 70px 22px 80px;
    }

    .bfw-container {
        grid-template-columns: 1fr;
        gap: 55px;
    }

    .bfw-heading {
        font-size: clamp(38px, 9vw, 53px);
        letter-spacing: -.8px;
    }

    .bfw-description {
        font-size: 12px;
        line-height: 1.9;
    }

    .bfw-highlight {
        padding: 14px;
    }

        .bfw-highlight h3 {
            font-size: 14px;
        }

        .bfw-highlight p {
            font-size: 10px;
        }

    .bfw-buttons {
        align-items: flex-start;
        gap: 18px;
    }

    .bfw-visual {
        margin: 0 0 0 7px;
    }

    .bfw-artwork {
        min-height: 310px;
    }

    .bfw-ring-outer {
        width: 245px;
        height: 245px;
    }

    .bfw-ring-middle {
        width: 200px;
        height: 200px;
    }

    .bfw-ring-inner {
        width: 160px;
        height: 160px;
    }

    .bfw-art-center {
        width: 116px;
        height: 116px;
    }

    .bfw-art-letter {
        font-size: 67px;
    }

    .bfw-float-item {
        gap: 6px;
        padding: 8px;
        font-size: 10px;
    }

    .bfw-float-icon {
        width: 27px;
        height: 27px;
        font-size: 10px;
    }

    .bfw-float-one {
        left: 1%;
    }

    .bfw-float-two {
        right: 1%;
    }

    .bfw-floating-note {
        left: -8px;
        bottom: 48px;
        padding: 11px 13px;
    }

    .bfw-note-icon {
        flex-basis: 34px;
        width: 34px;
        height: 34px;
    }

    .bfw-floating-note strong {
        font-size: 10px;
    }
}

@media (max-width: 420px) {
    .bf-final-white {
        padding-inline: 17px;
    }

    .bfw-heading {
        font-size: 36px;
    }

    .bfw-buttons {
        flex-direction: column;
        align-items: flex-start;
        gap: 16px;
    }

    .bfw-artwork {
        min-height: 275px;
    }

    .bfw-ring-outer {
        width: 220px;
        height: 220px;
    }

    .bfw-ring-middle {
        width: 180px;
        height: 180px;
    }

    .bfw-ring-inner {
        width: 145px;
        height: 145px;
    }

    .bfw-art-center {
        width: 105px;
        height: 105px;
    }

    .bfw-art-letter {
        font-size: 60px;
    }

    .bfw-float-item {
        padding: 7px;
        font-size: 8px;
    }

    .bfw-float-icon {
        width: 24px;
        height: 24px;
    }

    .bfw-card-top,
    .bfw-card-bottom {
        padding: 15px;
    }
}

/* Accessibility */
@media (prefers-reduced-motion: reduce) {
    .bf-final-white *,
    .bf-final-white *::before,
    .bf-final-white *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important;
    }

    .bfw-content,
    .bfw-visual {
        opacity: 1;
        transform: none;
    }
}



/* ==========================================
   BUBNA FINANCIAL - PREMIUM CONFIDENCE SECTION
========================================== */

.bf-confidence {
    --bfc-navy: #102C50;
    --bfc-blue: #194879;
    --bfc-gold: #C99A48;
    --bfc-gold-light: #F4D9A5;
    --bfc-text: #243B57;
    --bfc-muted: #75849A;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    width: 100%;
    padding: 105px 0 95px;
    background: radial-gradient(ellipse at 78% 48%, rgba(226, 204, 164, .15), transparent 36%), linear-gradient(125deg, #fff 0%, #FBFCFE 54%, #F8F9FC 100%);
    color: var(--bfc-text);
    font-family: 'Outfit', sans-serif;
}

/* Moving grid */
.bfc-grid {
    position: absolute;
    inset: 0;
    z-index: -3;
    pointer-events: none;
    background-image: linear-gradient(rgba(24, 60, 99, .035) 1px, transparent 1px), linear-gradient(90deg, rgba(24, 60, 99, .035) 1px, transparent 1px);
    background-size: 55px 55px;
    mask-image: linear-gradient(90deg, transparent, #000 45%, #000);
    animation: bfcGridMove 22s linear infinite;
}

.bfc-glow {
    position: absolute;
    z-index: -2;
    border-radius: 50%;
    pointer-events: none;
    filter: blur(2px);
}

.bfc-glow-one {
    width: 420px;
    height: 420px;
    top: 4%;
    right: 8%;
    background: radial-gradient(circle, rgba(224, 185, 116, .19), transparent 70%);
    animation: bfcGlowFloat 9s ease-in-out infinite alternate;
}

.bfc-glow-two {
    width: 360px;
    height: 360px;
    bottom: -15%;
    left: 26%;
    background: radial-gradient(circle, rgba(61, 117, 173, .10), transparent 70%);
    animation: bfcGlowFloat 11s ease-in-out infinite alternate-reverse;
}

.bfc-light-line {
    position: absolute;
    top: -40%;
    left: -35%;
    z-index: -1;
    width: 25%;
    height: 180%;
    transform: rotate(25deg);
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, .85), transparent);
    animation: bfcLightSweep 11s ease-in-out infinite;
    pointer-events: none;
}

.bfc-container {
    width: min(1420px, 91%);
    margin: auto;
    display: grid;
    grid-template-columns: .91fr 1.09fr;
    align-items: center;
    gap: 30px;
}

/* ==========================================
   LEFT CONTENT
========================================== */

.bfc-content {
    position: relative;
    z-index: 2;
    padding: 15px 0;
}

.bfc-eyebrow {
    display: flex;
    align-items: center;
    gap: 13px;
    margin-bottom: 30px;
    color: #A87329;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 3.2px;
}

.bfc-eyebrow-line {
    width: 30px;
    height: 1px;
    background: linear-gradient(90deg, var(--bfc-gold), transparent);
}

.bfc-content h2 {
    margin: 0 0 27px;
    color: var(--bfc-navy);
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: clamp(37px, 4vw, 59px);
    font-weight: 800;
    letter-spacing: -2.7px;
    line-height: 1.14;
}

    .bfc-content h2 span {
        display: inline-block;
        color: var(--bfc-gold);
        font-family: Georgia, serif;
        font-weight: 500;
        font-style: italic;
        letter-spacing: -2px;
        background: linear-gradient(100deg, #A86D25, #DDB46D, #B27A30);
        -webkit-background-clip: text;
        background-clip: text;
        -webkit-text-fill-color: transparent;
    }

.bfc-description {
    max-width: 530px;
    margin: 0 0 31px;
    color: #75849A;
    font-size: 14px;
    line-height: 1.9;
    font-weight: 400;
}

/* Buttons */
.bfc-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 16px;
}

.bfc-btn-primary,
.bfc-btn-secondary {
    position: relative;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 18px;
    min-height: 61px;
    padding: 7px 9px 7px 25px;
    border-radius: 50px;
    text-decoration: none;
    font-size: 14px;
    font-weight: 700;
    transition: transform .35s ease, box-shadow .35s ease, background .35s ease;
}

.bfc-btn-primary {
    color: #fff;
    background: var(--bfc-navy);
    border: 1px solid var(--bfc-gold);
    box-shadow: 0 12px 28px rgba(16, 44, 80, .14);
}

    .bfc-btn-primary:hover {
        color: #fff;
        transform: translateY(-5px);
        box-shadow: 0 18px 36px rgba(16, 44, 80, .23);
        background: #194879;
    }

.bfc-btn-icon {
    display: grid;
    place-items: center;
    width: 43px;
    height: 43px;
    flex-shrink: 0;
    color: var(--bfc-navy);
    background: linear-gradient(135deg, #F8DCA4, #D6A44B);
    border-radius: 50%;
    transition: transform .4s ease;
}

.bfc-btn-primary:hover .bfc-btn-icon {
    transform: rotate(-40deg);
}

.bfc-btn-secondary {
    padding: 0 24px;
    border: 1px solid #A8B4C5;
    color: var(--bfc-navy);
    background: rgba(255, 255, 255, .7);
}

    .bfc-btn-secondary:hover {
        transform: translateY(-4px);
        border-color: var(--bfc-gold);
        box-shadow: 0 12px 25px rgba(16, 44, 80, .08);
    }

/* Benefit strip */
.bfc-benefits {
    display: flex;
    flex-wrap: wrap;
    gap: 22px;
    margin-top: 39px;
}

.bfc-benefit {
    display: flex;
    align-items: center;
    gap: 11px;
    min-width: 125px;
}

    .bfc-benefit + .bfc-benefit {
        padding-left: 19px;
        border-left: 1px solid #E8EBF0;
    }

.bfc-benefit-icon {
    display: grid;
    place-items: center;
    width: 43px;
    height: 43px;
    flex-shrink: 0;
    border: 1px solid rgba(201, 154, 72, .18);
    border-radius: 50%;
    color: #A87329;
    background: linear-gradient(135deg, #FFF8EB, #F4E2BE);
    box-shadow: 0 4px 12px rgba(201, 154, 72, .08);
    transition: transform .4s ease, box-shadow .4s ease;
}

.bfc-benefit:hover .bfc-benefit-icon {
    transform: translateY(-5px) rotate(-8deg);
    box-shadow: 0 8px 18px rgba(201, 154, 72, .2);
}

.bfc-benefit strong,
.bfc-benefit span {
    display: block;
    white-space: nowrap;
}

.bfc-benefit strong {
    color: var(--bfc-navy);
    font-size: 12px;
    font-weight: 700;
}

.bfc-benefit span {
    margin-top: 4px;
    color: var(--bfc-muted);
    font-size: 14px;
}

.bfc-signature {
    display: flex;
    align-items: center;
    gap: 11px;
    margin-top: 35px;
    color: #728198;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 2px;
}

.bfc-signature-dot {
    width: 9px;
    height: 9px;
    border: 3px solid #F6DDB0;
    background: var(--bfc-gold);
    border-radius: 50%;
    box-sizing: content-box;
    animation: bfcPulse 2s ease-in-out infinite;
}

/* ==========================================
   RIGHT VISUAL STAGE
========================================== */

.bfc-visual {
    position: relative;
    min-width: 0;
    height: 620px;
    perspective: 1200px;
    isolation: isolate;
}

.bfc-visual-card {
    position: absolute;
    inset: 35px 10px 0;
    transform-style: preserve-3d;
    transition: transform .25s ease-out;
}

/* Orbit circles */
.bfc-visual-orbit {
    position: absolute;
    top: 50%;
    left: 50%;
    border: 1px solid rgba(201, 154, 72, .38);
    border-radius: 50%;
    pointer-events: none;
}

.bfc-orbit-outer {
    width: 530px;
    height: 530px;
    transform: translate(-50%, -51%);
    animation: bfcOrbitRotate 35s linear infinite;
}

.bfc-orbit-inner {
    width: 430px;
    height: 430px;
    transform: translate(-50%, -51%);
    border-style: dashed;
    border-color: rgba(16, 44, 80, .14);
    animation: bfcOrbitRotate 48s linear infinite reverse;
}

.bfc-orbit-dot {
    position: absolute;
    width: 10px;
    height: 10px;
    border: 2px solid #fff;
    border-radius: 50%;
    background: var(--bfc-gold);
    box-shadow: 0 0 0 4px rgba(201, 154, 72, .12);
}

    .bfc-orbit-dot.dot-one {
        top: 12%;
        left: 24%;
    }

    .bfc-orbit-dot.dot-two {
        top: 50%;
        right: -5px;
    }

    .bfc-orbit-dot.dot-three {
        bottom: 8%;
        left: 37%;
    }

/* Central arch */
.bfc-arch {
    position: absolute;
    top: 15px;
    left: 50%;
    width: 325px;
    height: 355px;
    padding: 7px;
    overflow: hidden;
    transform: translateX(-50%);
    border-radius: 170px 170px 20px 20px;
    background: linear-gradient(135deg, #A66E29, #FBE2A8, #B98136, #FFF0C9);
    box-shadow: 0 0 0 7px rgba(201, 154, 72, .08), 0 25px 55px rgba(29, 57, 84, .15);
    animation: bfcArchFloat 6s ease-in-out infinite;
}

.bfc-sky {
    position: relative;
    height: 100%;
    overflow: hidden;
    border-radius: 165px 165px 14px 14px;
    background: linear-gradient(180deg, rgba(13, 43, 76, .08) 0%, rgba(255, 238, 206, .10) 52%, rgba(248, 211, 147, .40) 100%), linear-gradient(145deg, #D7E5F0, #FFF6E8 75%);
}

.bfc-sun {
    position: absolute;
    top: 42%;
    left: 50%;
    width: 130px;
    height: 130px;
    transform: translate(-50%, -50%);
    border-radius: 50%;
    background: radial-gradient(circle, #FFF8DB 0%, #F7D99D 37%, rgba(245, 199, 115, .05) 72%);
    animation: bfcSunGlow 5s ease-in-out infinite alternate;
}

/* Decorative skyline */
.bfc-city {
    position: absolute;
    right: 0;
    bottom: 0;
    left: 0;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    gap: 5px;
    height: 40%;
    opacity: .58;
}

    .bfc-city span {
        display: block;
        width: 20px;
        border: 1px solid rgba(16, 44, 80, .16);
        background: linear-gradient(90deg, #8BA3B7, #D3DCE5);
        box-shadow: inset 3px 0 0 rgba(255, 255, 255, .3);
    }

        .bfc-city span:nth-child(3n) {
            height: 80%;
            width: 26px;
        }

        .bfc-city span:nth-child(3n + 1) {
            height: 58%;
        }

        .bfc-city span:nth-child(3n + 2) {
            height: 68%;
        }

        .bfc-city span:nth-child(5) {
            height: 100%;
            width: 30px;
            clip-path: polygon(0 17%, 50% 0, 100% 17%, 100% 100%, 0 100%);
        }

/* Brand centerpiece */
.bfc-brand-mark {
    position: absolute;
    top: 38%;
    left: 50%;
    z-index: 2;
    width: 100%;
    padding: 0 5px;
    transform: translate(-50%, -20%);
    text-align: center;
}

.bfc-brand-symbol {
    color: #C39443;
    font-family: Georgia, serif;
    font-size: 79px;
    font-style: italic;
    line-height: .9;
    text-shadow: 2px 3px 0 rgba(115, 74, 23, .15);
}

.bfc-brand-name {
    margin-top: 8px;
    color: #183452;
    font-family: Georgia, serif;
    font-size: 39px;
    font-weight: 700;
    letter-spacing: 2px;
}

.bfc-brand-sub {
    color: #B47C2C;
    font-family: Georgia, serif;
    font-size: 21px;
    letter-spacing: 6px;
}

.bfc-brand-caption {
    margin-top: 9px;
    color: #263E57;
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 2.2px;
}

/* Platform beneath arch */
.bfc-platform {
    position: absolute;
    top: 345px;
    left: 50%;
    width: 440px;
    height: 80px;
    transform: translateX(-50%);
}

.bfc-platform-ring {
    position: absolute;
    inset: 0;
    border: 2px solid rgba(201, 154, 72, .8);
    border-radius: 50%;
    transform: rotateX(62deg);
    box-shadow: 0 0 20px rgba(201, 154, 72, .15);
}

.bfc-platform-base {
    position: absolute;
    top: 13px;
    right: 10%;
    left: 10%;
    height: 60px;
    border-bottom: 3px solid #D5AD69;
    border-radius: 0 0 50% 50%;
    transform: perspective(200px) rotateX(28deg);
    background: linear-gradient(180deg, rgba(255,255,255,.9), rgba(231,221,202,.35));
}

/* Floating information panels */
.bfc-float-panel {
    position: absolute;
    z-index: 5;
    display: flex;
    align-items: center;
    gap: 12px;
    width: 225px;
    min-height: 91px;
    padding: 13px;
    border: 1px solid rgba(201, 154, 72, .20);
    border-radius: 19px;
    background: rgba(255, 255, 255, .88);
    box-shadow: 0 15px 40px rgba(31, 57, 85, .07), inset 0 1px 0 #fff;
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    animation: bfcPanelFloat 5s ease-in-out infinite;
    transition: border-color .35s ease, box-shadow .35s ease;
}

    .bfc-float-panel:hover {
        border-color: rgba(201, 154, 72, .7);
        box-shadow: 0 20px 45px rgba(31, 57, 85, .13);
    }

.bfc-panel-icon {
    display: grid;
    place-items: center;
    width: 47px;
    height: 47px;
    flex-shrink: 0;
    border-radius: 50%;
    border: 1px solid #F0D7AB;
    background: linear-gradient(145deg, #FFF9EF, #F7E5C7);
    color: #A86D25;
    font-size: 18px;
}

.bfc-float-panel strong,
.bfc-float-panel span {
    display: block;
}

.bfc-float-panel strong {
    color: #183452;
    font-size: 12px;
    line-height: 1.5;
    font-weight: 800;
}

.bfc-float-panel span {
    margin-top: 4px;
    color: #78869A;
    font-size: 14px;
    line-height: 1.6;
}

.bfc-panel-top-left {
    top: 20px;
    left: -3%;
    animation-delay: -.7s;
}

.bfc-panel-top-right {
    top: 20px;
    right: -2%;
    animation-delay: -2.1s;
}

.bfc-panel-mid-left {
    top: 210px;
    left: -12%;
    animation-delay: -1.4s;
}

.bfc-panel-mid-right {
    top: 210px;
    right: -10%;
    animation-delay: -3s;
}

/* Journey milestones */
.bfc-journey {
    position: absolute;
    z-index: 4;
    right: -1%;
    bottom: 7px;
    left: -1%;
    height: 180px;
}

.bfc-journey-path {
    position: absolute;
    top: 10px;
    right: 0;
    left: 0;
    height: 125px;
    border-top: 2px solid rgba(201, 154, 72, .8);
    border-radius: 50%;
    transform: rotate(-7deg);
    filter: drop-shadow(0 0 5px rgba(201, 154, 72, .3));
}

.bfc-step {
    position: absolute;
    z-index: 2;
    display: flex;
    align-items: center;
    flex-direction: column;
    gap: 9px;
    animation: bfcStepFloat 4s ease-in-out infinite;
}

.bfc-step-one {
    top: 65px;
    left: 7%;
}

.bfc-step-two {
    top: 25px;
    left: 37%;
    animation-delay: -.9s;
}

.bfc-step-three {
    top: 5px;
    right: 24%;
    animation-delay: -1.7s;
}

.bfc-step-four {
    top: -15px;
    right: 1%;
    animation-delay: -2.5s;
}

.bfc-step-icon {
    display: grid;
    place-items: center;
    width: 58px;
    height: 58px;
    border: 4px solid #fff;
    border-radius: 50%;
    background: linear-gradient(140deg, #FFF9EB, #EBC982);
    color: #A56D25;
    box-shadow: 0 8px 22px rgba(39, 57, 78, .12), 0 0 0 1px rgba(201, 154, 72, .25);
    font-size: 21px;
    transition: transform .35s ease;
}

.bfc-step:hover .bfc-step-icon {
    transform: scale(1.14) rotate(-8deg);
}

.bfc-step > span {
    color: #324761;
    font-size: 10px;
    font-weight: 900;
    letter-spacing: 1.2px;
    white-space: nowrap;
}

/* Tiny animated light particles */
.bfc-particle {
    position: absolute;
    z-index: 6;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #E2B764;
    box-shadow: 0 0 15px 4px rgba(226, 183, 100, .27);
    animation: bfcParticle 5s ease-in-out infinite;
}

.bfc-particle-one {
    top: 40%;
    left: 18%;
}

.bfc-particle-two {
    top: 63%;
    right: 13%;
    animation-delay: -1.8s;
}

.bfc-particle-three {
    bottom: 14%;
    left: 55%;
    animation-delay: -3.2s;
}

.bfc-bottom-line {
    position: absolute;
    right: 0;
    bottom: 0;
    left: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, #D9BD8B, #E6EAF0, transparent);
}

/* ==========================================
   ANIMATIONS
========================================== */

@keyframes bfcGridMove {
    to {
        background-position: 55px 55px;
    }
}

@keyframes bfcGlowFloat {
    from {
        transform: translate3d(-12px, -10px, 0) scale(.95);
    }

    to {
        transform: translate3d(20px, 20px, 0) scale(1.08);
    }
}

@keyframes bfcLightSweep {
    0%, 55% {
        left: -45%;
        opacity: 0;
    }

    65% {
        opacity: .6;
    }

    100% {
        left: 125%;
        opacity: 0;
    }
}

@keyframes bfcOrbitRotate {
    to {
        rotate: 360deg;
    }
}

@keyframes bfcArchFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -8px;
    }
}

@keyframes bfcSunGlow {
    from {
        opacity: .7;
        scale: .95;
    }

    to {
        opacity: 1;
        scale: 1.12;
    }
}

@keyframes bfcPanelFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -9px;
    }
}

@keyframes bfcStepFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -7px;
    }
}

@keyframes bfcParticle {
    0%, 100% {
        transform: translateY(0) scale(.8);
        opacity: .45;
    }

    50% {
        transform: translateY(-20px) scale(1.2);
        opacity: 1;
    }
}

@keyframes bfcPulse {
    0%, 100% {
        box-shadow: 0 0 0 0 rgba(201,154,72,.28);
    }

    50% {
        box-shadow: 0 0 0 7px rgba(201,154,72,0);
    }
}

/* Scroll reveal */
.bfc-reveal {
    opacity: 0;
    transform: translateY(35px);
    transition: opacity .9s ease, transform .9s cubic-bezier(.2,.7,.2,1);
}

    .bfc-reveal.bfc-visible {
        opacity: 1;
        transform: translateY(0);
    }

/* ==========================================
   RESPONSIVE
========================================== */

@media (max-width: 1200px) {
    .bfc-container {
        width: 93%;
        grid-template-columns: .9fr 1.1fr;
        gap: 12px;
    }

    .bfc-content h2 {
        font-size: 45px;
    }

    .bfc-visual {
        transform: scale(.91);
        transform-origin: center;
    }

    .bfc-benefits {
        gap: 12px;
    }

    .bfc-benefit + .bfc-benefit {
        padding-left: 10px;
    }
}

@media (max-width: 900px) {
    .bf-confidence {
        padding: 75px 0 55px;
    }

    .bfc-container {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .bfc-content {
        max-width: 680px;
        margin: auto;
        text-align: center;
    }

    .bfc-eyebrow,
    .bfc-actions,
    .bfc-benefits,
    .bfc-signature {
        justify-content: center;
    }

    .bfc-description {
        margin-right: auto;
        margin-left: auto;
    }

    .bfc-visual {
        width: 100%;
        max-width: 660px;
        margin: 0 auto;
        transform: none;
    }

    .bfc-content h2 {
        font-size: clamp(38px, 6vw, 54px);
    }
}

@media (max-width: 600px) {
    .bf-confidence {
        padding: 60px 0 30px;
    }

    .bfc-container {
        width: 92%;
    }

    .bfc-eyebrow {
        gap: 8px;
        font-size: 10px;
        letter-spacing: 2px;
        margin-bottom: 22px;
    }

    .bfc-eyebrow-line {
        width: 20px;
    }

    .bfc-content h2 {
        font-size: clamp(31px, 8vw, 43px);
        letter-spacing: -1.5px;
        line-height: 1.2;
    }

        .bfc-content h2 span {
            letter-spacing: -1px;
        }

    .bfc-description {
        font-size: 14px;
        line-height: 1.8;
    }

    .bfc-actions {
        gap: 10px;
    }

    .bfc-btn-primary,
    .bfc-btn-secondary {
        min-height: 52px;
        gap: 10px;
        padding-left: 16px;
        padding-right: 8px;
        font-size: 10px;
    }

    .bfc-btn-secondary {
        padding: 0 15px;
    }

    .bfc-btn-icon {
        width: 36px;
        height: 36px;
    }

    .bfc-benefits {
        gap: 13px;
        margin-top: 28px;
    }

    .bfc-benefit {
        gap: 6px;
        min-width: 0;
    }

        .bfc-benefit + .bfc-benefit {
            padding-left: 9px;
        }

    .bfc-benefit-icon {
        width: 31px;
        height: 31px;
        font-size: 10px;
    }

    .bfc-benefit strong {
        font-size: 10px;
    }

    .bfc-benefit span {
        font-size: 10px;
    }

    .bfc-signature {
        font-size: 8px;
        letter-spacing: 1.2px;
        margin-top: 25px;
    }

    .bfc-visual {
        height: 470px;
        margin-top: 5px;
        transform: scale(.98);
        transform-origin: top center;
    }

    .bfc-visual-card {
        inset: 20px 0 0;
        transform: scale(.77);
        transform-origin: top center;
        width: 100%;
    }

    .bfc-visual-orbit {
        top: 180px;
    }

    .bfc-orbit-outer {
        width: 380px;
        height: 380px;
    }

    .bfc-orbit-inner {
        width: 310px;
        height: 310px;
    }

    .bfc-float-panel {
        width: 185px;
        min-height: 78px;
        padding: 9px;
        gap: 8px;
    }

    .bfc-panel-top-left {
        left: -5%;
        top: 25px;
    }

    .bfc-panel-top-right {
        right: -5%;
        top: 25px;
    }

    .bfc-panel-mid-left {
        left: -7%;
        top: 220px;
    }

    .bfc-panel-mid-right {
        right: -7%;
        top: 220px;
    }

    .bfc-panel-icon {
        width: 35px;
        height: 35px;
        font-size: 14px;
    }

    .bfc-float-panel strong {
        font-size: 10px;
    }

    .bfc-float-panel span {
        font-size: 10px;
    }

    .bfc-journey {
        bottom: 0;
    }
}

@media (max-width: 380px) {
    .bfc-visual {
        height: 420px;
    }

    .bfc-visual-card {
        transform: scale(.66);
    }

    .bfc-benefits {
        gap: 8px;
    }

    .bfc-benefit + .bfc-benefit {
        padding-left: 6px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .bf-confidence *,
    .bf-confidence *::before,
    .bf-confidence *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        scroll-behavior: auto !important;
        transition-duration: .01ms !important;
    }
}


/* ==========================================
   BUBNA FINANCIAL - VISUAL REFINEMENT
   Add at the VERY END of your CSS file
========================================== */

.bf-confidence {
    padding: 85px 0 70px;
    background: radial-gradient(ellipse at 77% 42%, rgba(231, 211, 176, .18), transparent 34%), radial-gradient(ellipse at 38% 100%, rgba(210, 223, 239, .20), transparent 30%), #fff;
}

.bfc-container {
    width: min(1510px, 92%);
    grid-template-columns: .92fr 1.08fr;
    gap: 32px;
}

/* Left side typography */
.bfc-content {
    padding: 10px 0 15px;
}

    .bfc-content h2 {
        font-size: clamp(42px, 3.65vw, 64px);
        line-height: 1.12;
        letter-spacing: -2.5px;
        margin-bottom: 24px;
    }

.bfc-description {
    max-width: 555px;
    font-size: 14px;
    line-height: 1.9;
}

.bfc-actions {
    margin-top: 4px;
}

.bfc-benefits {
    margin-top: 37px;
    gap: 17px;
}

.bfc-signature {
    margin-top: 32px;
}

/* Give the right side more space */
.bfc-visual {
    height: 680px;
    min-width: 0;
    overflow: visible;
    transform: none;
}

/* Make orbit larger and better aligned */
.bfc-orbit-outer {
    width: 570px;
    height: 570px;
    top: 45%;
    border-color: rgba(201, 154, 72, .36);
}

.bfc-orbit-inner {
    width: 465px;
    height: 465px;
    top: 45%;
}

/* Main visual stage */
.bfc-visual-card {
    inset: 22px 0 0;
    transform-style: preserve-3d;
}

/* Larger logo arch */
.bfc-arch {
    top: 30px;
    width: 365px;
    height: 390px;
    padding: 8px;
    border-radius: 190px 190px 24px 24px;
    box-shadow: 0 0 0 8px rgba(201, 154, 72, .08), 0 28px 60px rgba(29, 57, 84, .13);
}

.bfc-sky {
    border-radius: 182px 182px 17px 17px;
}

/* Keep the city behind the logo */
.bfc-city {
    z-index: 1;
    height: 28%;
    gap: 5px;
    opacity: .52;
}

    .bfc-city span {
        width: 21px;
    }

.bfc-brand-mark {
    top: 34%;
    z-index: 3;
    transform: translate(-50%, -15%);
}

.bfc-brand-symbol {
    font-size: 83px;
}

.bfc-brand-name {
    font-size: 40px;
    letter-spacing: 2px;
}

.bfc-brand-sub {
    font-size: 21px;
    letter-spacing: 5px;
}

.bfc-brand-caption {
    font-size: 8px;
    letter-spacing: 1.8px;
}

/* Platform */
.bfc-platform {
    top: 397px;
    width: 470px;
    height: 83px;
}

.bfc-platform-ring {
    border-width: 2px;
}

.bfc-platform-base {
    top: 13px;
    height: 62px;
}

/* Larger glass panels */
.bfc-float-panel {
    width: 245px;
    min-height: 94px;
    padding: 15px;
    gap: 13px;
    border-radius: 20px;
    box-shadow: 0 18px 42px rgba(31, 57, 85, .075), inset 0 1px 0 #fff;
}

.bfc-panel-icon {
    width: 49px;
    height: 49px;
    font-size: 19px;
}

.bfc-float-panel strong {
    font-size: 12px;
}

.bfc-float-panel span {
    font-size: 14px;
    line-height: 1.7;
}

/* Balanced panel positions around the arch */
.bfc-panel-top-left {
    top: 28px;
    left: -2%;
}

.bfc-panel-top-right {
    top: 28px;
    right: -2%;
}

.bfc-panel-mid-left {
    top: 235px;
    left: -11%;
}

.bfc-panel-mid-right {
    top: 235px;
    right: -10%;
}

/* More visible journey */
.bfc-journey {
    right: -2%;
    bottom: 5px;
    left: -2%;
    height: 190px;
}

.bfc-journey-path {
    top: 5px;
    height: 140px;
    border-top-width: 2px;
    transform: rotate(-8deg);
}

.bfc-step-icon {
    width: 63px;
    height: 63px;
    font-size: 22px;
    box-shadow: 0 9px 24px rgba(39, 57, 78, .13), 0 0 0 1px rgba(201, 154, 72, .30);
}

.bfc-step > span {
    font-size: 10px;
    letter-spacing: 1.25px;
}

.bfc-step-one {
    top: 73px;
    left: 7%;
}

.bfc-step-two {
    top: 33px;
    left: 37%;
}

.bfc-step-three {
    top: 12px;
    right: 23%;
}

.bfc-step-four {
    top: -12px;
    right: 0;
}

/* ==========================================
   TABLET
========================================== */

@media (max-width: 1200px) {
    .bfc-container {
        width: 94%;
        gap: 12px;
    }

    .bfc-content h2 {
        font-size: 45px;
    }

    .bfc-visual {
        height: 610px;
    }

    .bfc-visual-card {
        transform: scale(.88);
        transform-origin: top center;
    }

    .bfc-orbit-outer {
        width: 490px;
        height: 490px;
    }

    .bfc-orbit-inner {
        width: 400px;
        height: 400px;
    }

    .bfc-float-panel {
        width: 220px;
    }

    .bfc-panel-mid-left {
        left: -7%;
    }

    .bfc-panel-mid-right {
        right: -6%;
    }
}

/* ==========================================
   MOBILE / STACKED LAYOUT
========================================== */

@media (max-width: 900px) {
    .bf-confidence {
        padding: 70px 0 45px;
    }

    .bfc-container {
        grid-template-columns: 1fr;
        gap: 25px;
    }

    .bfc-content {
        width: 100%;
        max-width: 680px;
        margin: auto;
        text-align: center;
    }

        .bfc-content h2 {
            font-size: clamp(38px, 6vw, 53px);
        }

    .bfc-description {
        margin-left: auto;
        margin-right: auto;
    }

    .bfc-visual {
        width: 100%;
        max-width: 700px;
        height: 640px;
        margin: auto;
    }

    .bfc-visual-card {
        transform: scale(.9);
        transform-origin: top center;
    }

    .bfc-orbit-outer {
        top: 45%;
    }

    .bfc-orbit-inner {
        top: 45%;
    }
}

/* ==========================================
   SMALL MOBILE
========================================== */

@media (max-width: 600px) {
    .bf-confidence {
        padding: 52px 0 25px;
    }

    .bfc-container {
        width: 92%;
    }

    .bfc-content h2 {
        font-size: clamp(31px, 8vw, 42px);
        letter-spacing: -1.5px;
    }

    .bfc-description {
        font-size: 14px;
    }

    .bfc-benefits {
        gap: 9px;
    }

    .bfc-benefit {
        gap: 6px;
    }

        .bfc-benefit + .bfc-benefit {
            padding-left: 7px;
        }

    .bfc-benefit-icon {
        width: 31px;
        height: 31px;
        font-size: 10px;
    }

    .bfc-benefit strong,
    .bfc-benefit span {
        font-size: 10px;
    }

    .bfc-visual {
        height: 490px;
        overflow: hidden;
    }

    .bfc-visual-card {
        inset: 10px 0 0;
        width: 650px;
        left: 50%;
        transform: translateX(-50%) scale(.67);
        transform-origin: top center;
    }

    .bfc-orbit-outer {
        width: 360px;
        height: 360px;
    }

    .bfc-orbit-inner {
        width: 300px;
        height: 300px;
    }

    .bfc-float-panel {
        width: 215px;
    }
}

@media (max-width: 380px) {
    .bfc-visual {
        height: 435px;
    }

    .bfc-visual-card {
        transform: translateX(-50%) scale(.59);
    }

    .bfc-content h2 {
        font-size: 30px;
    }
}



/* ==========================================
   BUBNA FINANCIAL SERVICES
   TERMS & CONDITIONS PAGE
========================================== */

.bft-page {
    --bft-navy: #0b2e59;
    --bft-blue: #15538e;
    --bft-orange: #f28c28;
    --bft-text: #536782;
    --bft-border: #e5ebf3;
    --bft-light: #f5f9ff;
    color: var(--bft-navy);
    background: #fff;
    font-family: 'Outfit', 'Inter', sans-serif;
    overflow: hidden;
}

    .bft-page *,
    .bft-page *::before,
    .bft-page *::after {
        box-sizing: border-box;
    }

.bft-container {
    width: min(1240px, 92%);
    margin: 0 auto;
}

/* HERO */

.bft-hero {
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 55px 0 65px;
    background: radial-gradient(ellipse at 85% 20%, rgba(81, 163, 244, .12), transparent 38%), radial-gradient(ellipse at 8% 90%, rgba(242, 140, 40, .10), transparent 32%), linear-gradient(130deg, #f7fbff, #fff 62%, #f8fbff);
    border-bottom: 1px solid var(--bft-border);
}

    .bft-hero::before {
        content: "";
        position: absolute;
        z-index: -1;
        width: 440px;
        height: 440px;
        right: -140px;
        top: -240px;
        border: 1px solid rgba(21, 83, 142, .13);
        border-radius: 50%;
        box-shadow: 0 0 0 30px rgba(21, 83, 142, .025), 0 0 0 65px rgba(21, 83, 142, .025);
    }

.bft-hero-orb {
    position: absolute;
    border-radius: 50%;
    pointer-events: none;
    animation: bftFloat 6s ease-in-out infinite;
}

.bft-orb-a {
    width: 20px;
    height: 20px;
    top: 22%;
    right: 15%;
    background: linear-gradient(135deg, #a5d9ff, #0878d9);
    box-shadow: 0 8px 20px rgba(8, 120, 217, .18);
}

.bft-orb-b {
    width: 30px;
    height: 30px;
    bottom: 15%;
    right: 7%;
    background: linear-gradient(135deg, #ffd49a, #f28c28);
    animation-delay: -2s;
}

.bft-breadcrumb {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 10px;
    margin-bottom: 28px;
    color: #72829a;
    font-size: 12px;
}

    .bft-breadcrumb a {
        color: var(--bft-navy);
        text-decoration: none;
        transition: color .25s ease;
    }

        .bft-breadcrumb a:hover {
            color: var(--bft-orange);
        }

    .bft-breadcrumb i {
        font-size: 10px;
        color: var(--bft-orange);
    }

.bft-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    margin-bottom: 16px;
    padding: 9px 15px;
    border: 1px solid #e3eaf3;
    border-radius: 40px;
    background: rgba(255, 255, 255, .8);
    color: var(--bft-navy);
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.2px;
}

    .bft-eyebrow i {
        color: var(--bft-orange);
    }

.bft-hero h1 {
    margin: 0 0 16px;
    color: var(--bft-navy);
    font-size: clamp(36px, 5vw, 62px);
    font-weight: 850;
    letter-spacing: -1.8px;
    line-height: 1.1;
}

    .bft-hero h1 span {
        color: var(--bft-orange);
    }

.bft-hero > .bft-container > p {
    max-width: 650px;
    margin: 0;
    color: var(--bft-text);
    font-size: 14px;
    line-height: 1.8;
}

.bft-hero-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 22px;
    margin-top: 25px;
}

    .bft-hero-meta span {
        display: inline-flex;
        align-items: center;
        gap: 8px;
        color: var(--bft-navy);
        font-size: 12px;
        font-weight: 650;
    }

    .bft-hero-meta i {
        color: var(--bft-orange);
    }

/* DOCUMENT LAYOUT */

.bft-content-section {
    padding: 65px 0 90px;
    background: radial-gradient(ellipse at 100% 40%, rgba(229, 241, 255, .48), transparent 35%), #fff;
}

.bft-layout {
    display: grid;
    grid-template-columns: 265px minmax(0, 1fr);
    align-items: start;
    gap: 42px;
}

/* SIDEBAR */

.bft-sidebar {
    position: sticky;
    top: 105px;
    padding: 20px 14px;
    border: 1px solid var(--bft-border);
    border-radius: 18px;
    background: rgba(255, 255, 255, .95);
    box-shadow: 0 15px 45px rgba(11, 46, 89, .055);
}

.bft-sidebar-heading {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 0 10px 16px;
    margin-bottom: 8px;
    border-bottom: 1px solid var(--bft-border);
    font-size: 14px;
    font-weight: 800;
}

    .bft-sidebar-heading i {
        color: var(--bft-orange);
    }

.bft-nav-link {
    display: flex;
    align-items: center;
    gap: 11px;
    margin: 3px 0;
    padding: 11px 10px;
    border-radius: 9px;
    color: var(--bft-text);
    text-decoration: none;
    font-size: 14px;
    font-weight: 600;
    line-height: 1.45;
    transition: color .25s ease, background .25s ease, transform .25s ease;
}

    .bft-nav-link span {
        flex: 0 0 25px;
        color: #9aa9bb;
        font-size: 10px;
        font-weight: 800;
    }

    .bft-nav-link:hover,
    .bft-nav-link.active {
        color: var(--bft-navy);
        background: #edf5ff;
        transform: translateX(3px);
    }

        .bft-nav-link:hover span,
        .bft-nav-link.active span {
            color: var(--bft-orange);
        }

/* DOCUMENT */

.bft-document {
    min-width: 0;
}

.bft-document-intro {
    display: flex;
    align-items: flex-start;
    gap: 17px;
    padding: 24px;
    margin-bottom: 24px;
    border: 1px solid #e2ebf6;
    border-radius: 17px;
    background: linear-gradient(120deg, #f2f8ff, #fff);
}

.bft-intro-icon {
    flex: 0 0 49px;
    width: 49px;
    height: 49px;
    display: grid;
    place-items: center;
    border-radius: 14px;
    color: var(--bft-orange);
    background: #fff0de;
    font-size: 22px;
}

.bft-document-intro h2 {
    margin: 1px 0 7px;
    color: var(--bft-navy);
    font-size: 18px;
    font-weight: 800;
}

.bft-document-intro p {
    margin: 0;
    color: var(--bft-text);
    font-size: 12px;
    line-height: 1.8;
}

/* CONTENT SECTIONS */

.bft-article {
    display: grid;
    grid-template-columns: 43px minmax(0, 1fr);
    gap: 17px;
    padding: 27px 0;
    border-bottom: 1px solid var(--bft-border);
    scroll-margin-top: 110px;
    animation: bftReveal .6s ease both;
}

.bft-section-number {
    width: 41px;
    height: 41px;
    display: grid;
    place-items: center;
    border: 1px solid #dce9f8;
    border-radius: 12px;
    color: var(--bft-blue);
    background: #f0f7ff;
    font-size: 12px;
    font-weight: 850;
    transition: .3s ease;
}

.bft-article:hover .bft-section-number {
   
    border-color: var(--bft-navy);
    background: var(--bft-navy);
    transform: translateY(-3px);
    box-shadow: 0 7px 18px rgba(11, 46, 89, .15);
}

.bft-article-body {
    min-width: 0;
}

.bft-article h2 {
    margin: 4px 0 14px;
    color: var(--bft-navy);
    font-size: 21px;
    font-weight: 800;
    letter-spacing: -.35px;
}

.bft-article p {
    margin: 0 0 14px;
    color: var(--bft-text);
    font-size: 14px;
    line-height: 1.9;
}

    .bft-article p:last-child {
        margin-bottom: 0;
    }

.bft-article ul {
    display: grid;
    gap: 10px;
    padding: 0;
    margin: 15px 0;
    list-style: none;
}

.bft-article li {
    list-style: circle;
    position: relative;
    padding-left: 25px;
    color: var(--bft-text);
    font-size: 14px;
    line-height: 1.8;
}

    .bft-article li::before {
        content: "\f00c";
        position: absolute;
        left: 0;
        top: 4px;
        width: 16px;
        height: 16px;
        display: grid;
        place-items: center;
        border-radius: 50%;
        color: #fff;
        background: var(--bft-blue);
        font-family: "Font Awesome 6 Free";
        font-size: 8px;
        font-weight: 900;
    }

.bft-info-box {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    padding: 16px;
    margin: 18px 0;
    border-left: 3px solid var(--bft-blue);
    border-radius: 0 10px 10px 0;
    background: #f0f7ff;
}

    .bft-info-box > i {
        margin-top: 3px;
        color: var(--bft-blue);
        font-size: 18px;
    }

    .bft-info-box p {
        margin: 0;
        color: var(--bft-navy);
        font-size: 12px;
        line-height: 1.75;
    }

.bft-info-orange {
    border-left-color: var(--bft-orange);
    background: #fff7ec;
}

    .bft-info-orange > i {
        color: var(--bft-orange);
    }

/* CLOSING */

.bft-closing {
    display: flex;
    align-items: center;
    gap: 17px;
    padding: 23px;
    margin-top: 28px;
    border-radius: 17px;
    background: linear-gradient(120deg, #0b2e59, #15538e);
    box-shadow: 0 14px 32px rgba(11, 46, 89, .13);
}

.bft-closing-icon {
    flex: 0 0 48px;
    width: 48px;
    height: 48px;
    display: grid;
    place-items: center;
    border-radius: 14px;
    color: var(--bft-orange);
    background: rgba(255, 255, 255, .13);
    font-size: 22px;
}

.bft-closing h2 {
    margin: 0 0 7px;
    color: #fff;
    font-size: 16px;
    font-weight: 800;
}

.bft-closing p {
    margin: 0;
    color: #e2edfb;
    font-size: 12px;
    line-height: 1.8;
}

/* ANIMATIONS */

@keyframes bftFloat {
    0%, 100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-10px);
    }
}

@keyframes bftReveal {
    from {
        opacity: 0;
        transform: translateY(10px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* TABLET */

@media (max-width: 950px) {
    .bft-layout {
        grid-template-columns: 220px minmax(0, 1fr);
        gap: 25px;
    }

    .bft-sidebar {
        padding: 16px 10px;
    }

    .bft-article h2 {
        font-size: 19px;
    }
}

/* MOBILE */

@media (max-width: 700px) {
    .bft-container {
        width: 91%;
    }

    .bft-hero {
        padding: 38px 0 45px;
    }

        .bft-hero h1 {
            font-size: clamp(35px, 8vw, 47px);
            letter-spacing: -1px;
        }

        .bft-hero > .bft-container > p {
            font-size: 14px;
        }

    .bft-content-section {
        padding: 35px 0 55px;
    }

    .bft-layout {
        grid-template-columns: minmax(0, 1fr);
        gap: 24px;
    }

    .bft-sidebar {
        position: static;
        display: grid;
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 3px;
        padding: 13px;
    }

    .bft-sidebar-heading {
        grid-column: 1 / -1;
    }

    .bft-nav-link {
        align-items: flex-start;
        font-size: 10px;
        padding: 9px 7px;
    }

    .bft-document-intro {
        padding: 18px;
        gap: 12px;
    }

    .bft-intro-icon {
        flex-basis: 40px;
        width: 40px;
        height: 40px;
        font-size: 18px;
    }

    .bft-document-intro h2 {
        font-size: 14px;
    }

    .bft-article {
        grid-template-columns: 34px minmax(0, 1fr);
        gap: 12px;
        padding: 22px 0;
    }

    .bft-section-number {
        width: 34px;
        height: 34px;
        border-radius: 9px;
        font-size: 10px;
    }

    .bft-article h2 {
        font-size: 18px;
        line-height: 1.4;
    }

    .bft-article p {
        font-size: 12px;
        line-height: 1.85;
    }

    .bft-article li {
        font-size: 12px;
    }

    .bft-closing {
        padding: 17px;
        gap: 12px;
    }

    .bft-closing-icon {
        flex-basis: 40px;
        width: 40px;
        height: 40px;
        font-size: 18px;
    }
}

@media (max-width: 380px) {
    .bft-sidebar {
        grid-template-columns: minmax(0, 1fr);
    }

    .bft-hero-meta {
        gap: 12px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .bft-page *,
    .bft-page *::before,
    .bft-page *::after {
        animation: none !important;
        transition: none !important;
        scroll-behavior: auto !important;
    }
}