/* ==========================================
   FINANCIAL SERVICES OVERVIEW
========================================== */
.bf-overview {
    --bfo-navy: #10233f;
    --bfo-blue: #1d416b;
    --bfo-gold: #c9a45c;
    --bfo-gold-light: #f0dfb7;
    --bfo-text: #25364b;
    --bfo-muted: #718096;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 112px 0 105px;
    background: #fff;
    color: var(--bfo-navy);
    font-family: 'Inter', sans-serif;
}

.bf-overview *,
.bf-overview *::before,
.bf-overview *::after {
    box-sizing: border-box;
}

.bfo-container {
    position: relative;
    z-index: 2;
    width: min(1200px, calc(100% - 48px));
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.04fr) minmax(0, .96fr);
    align-items: center;
    gap: 76px;
}

/* Background */

.bfo-grid {
    position: absolute;
    inset: 0;
    z-index: -2;
    pointer-events: none;
    opacity: .26;
    background-image: linear-gradient(rgba(16, 35, 63, .035) 1px, transparent 1px), linear-gradient(90deg, rgba(16, 35, 63, .035) 1px, transparent 1px);
    background-size: 48px 48px;
    mask-image: linear-gradient(90deg, transparent, #000 30%, #000 80%, transparent);
}

.bfo-glow {
    position: absolute;
    z-index: -1;
    width: 360px;
    height: 360px;
    border-radius: 50%;
    pointer-events: none;
    filter: blur(90px);
    opacity: .22;
    animation: bfoGlowMove 10s ease-in-out infinite alternate;
}

.bfo-glow-one {
    top: -220px;
    left: -140px;
    background: #d8e7fb;
}

.bfo-glow-two {
    right: -180px;
    bottom: -180px;
    background: #f0dfb7;
    animation-delay: -5s;
}

.bfo-edge {
    position: absolute;
    top: 0;
    left: 7%;
    width: 86%;
    height: 1px;
    background: linear-gradient(90deg, transparent, #d8c08c, transparent);
}

/* Left content */

.bfo-content {
    min-width: 0;
    animation: bfoContentEnter .9s cubic-bezier(.2, .75, .25, 1) both;
}

.bfo-eyebrow {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 24px;
    color: #8b6b2f;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 2.4px;
}

.bfo-eyebrow-line {
    display: block;
    width: 35px;
    height: 2px;
    background: var(--bfo-gold);
    transform-origin: left;
    animation: bfoLineReveal 1s ease .2s both;
}

.bfo-eyebrow-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--bfo-gold);
    box-shadow: 0 0 0 4px rgba(201, 164, 92, .13);
    animation: bfoDotPulse 2s ease-in-out infinite;
}

.bfo-title {
    margin: 0;
    max-width: 610px;
    color: var(--bfo-navy);
    font-size: clamp(36px, 4vw, 53px);
    line-height: 1.12;
    letter-spacing: -2px;
    font-weight: 800;
}

    .bfo-title > span {
        display: block;
        margin-top: 4px;
    }

    .bfo-title .bfo-title-accent {
        width: fit-content;
        color: var(--bfo-blue);
        position: relative;
    }

.bfo-title-accent::after {
    content: "";
    position: absolute;
    left: 0;
    bottom: -6px;
    width: 100%;
    height: 3px;
    border-radius: 5px;
    background: linear-gradient(90deg, var(--bfo-gold), rgba(201, 164, 92, .08));
    transform: scaleX(0);
    transform-origin: left;
    animation: bfoTitleLine .9s ease .65s forwards;
}

.bfo-description {
    max-width: 565px;
    margin: 29px 0 0;
    color: var(--bfo-muted);
    font-size: 14px;
    line-height: 1.95;
}

.bfo-description-secondary {
    margin-top: 12px;
}

/* Principle rows */

.bfo-points {
    margin-top: 28px;
    border-top: 1px solid #e9edf2;
}

.bfo-point {
    position: relative;
    display: flex;
    align-items: center;
    gap: 15px;
    min-height: 78px;
    padding: 15px 10px 15px 0;
    border-bottom: 1px solid #e9edf2;
    transition: padding .35s ease, background .35s ease, border-color .35s ease;
}

    .bfo-point:hover {
        padding-left: 12px;
        background: linear-gradient(90deg, rgba(201, 164, 92, .08), transparent);
        border-color: rgba(201, 164, 92, .42);
    }

.bfo-point-icon {
    flex: 0 0 43px;
    width: 43px;
    height: 43px;
    display: grid;
    place-items: center;
    border: 1px solid #e9dfc8;
    border-radius: 13px;
    color: #a17b35;
    background: linear-gradient(145deg, #fff, #fbf7ed);
    font-size: 16px;
    transition: .35s ease;
}

.bfo-point:hover .bfo-point-icon {
    color: white;
    background: var(--bfo-navy);
    border-color: var(--bfo-navy);
    transform: rotate(-7deg) scale(1.06);
    box-shadow: 0 8px 18px rgba(16, 35, 63, .15);
}

.bfo-point-copy {
    min-width: 0;
}

    .bfo-point-copy h3 {
        margin: 0;
        color: var(--bfo-navy);
        font-size: 13px;
        font-weight: 750;
    }

    .bfo-point-copy p {
        margin: 5px 0 0;
        color: #8290a2;
        font-size: 11px;
        line-height: 1.6;
    }

.bfo-point-arrow {
    margin-left: auto;
    color: #b9c0ca;
    font-size: 13px;
    transition: transform .3s ease, color .3s ease;
}

.bfo-point:hover .bfo-point-arrow {
    color: #a17b35;
    transform: translateX(5px);
}

/* Note */

.bfo-note {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-top: 24px;
    padding: 15px 17px;
    border-left: 3px solid var(--bfo-gold);
    background: linear-gradient(100deg, #fbf8f1, #fff);
}

.bfo-note-icon {
    color: #a17b35;
    font-size: 17px;
    padding-top: 2px;
}

.bfo-note > span:last-child {
    display: grid;
    gap: 5px;
}

.bfo-note strong {
    color: var(--bfo-navy);
    font-size: 12px;
}

.bfo-note small {
    color: #7c8998;
    font-size: 10px;
    line-height: 1.7;
}

/* ==========================================
   RIGHT-SIDE VISUAL
========================================== */

.bfo-visual {
    position: relative;
    min-width: 0;
    min-height: 560px;
    display: flex;
    align-items: center;
    justify-content: center;
    animation: bfoVisualEnter 1s cubic-bezier(.2, .75, .25, 1) .15s both;
}

.bfo-visual-topline {
    position: absolute;
    z-index: 4;
    top: 5px;
    left: 0;
    right: 0;
    display: flex;
    align-items: center;
    gap: 9px;
    color: #8b97a8;
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.8px;
}

.bfo-live-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #b99a58;
    box-shadow: 0 0 0 4px rgba(201, 164, 92, .12);
    animation: bfoDotPulse 2s infinite;
}

.bfo-topline-number {
    margin-left: auto;
    color: #b0b8c3;
    font-size: 9px;
    letter-spacing: 1px;
}

/* Orbital visual */

.bfo-main-visual {
    position: relative;
    z-index: 2;
    width: min(390px, 90%);
    aspect-ratio: 1 / 1;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid rgba(201, 164, 92, .36);
    border-radius: 50%;
    background: radial-gradient(circle at 50% 42%, rgba(255, 255, 255, .99) 0%, rgba(247, 249, 252, .96) 47%, rgba(234, 239, 246, .7) 100%);
    box-shadow: 0 35px 90px rgba(16, 35, 63, .10), inset 0 0 50px rgba(201, 164, 92, .08);
    animation: bfoMainFloat 6s ease-in-out infinite;
}

.bfo-visual-glow {
    position: absolute;
    z-index: 0;
    width: 310px;
    height: 310px;
    border-radius: 50%;
    background: rgba(201, 164, 92, .18);
    filter: blur(75px);
    animation: bfoGlowMove 7s ease-in-out infinite alternate;
}

.bfo-visual-label {
    position: absolute;
    top: 72px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 6px;
    color: #8794a5;
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 2px;
}

    .bfo-visual-label span:last-child {
        color: #a17b35;
    }

.bfo-symbol {
    position: relative;
    width: 175px;
    height: 175px;
    display: grid;
    place-items: center;
}

.bfo-symbol-ring {
    position: absolute;
    inset: 0;
    border: 1px dashed rgba(161, 123, 53, .55);
    border-radius: 50%;
    animation: bfoRotate 22s linear infinite;
}

.bfo-symbol-inner {
    width: 128px;
    height: 128px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    border: 1px solid rgba(255, 255, 255, .45);
    color: #f1dba7;
    font-size: 47px;
    background: linear-gradient(145deg, #24466e, #10233f 72%);
    box-shadow: 0 22px 45px rgba(16, 35, 63, .25), inset 0 1px 0 rgba(255, 255, 255, .2);
    transition: transform .5s ease, box-shadow .5s ease;
}

.bfo-main-visual:hover .bfo-symbol-inner {
    transform: scale(1.07) rotate(-5deg);
    box-shadow: 0 25px 55px rgba(16, 35, 63, .33);
}

.bfo-symbol-dot {
    position: absolute;
    width: 11px;
    height: 11px;
    border: 2px solid white;
    border-radius: 50%;
    background: var(--bfo-gold);
    box-shadow: 0 0 0 5px rgba(201, 164, 92, .13);
}

.bfo-symbol-dot-one {
    top: 9px;
    right: 32px;
}

.bfo-symbol-dot-two {
    bottom: 24px;
    left: 0;
    background: #234c77;
}

.bfo-symbol-dot-three {
    right: 4px;
    bottom: 37px;
    width: 7px;
    height: 7px;
}

.bfo-visual-bottom {
    position: absolute;
    bottom: 65px;
    left: 0;
    right: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    color: #8995a5;
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.8px;
}

.bfo-bottom-line {
    width: 23px;
    height: 1px;
    background: var(--bfo-gold);
}

/* Rings behind the emblem */

.bfo-orbit {
    position: absolute;
    z-index: 1;
    border: 1px solid rgba(29, 65, 107, .10);
    border-radius: 50%;
    pointer-events: none;
}

.bfo-orbit-one {
    width: 450px;
    height: 450px;
    animation: bfoRotate 40s linear infinite;
}

.bfo-orbit-two {
    width: 490px;
    height: 290px;
    border-color: rgba(201, 164, 92, .23);
    transform: rotate(-32deg);
    animation: bfoOrbitTilt 12s ease-in-out infinite alternate;
}

.bfo-orbit-three {
    width: 300px;
    height: 485px;
    border-style: dashed;
    border-color: rgba(29, 65, 107, .12);
    transform: rotate(27deg);
    animation: bfoOrbitTiltTwo 14s ease-in-out infinite alternate;
}

/* Floating info cards */

.bfo-float-card {
    position: absolute;
    z-index: 5;
    display: flex;
    align-items: center;
    gap: 12px;
    width: 230px;
    padding: 15px 13px;
    border: 1px solid rgba(220, 226, 234, .95);
    border-radius: 14px;
    background: rgba(255, 255, 255, .94);
    box-shadow: 0 16px 45px rgba(16, 35, 63, .11);
    backdrop-filter: blur(12px);
    transition: transform .4s ease, box-shadow .4s ease, border-color .4s ease;
}

    .bfo-float-card:hover {
        transform: translateY(-7px) !important;
        border-color: rgba(201, 164, 92, .65);
        box-shadow: 0 25px 50px rgba(16, 35, 63, .16);
    }

.bfo-float-card-one {
    top: 115px;
    right: -15px;
    animation: bfoCardFloat 5s ease-in-out infinite;
}

.bfo-float-card-two {
    bottom: 120px;
    left: -24px;
    animation: bfoCardFloat 5.5s ease-in-out -2.2s infinite;
}

.bfo-float-icon {
    flex: 0 0 39px;
    width: 39px;
    height: 39px;
    display: grid;
    place-items: center;
    border-radius: 11px;
    color: #fff;
    background: linear-gradient(145deg, #254b75, #10233f);
    font-size: 15px;
}

.bfo-float-icon-gold {
    color: #89682d;
    background: linear-gradient(145deg, #fbf4e5, #eddbb1);
}

.bfo-float-copy {
    display: grid;
    gap: 4px;
    min-width: 0;
}

    .bfo-float-copy > span {
        color: #a17b35;
        font-size: 8px;
        font-weight: 800;
        letter-spacing: 1.2px;
    }

    .bfo-float-copy strong {
        color: var(--bfo-navy);
        font-size: 12px;
    }

    .bfo-float-copy small {
        color: #8994a3;
        font-size: 9px;
    }

.bfo-float-status {
    margin-left: auto;
    align-self: flex-start;
    color: #a17b35;
    font-size: 10px;
}

    .bfo-float-status i {
        display: grid;
        place-items: center;
        width: 18px;
        height: 18px;
        border-radius: 50%;
        background: #f7f0e1;
    }

/* Footer strip */

.bfo-visual-footer {
    position: absolute;
    z-index: 6;
    right: 0;
    bottom: 14px;
    left: 0;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 15px;
    border: 1px solid #e9edf2;
    border-radius: 13px;
    background: #fff;
    box-shadow: 0 12px 35px rgba(16, 35, 63, .06);
    transition: transform .35s ease, box-shadow .35s ease;
}

    .bfo-visual-footer:hover {
        transform: translateY(-4px);
        box-shadow: 0 18px 40px rgba(16, 35, 63, .11);
    }

.bfo-footer-mark {
    flex: 0 0 38px;
    width: 38px;
    height: 38px;
    display: grid;
    place-items: center;
    color: #a17b35;
    background: #fbf6eb;
    border-radius: 10px;
    font-size: 16px;
}

.bfo-footer-copy {
    min-width: 0;
    display: grid;
    gap: 5px;
}

    .bfo-footer-copy strong {
        color: var(--bfo-navy);
        font-size: 11px;
    }

    .bfo-footer-copy span {
        color: #8b96a5;
        font-size: 9px;
    }

.bfo-footer-arrow {
    margin-left: auto;
    color: #b99a58;
    font-size: 13px;
}

.bfo-deco {
    position: absolute;
    z-index: 3;
    color: #c5a35f;
    pointer-events: none;
}

.bfo-deco-one {
    top: 92px;
    left: 13%;
    font-size: 24px;
    animation: bfoDecoFloat 4s ease-in-out infinite;
}

.bfo-deco-two {
    top: 210px;
    right: 2%;
    font-size: 18px;
    animation: bfoDecoFloat 5s ease-in-out -1s infinite;
}

.bfo-deco-three {
    right: 14%;
    bottom: 100px;
    font-size: 23px;
    animation: bfoDecoFloat 4.5s ease-in-out -2s infinite;
}

.bfo-bottom-border {
    position: absolute;
    bottom: 0;
    left: 8%;
    width: 84%;
    height: 1px;
    background: linear-gradient(90deg, transparent, #e4d4b0, transparent);
}

/* ==========================================
   KEYFRAMES
========================================== */

@keyframes bfoContentEnter {
    from {
        opacity: 0;
        transform: translateX(-35px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes bfoVisualEnter {
    from {
        opacity: 0;
        transform: translateX(35px) scale(.96);
    }

    to {
        opacity: 1;
        transform: translateX(0) scale(1);
    }
}

@keyframes bfoMainFloat {
    0%, 100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-9px);
    }
}

@keyframes bfoCardFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -9px;
    }
}

@keyframes bfoRotate {
    from {
        rotate: 0deg;
    }

    to {
        rotate: 360deg;
    }
}

@keyframes bfoOrbitTilt {
    from {
        transform: rotate(-32deg) scale(1);
    }

    to {
        transform: rotate(-22deg) scale(1.05);
    }
}

@keyframes bfoOrbitTiltTwo {
    from {
        transform: rotate(27deg) scale(1);
    }

    to {
        transform: rotate(37deg) scale(1.04);
    }
}

@keyframes bfoGlowMove {
    from {
        transform: translate(0, 0) scale(1);
    }

    to {
        transform: translate(35px, 25px) scale(1.12);
    }
}

@keyframes bfoDotPulse {
    0%, 100% {
        box-shadow: 0 0 0 4px rgba(201, 164, 92, .12);
    }

    50% {
        box-shadow: 0 0 0 7px rgba(201, 164, 92, .04);
    }
}

@keyframes bfoLineReveal {
    from {
        transform: scaleX(0);
    }

    to {
        transform: scaleX(1);
    }
}

@keyframes bfoTitleLine {
    to {
        transform: scaleX(1);
    }
}

@keyframes bfoDecoFloat {
    0%, 100% {
        transform: translateY(0) rotate(0);
        opacity: .7;
    }

    50% {
        transform: translateY(-12px) rotate(12deg);
        opacity: 1;
    }
}

/* ==========================================
   RESPONSIVE
========================================== */

@media (max-width: 1100px) {
    .bfo-container {
        gap: 40px;
        grid-template-columns: minmax(0, 1fr) minmax(0, .9fr);
    }

    .bfo-title {
        font-size: clamp(34px, 4.2vw, 46px);
    }

    .bfo-visual {
        min-height: 510px;
    }

    .bfo-main-visual {
        width: min(340px, 88%);
    }

    .bfo-orbit-one {
        width: 390px;
        height: 390px;
    }

    .bfo-orbit-two {
        width: 410px;
        height: 260px;
    }

    .bfo-float-card {
        width: 205px;
    }

    .bfo-float-card-one {
        right: -8px;
    }

    .bfo-float-card-two {
        left: -12px;
    }
}

@media (max-width: 850px) {
    .bf-overview {
        padding: 85px 0;
    }

    .bfo-container {
        grid-template-columns: 1fr;
        gap: 45px;
        max-width: 680px;
    }

    .bfo-content {
        max-width: 650px;
    }

    .bfo-visual {
        width: 100%;
        max-width: 560px;
        min-height: 560px;
        margin: 0 auto;
    }

    .bfo-title {
        font-size: clamp(37px, 6vw, 50px);
    }

    .bfo-description {
        max-width: 650px;
    }

    .bfo-float-card-one {
        right: 0;
    }

    .bfo-float-card-two {
        left: 0;
    }
}

@media (max-width: 520px) {
    .bf-overview {
        padding: 66px 0 72px;
    }

    .bfo-container {
        width: calc(100% - 36px);
        gap: 34px;
    }

    .bfo-eyebrow {
        gap: 8px;
        font-size: 8px;
        letter-spacing: 1.4px;
    }

    .bfo-eyebrow-line {
        width: 23px;
    }

    .bfo-title {
        font-size: clamp(32px, 9vw, 42px);
        letter-spacing: -1.4px;
    }

    .bfo-description {
        margin-top: 22px;
        font-size: 13px;
        line-height: 1.85;
    }

    .bfo-description-secondary {
        margin-top: 10px;
    }

    .bfo-point {
        gap: 11px;
        min-height: 72px;
    }

    .bfo-point-icon {
        flex-basis: 38px;
        width: 38px;
        height: 38px;
        font-size: 14px;
    }

    .bfo-point-copy h3 {
        font-size: 11px;
    }

    .bfo-point-copy p {
        font-size: 10px;
    }

    .bfo-note {
        padding: 13px;
    }

    .bfo-visual {
        min-height: 450px;
    }

    .bfo-main-visual {
        width: 275px;
    }

    .bfo-visual-label {
        top: 51px;
        font-size: 8px;
    }

    .bfo-symbol {
        width: 140px;
        height: 140px;
    }

    .bfo-symbol-inner {
        width: 100px;
        height: 100px;
        font-size: 37px;
    }

    .bfo-visual-bottom {
        bottom: 49px;
        font-size: 7px;
        letter-spacing: 1.2px;
    }

    .bfo-orbit-one {
        width: 300px;
        height: 300px;
    }

    .bfo-orbit-two {
        width: 310px;
        height: 205px;
    }

    .bfo-orbit-three {
        width: 205px;
        height: 340px;
    }

    .bfo-float-card {
        width: 190px;
        gap: 9px;
        padding: 11px 10px;
    }

    .bfo-float-card-one {
        top: 75px;
        right: -3px;
    }

    .bfo-float-card-two {
        bottom: 92px;
        left: -3px;
    }

    .bfo-float-icon {
        flex-basis: 32px;
        width: 32px;
        height: 32px;
        font-size: 12px;
    }

    .bfo-float-copy strong {
        font-size: 10px;
    }

    .bfo-float-copy small {
        font-size: 8px;
    }

    .bfo-float-copy > span {
        font-size: 7px;
    }

    .bfo-visual-footer {
        bottom: 0;
        padding: 11px;
    }

    .bfo-footer-copy strong {
        font-size: 10px;
    }

    .bfo-footer-copy span {
        font-size: 8px;
        line-height: 1.5;
    }

    .bfo-deco-one {
        top: 55px;
    }

    .bfo-deco-two {
        top: 155px;
        right: 0;
    }

    .bfo-deco-three {
        bottom: 80px;
    }
}

/* Accessibility: reduced motion */

@media (prefers-reduced-motion: reduce) {
    .bf-overview *,
    .bf-overview *::before,
    .bf-overview *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        scroll-behavior: auto !important;
        transition-duration: .01ms !important;
    }
}


/* ==========================================
   FINANCIAL OVERVIEW - EDITORIAL LAYOUT
========================================== */
.bf-overview-v2 {
    --bfov2-navy: #10233f;
    --bfov2-navy-light: #183657;
    --bfov2-gold: #c9a45c;
    --bfov2-text: #28384d;
    --bfov2-muted: #748196;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 105px 0 90px;
    background: #fff;
    color: var(--bfov2-navy);
    font-family: 'Inter', sans-serif;
}

.bf-overview-v2 *,
.bf-overview-v2 *::before,
.bf-overview-v2 *::after {
    box-sizing: border-box;
}

.bfov2-container {
    width: min(1550px, calc(100% - 48px));
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

.bfov2-bg-shape {
    position: absolute;
    z-index: -1;
    top: 180px;
    right: -220px;
    width: 500px;
    height: 500px;
    border-radius: 50%;
    background: radial-gradient( circle, rgba(224, 208, 171, .16), rgba(224, 208, 171, 0) 70% );
    animation: bfov2BgFloat 10s ease-in-out infinite alternate;
}

.bfov2-top-line {
    position: absolute;
    top: 0;
    left: 8%;
    width: 84%;
    height: 1px;
    background: linear-gradient(90deg, transparent, #d9c397, transparent);
}

.bfov2-bottom-line {
    width: 84%;
    height: 1px;
    margin: 70px auto 0;
    background: linear-gradient(90deg, transparent, #e5d8bd, transparent);
}

/* HEADER */

.bfov2-heading-row {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 30px;
    margin-bottom: 47px;
    animation: bfov2EnterUp .8s ease both;
}

.bfov2-kicker {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 21px;
    color: #9a7839;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 2.1px;
}

.bfov2-kicker-line {
    width: 34px;
    height: 2px;
    background: var(--bfov2-gold);
    transform-origin: left;
    animation: bfov2RevealLine .9s ease .2s both;
}

.bfov2-title {
    margin: 0;
    color: var(--bfov2-navy);
    font-size: clamp(36px, 4.2vw, 54px);
    font-weight: 800;
    letter-spacing: -2px;
    line-height: 1.12;
}

    .bfov2-title > span {
        display: block;
        margin-top: 5px;
    }

    .bfov2-title em {
        color: #a98643;
        font-style: normal;
    }

.bfov2-heading-right {
    display: flex;
    align-items: center;
    gap: 12px;
    padding-bottom: 8px;
    flex-shrink: 0;
}

.bfov2-index {
    color: #d0b477;
    font-size: 31px;
    font-weight: 300;
    letter-spacing: -1px;
}

.bfov2-index-line {
    width: 40px;
    height: 1px;
    background: #d9c397;
}

.bfov2-index-label {
    color: #8b96a5;
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.5px;
}

/* MAIN SPLIT */

.bfov2-main {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, .88fr);
    gap: 65px;
    align-items: stretch;
}

/* LEFT COPY */

.bfov2-copy {
    padding: 8px 0 0;
    animation: bfov2EnterUp .9s ease .12s both;
}

.bfov2-lead {
    max-width: 530px;
    margin: 0 0 21px;
    color: var(--bfov2-navy);
    font-size: 20px;
    font-weight: 650;
    line-height: 1.7;
    letter-spacing: -.3px;
}

.bfov2-paragraph {
    max-width: 540px;
    margin: 0 0 15px;
    color: var(--bfov2-muted);
    font-size: 13px;
    line-height: 2;
}

.bfov2-trust-note {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    margin-top: 29px;
    padding: 18px 19px;
    border: 1px solid #eee5d2;
    border-left: 3px solid var(--bfov2-gold);
    background: linear-gradient(105deg, #fbf8f1, #fff);
    transition: transform .35s ease, box-shadow .35s ease;
}

    .bfov2-trust-note:hover {
        transform: translateX(5px);
        box-shadow: 0 12px 30px rgba(16, 35, 63, .06);
    }

.bfov2-trust-icon {
    display: grid;
    place-items: center;
    width: 39px;
    height: 39px;
    flex-shrink: 0;
    color: #9a7839;
    border-radius: 10px;
    background: #f2e7cf;
    font-size: 16px;
}

.bfov2-trust-note > div {
    display: grid;
    gap: 6px;
}

.bfov2-trust-note strong {
    color: var(--bfov2-navy);
    font-size: 12px;
}

.bfov2-trust-note > div span {
    color: #79879a;
    font-size: 11px;
    line-height: 1.7;
}

/* RIGHT NAVY PANEL */

.bfov2-panel {
    position: relative;
    isolation: isolate;
    overflow: hidden;
    min-height: 455px;
    padding: 25px 27px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    color: white;
    background: linear-gradient(145deg, #183657 0%, #10233f 58%, #0b1b32 100%);
    box-shadow: 0 25px 65px rgba(16, 35, 63, .15);
    animation: bfov2PanelEnter .95s cubic-bezier(.2, .7, .25, 1) .2s both;
}

    .bfov2-panel::before {
        content: "";
        position: absolute;
        z-index: -1;
        top: -130px;
        right: -100px;
        width: 310px;
        height: 310px;
        border: 1px solid rgba(222, 193, 132, .2);
        border-radius: 50%;
        box-shadow: 0 0 0 25px rgba(222, 193, 132, .025), 0 0 0 55px rgba(222, 193, 132, .025);
        animation: bfov2SlowRotate 32s linear infinite;
    }

.bfov2-panel-grid {
    position: absolute;
    z-index: -1;
    inset: 0;
    opacity: .18;
    background-image: linear-gradient(rgba(255,255,255,.08) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.08) 1px, transparent 1px);
    background-size: 35px 35px;
    mask-image: linear-gradient(135deg, #000, transparent 85%);
}

.bfov2-panel-glow {
    position: absolute;
    z-index: -1;
    width: 230px;
    height: 230px;
    right: -75px;
    bottom: 25px;
    border-radius: 50%;
    background: rgba(201, 164, 92, .14);
    filter: blur(65px);
    animation: bfov2BgFloat 7s ease-in-out infinite alternate;
}

.bfov2-panel-top,
.bfov2-panel-bottom {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
}

.bfov2-panel-top {
    justify-content: space-between;
    gap: 12px;
}

.bfov2-panel-tag {
    display: flex;
    align-items: center;
    gap: 8px;
    color: #e0cc9f;
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.2px;
}

    .bfov2-panel-tag > span {
        width: 6px;
        height: 6px;
        border-radius: 50%;
        background: #d9b86f;
        box-shadow: 0 0 0 4px rgba(217, 184, 111, .12);
        animation: bfov2Pulse 2s infinite;
    }

.bfov2-panel-number {
    color: rgba(255, 255, 255, .4);
    font-size: 9px;
    letter-spacing: 1px;
}

.bfov2-panel-content {
    position: relative;
    z-index: 2;
    max-width: 300px;
    margin-top: 35px;
}

.bfov2-panel-overline {
    display: inline-block;
    margin-bottom: 15px;
    color: #cdb477;
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 2px;
}

.bfov2-panel-content h3 {
    margin: 0;
    font-size: clamp(29px, 3vw, 39px);
    font-weight: 750;
    line-height: 1.19;
    letter-spacing: -1.2px;
}

    .bfov2-panel-content h3 span,
    .bfov2-panel-content h3 em {
        display: block;
    }

    .bfov2-panel-content h3 em {
        color: #e0c486;
        font-style: normal;
    }

.bfov2-panel-content p {
    max-width: 290px;
    margin: 17px 0 0;
    color: rgba(255, 255, 255, .67);
    font-size: 11px;
    line-height: 1.9;
}

/* Geometric architectural illustration */

.bfov2-panel-art {
    position: absolute;
    right: 25px;
    bottom: 72px;
    width: 150px;
    height: 150px;
    opacity: .8;
    pointer-events: none;
}

.bfov2-art-square {
    position: absolute;
    inset: 25px;
    display: grid;
    place-items: center;
    border: 1px solid rgba(223, 194, 130, .6);
    transform: rotate(45deg);
    animation: bfov2SquareFloat 7s ease-in-out infinite;
}

.bfov2-art-square-inner {
    display: grid;
    place-items: center;
    width: 74px;
    height: 74px;
    border: 1px solid rgba(223, 194, 130, .45);
    color: #e3c783;
    background: rgba(255,255,255,.035);
    font-size: 31px;
    transform: rotate(-45deg);
}

.bfov2-art-line {
    position: absolute;
    height: 1px;
    background: linear-gradient(90deg, transparent, #c7a65f, transparent);
    transform-origin: center;
}

.bfov2-art-line-one {
    top: 15px;
    left: -25px;
    width: 195px;
    transform: rotate(45deg);
}

.bfov2-art-line-two {
    top: 15px;
    left: -25px;
    width: 195px;
    transform: rotate(-45deg);
}

.bfov2-art-line-three {
    top: 75px;
    left: -20px;
    width: 190px;
    opacity: .35;
}

.bfov2-art-cross {
    position: absolute;
    color: #d9b86f;
    font-size: 19px;
    animation: bfov2CrossFloat 4s ease-in-out infinite;
}

.bfov2-cross-one {
    top: -6px;
    right: 10px;
}

.bfov2-cross-two {
    bottom: -2px;
    left: 8px;
    animation-delay: -2s;
}

.bfov2-panel-bottom {
    gap: 10px;
    margin-top: 35px;
    color: #dfc48a;
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.6px;
}

.bfov2-panel-bottom-line {
    flex: 1;
    height: 1px;
    background: rgba(223, 196, 138, .35);
}

.bfov2-panel-bottom i {
    transition: transform .3s ease;
}

.bfov2-panel:hover .bfov2-panel-bottom i {
    transform: translate(3px, -3px);
}

.bfov2-panel-accent {
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    height: 3px;
    background: linear-gradient(90deg, #8e6d31, #f0d99f, #8e6d31);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform .8s ease;
}

.bfov2-panel:hover .bfov2-panel-accent {
    transform: scaleX(1);
}

/* BOTTOM PROCESS STRIP */

.bfov2-process {
    display: grid;
    grid-template-columns: .8fr 1fr 1fr 1.3fr;
    align-items: stretch;
    margin-top: 45px;
    border-top: 1px solid #e7eaf0;
    border-bottom: 1px solid #e7eaf0;
    animation: bfov2EnterUp .8s ease .35s both;
}

.bfov2-process-intro,
.bfov2-process-step {
    position: relative;
    min-width: 0;
    display: flex;
    align-items: center;
    gap: 13px;
    padding: 21px 15px;
}

.bfov2-process-intro {
    display: block;
    padding-left: 0;
    border-right: 1px solid #e7eaf0;
}

    .bfov2-process-intro > span {
        color: #a17b35;
        font-size: 9px;
        font-weight: 800;
        letter-spacing: 1.6px;
    }

    .bfov2-process-intro p {
        margin: 7px 0 0;
        color: var(--bfov2-navy);
        font-size: 13px;
        font-weight: 750;
    }

.bfov2-process-step {
    border-right: 1px solid #e7eaf0;
    transition: background .35s ease, padding .35s ease;
}

    .bfov2-process-step:last-child {
        border-right: 0;
    }

    .bfov2-process-step:hover {
        padding-left: 20px;
        background: #fbf8f1;
    }

.bfov2-step-number {
    flex-shrink: 0;
    color: #c1a15f;
    font-size: 20px;
    font-weight: 400;
}

.bfov2-process-step > div {
    min-width: 0;
}

.bfov2-process-step h4 {
    margin: 0;
    color: var(--bfov2-navy);
    font-size: 11px;
    line-height: 1.5;
}

.bfov2-process-step p {
    margin: 5px 0 0;
    color: #8490a0;
    font-size: 9px;
    line-height: 1.6;
}

.bfov2-process-step > i {
    margin-left: auto;
    color: #c2a15d;
    font-size: 11px;
    transition: transform .3s ease;
}

.bfov2-process-step:hover > i {
    transform: translateX(4px);
}

/* ANIMATIONS */

@keyframes bfov2EnterUp {
    from {
        opacity: 0;
        transform: translateY(25px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes bfov2PanelEnter {
    from {
        opacity: 0;
        transform: translateX(25px) scale(.98);
    }

    to {
        opacity: 1;
        transform: translateX(0) scale(1);
    }
}

@keyframes bfov2RevealLine {
    from {
        transform: scaleX(0);
    }

    to {
        transform: scaleX(1);
    }
}

@keyframes bfov2SlowRotate {
    from {
        transform: rotate(0deg);
    }

    to {
        transform: rotate(360deg);
    }
}

@keyframes bfov2BgFloat {
    from {
        transform: translate3d(0, 0, 0) scale(1);
    }

    to {
        transform: translate3d(-20px, 20px, 0) scale(1.08);
    }
}

@keyframes bfov2Pulse {
    0%, 100% {
        box-shadow: 0 0 0 4px rgba(217, 184, 111, .12);
    }

    50% {
        box-shadow: 0 0 0 7px rgba(217, 184, 111, .035);
    }
}

@keyframes bfov2SquareFloat {
    0%, 100% {
        transform: rotate(45deg) translateY(0);
    }

    50% {
        transform: rotate(49deg) translateY(-5px);
    }
}

@keyframes bfov2CrossFloat {
    0%, 100% {
        transform: translateY(0);
        opacity: .65;
    }

    50% {
        transform: translateY(-8px);
        opacity: 1;
    }
}

/* RESPONSIVE */

@media (max-width: 1000px) {
    .bfov2-main {
        gap: 35px;
        grid-template-columns: minmax(0, 1fr) minmax(0, .9fr);
    }

    .bfov2-process {
        grid-template-columns: 1fr 1fr;
    }

    .bfov2-process-intro,
    .bfov2-process-step {
        border-bottom: 1px solid #e7eaf0;
    }

    .bfov2-process-intro {
        padding: 20px 15px 20px 0;
    }

    .bfov2-process-step:nth-child(2) {
        border-right: 0;
    }

    .bfov2-process-step:nth-child(3),
    .bfov2-process-step:nth-child(4) {
        border-bottom: 0;
    }
}

@media (max-width: 760px) {
    .bf-overview-v2 {
        padding: 75px 0 65px;
    }

    .bfov2-container {
        width: calc(100% - 36px);
    }

    .bfov2-heading-row {
        align-items: flex-start;
        margin-bottom: 32px;
    }

    .bfov2-title {
        font-size: clamp(33px, 7vw, 46px);
        letter-spacing: -1.4px;
    }

    .bfov2-heading-right {
        display: none;
    }

    .bfov2-main {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .bfov2-panel {
        min-height: 430px;
    }

    .bfov2-panel-content {
        max-width: 330px;
    }

        .bfov2-panel-content h3 {
            font-size: 37px;
        }

    .bfov2-process {
        margin-top: 32px;
    }
}

@media (max-width: 480px) {
    .bf-overview-v2 {
        padding: 62px 0 50px;
    }

    .bfov2-kicker {
        font-size: 8px;
        letter-spacing: 1.3px;
        gap: 8px;
    }

    .bfov2-kicker-line {
        width: 24px;
    }

    .bfov2-title {
        font-size: 33px;
        line-height: 1.18;
    }

    .bfov2-lead {
        font-size: 17px;
    }

    .bfov2-paragraph {
        font-size: 12px;
        line-height: 1.9;
    }

    .bfov2-panel {
        min-height: 410px;
        padding: 20px;
    }

    .bfov2-panel-tag {
        font-size: 7px;
        letter-spacing: .8px;
    }

    .bfov2-panel-number {
        font-size: 8px;
    }

    .bfov2-panel-content h3 {
        font-size: 32px;
    }

    .bfov2-panel-art {
        right: 15px;
        bottom: 65px;
        transform: scale(.8);
        transform-origin: bottom right;
    }

    .bfov2-process {
        grid-template-columns: 1fr;
    }

    .bfov2-process-intro,
    .bfov2-process-step,
    .bfov2-process-step:nth-child(2),
    .bfov2-process-step:nth-child(3),
    .bfov2-process-step:nth-child(4) {
        min-height: 76px;
        padding: 16px 12px;
        border-right: 0;
        border-bottom: 1px solid #e7eaf0;
    }

    .bfov2-process-intro {
        padding-left: 0;
    }

    .bfov2-process-step:last-child {
        border-bottom: 0;
    }

    .bfov2-bottom-line {
        margin-top: 45px;
    }
}

/* ACCESSIBILITY */

@media (prefers-reduced-motion: reduce) {
    .bf-overview-v2 *,
    .bf-overview-v2 *::before,
    .bf-overview-v2 *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important;
        scroll-behavior: auto !important;
    }
}


/* =========================================
   BUBNA FINANCIAL SERVICES OVERVIEW
========================================= */

.bfs-overview-fix {
    --bfs-navy: #0b2e59;
    --bfs-orange: #f58a24;
    --bfs-gold: #f6b544;
    --bfs-muted: #687b96;
    position: relative;
    width: 100%;
    padding: 64px 0 50px;
    background: radial-gradient(ellipse at 76% 48%, rgba(224, 234, 246, .42), transparent 32%), #fff;
    border-top: 1px solid #e6edf5;
    border-bottom: 1px solid #e6edf5;
    overflow: hidden;
    isolation: isolate;
    font-family: "Outfit", "Inter", sans-serif;
}

    .bfs-overview-fix *,
    .bfs-overview-fix *::before,
    .bfs-overview-fix *::after {
        box-sizing: border-box;
    }

.bfs-fix-container {
    width: min(1100px, calc(100% - 64px));
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.12fr) minmax(0, .88fr);
    align-items: center;
    gap: 48px;
}

/* LEFT CONTENT */

.bfs-fix-content {
    min-width: 0;
    position: relative;
    z-index: 2;
    animation: bfsFixEnter .8s ease both;
}

.bfs-fix-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 7px 14px 7px 7px;
    border: 1px solid #f3e2d0;
    border-radius: 50px;
    background: rgba(255,255,255,.94);
    color: var(--bfs-navy);
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.1px;
    margin-bottom: 19px;
}

.bfs-fix-badge-icon {
    display: grid;
    place-items: center;
    width: 27px;
    height: 27px;
    border-radius: 50%;
    background: #fff0df;
    color: var(--bfs-orange);
    font-size: 12px;
}

.bfs-fix-content h2 {
    margin: 0;
    max-width: 610px;
    color: var(--bfs-navy);
    font-size: clamp(32px, 3.25vw, 43px);
    line-height: 1.16;
    font-weight: 800;
    letter-spacing: -1.45px;
}

    .bfs-fix-content h2 span {
        display: block;
        color: var(--bfs-orange);
    }

.bfs-fix-description {
    max-width: 530px;
    margin: 16px 0 21px;
    color: var(--bfs-muted);
    font-size: 14px;
    line-height: 1.9;
    font-weight: 400;
}

/* SERVICE CARDS */

.bfs-fix-services {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
}

.bfs-fix-service {
    position: relative;
    display: flex;
    align-items: center;
    gap: 11px;
    min-width: 0;
    min-height: 67px;
    padding: 12px 11px;
    color: inherit;
    text-decoration: none;
    border: 1px solid #e4ebf4;
    border-radius: 12px;
    background: #fff;
    box-shadow: 0 4px 12px rgba(11, 46, 89, .025);
    transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}

    .bfs-fix-service:hover {
        transform: translateY(-4px);
        border-color: #f2c38f;
        box-shadow: 0 12px 25px rgba(11, 46, 89, .09);
    }

.bfs-fix-service-icon {
    display: grid;
    place-items: center;
    flex: 0 0 37px;
    height: 37px;
    border-radius: 10px;
    font-size: 14px;
}

    .bfs-fix-service-icon.orange {
        color: #f58220;
        background: #fff1e2;
    }

    .bfs-fix-service-icon.blue {
        color: #2878d4;
        background: #edf4ff;
    }

    .bfs-fix-service-icon.gold {
        color: #c98a00;
        background: #fff5dd;
    }

    .bfs-fix-service-icon.navy {
        color: #173c69;
        background: #eaf0f8;
    }

.bfs-fix-service-text {
    display: flex;
    flex-direction: column;
    min-width: 0;
    gap: 4px;
    padding-right: 5px;
}

    .bfs-fix-service-text strong {
        color: var(--bfs-navy);
        font-size: 14px;
        line-height: 1.35;
        font-weight: 800;
    }

    .bfs-fix-service-text small {
        color: #71829a;
        font-size: 13px;
        line-height: 1.5;
    }

.bfs-fix-link {
    position: absolute;
    top: 11px;
    right: 10px;
    color: #9aabc0;
    font-size: 14px;
    transition: color .25s ease, transform .25s ease;
}

.bfs-fix-service:hover .bfs-fix-link {
    color: var(--bfs-orange);
    transform: translate(2px, -2px);
}

/* BUTTONS */

.bfs-fix-actions {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 20px;
}

.bfs-fix-btn-primary,
.bfs-fix-btn-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 14px;
    min-height: 42px;
    padding: 0 16px;
    border-radius: 8px;
    text-decoration: none;
    font-size: 14px;
    font-weight: 800;
    transition: transform .25s ease, box-shadow .25s ease;
}

.bfs-fix-btn-primary {
    background: var(--bfs-navy);
    color: #fff;
    box-shadow: 0 7px 17px rgba(11, 46, 89, .15);
}

    .bfs-fix-btn-primary:hover {
        transform: translateY(-3px);
        box-shadow: 0 12px 24px rgba(11, 46, 89, .23);
    }

.bfs-fix-btn-secondary {
    color: var(--bfs-navy);
    border: 1px solid #d6e1ef;
    background: #fff;
}

    .bfs-fix-btn-secondary:hover {
        transform: translateY(-3px);
        border-color: var(--bfs-orange);
    }

.bfs-fix-actions i {
    font-size: 10px;
}

/* TRUST STRIP */

.bfs-fix-trust {
    display: flex;
    align-items: center;
    gap: 11px;
    margin-top: 20px;
    padding-top: 15px;
    border-top: 1px solid #e9eef5;
}

.bfs-fix-trust-icon {
    display: grid;
    place-items: center;
    width: 32px;
    height: 32px;
    flex: 0 0 32px;
    border-radius: 50%;
    background: #fff1e2;
    color: var(--bfs-orange);
    font-size: 13px;
}

.bfs-fix-trust div {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.bfs-fix-trust strong {
    color: var(--bfs-navy);
    font-size: 14px;
    font-weight: 800;
}

.bfs-fix-trust small {
    color: #8190a5;
    font-size: 14px;
}

/* =========================================
   RIGHT VISUAL — INDEPENDENT GRID COLUMN
========================================= */

.bfs-fix-visual {
    position: relative;
    min-width: 0;
    min-height: 480px;
    display: flex;
    justify-content: center;
    align-items: center;
    isolation: isolate;
}

.bfs-fix-visual-glow {
    position: absolute;
    width: 340px;
    height: 340px;
    left: 50%;
    top: 50%;
    transform: translate(-50%, -50%);
    background: radial-gradient(circle, rgba(222, 232, 245, .78), rgba(245, 248, 252, .25) 55%, transparent 73%);
    filter: blur(8px);
    z-index: -3;
}

.bfs-fix-orbit {
    position: absolute;
    left: 50%;
    top: 50%;
    border: 1px dashed rgba(21, 81, 142, .19);
    border-radius: 50%;
    pointer-events: none;
    z-index: -2;
}

.bfs-fix-orbit-one {
    width: 350px;
    height: 115px;
    transform: translate(-50%, -50%) rotate(-8deg);
}

.bfs-fix-orbit-two {
    width: 375px;
    height: 145px;
    border-color: rgba(245, 138, 36, .25);
    transform: translate(-50%, -50%) rotate(8deg);
}

/* PHONE */

.bfs-fix-phone {
    position: relative;
    z-index: 3;
    width: 440px;
    max-width: 68%;
    padding: 9px;
    border: 1px solid rgba(255,255,255,.95);
    border-radius: 23px;
    background: linear-gradient(145deg, #fff, #f5f8fc);
    box-shadow: 0 24px 55px rgba(24, 48, 77, .13), 0 4px 12px rgba(24, 48, 77, .045), inset 0 0 0 1px rgba(226, 233, 243, .6);
    animation: bfsFixPhoneFloat 5s ease-in-out infinite;
}

.bfs-fix-phone-inner {
    padding: 10px;
    border: 1px solid #edf1f7;
    border-radius: 16px;
    background: linear-gradient(155deg, #fff 0%, #f9fbfe 100%);
}

.bfs-fix-phone-brand {
    display: flex;
    align-items: center;
    gap: 8px;
    min-width: 0;
}

.bfs-fix-brand-logo {
    display: grid;
    place-items: center;
    width: 34px;
    height: 34px;
    flex: 0 0 34px;
    border-radius: 9px;
    color: #fff;
    background: linear-gradient(145deg, #194d83, #082747);
    box-shadow: 0 4px 10px rgba(11, 46, 89, .18);
    font-family: Georgia, serif;
    font-size: 26px;
    font-weight: bold;
}

.bfs-fix-brand-name {
    display: flex;
    flex-direction: column;
    gap: 3px;
    min-width: 0;
}

    .bfs-fix-brand-name strong {
        color: var(--bfs-navy);
        font-size: 8px;
        line-height: 1.3;
        letter-spacing: .3px;
    }

    .bfs-fix-brand-name small {
        color: #7a8ba2;
        font-size: 14px;
        line-height: 1.35;
    }

.bfs-fix-menu-icon {
    display: grid;
    place-items: center;
    width: 23px;
    height: 23px;
    flex: 0 0 23px;
    margin-left: auto;
    border-radius: 7px;
    background: #fff2e2;
    color: var(--bfs-orange);
    font-size: 12px;
}

.bfs-fix-phone-divider {
    height: 1px;
    margin: 14px 0 13px;
    background: linear-gradient(90deg, #f6a14a, #edf1f6 65%);
}

.bfs-fix-phone-heading > span {
    color: #ad824c;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1px;
}

.bfs-fix-phone-heading h3 {
    margin: 5px 0 10px;
    color: var(--bfs-navy);
    font-size: 16px;
    line-height: 1.3;
    font-weight: 800;
    letter-spacing: -.3px;
}

.bfs-fix-progress {
    height: 4px;
    margin-bottom: 12px;
    overflow: hidden;
    border-radius: 10px;
    background: #eaf0f7;
}

    .bfs-fix-progress span {
        display: block;
        width: 58%;
        height: 100%;
        border-radius: inherit;
        background: linear-gradient(90deg, var(--bfs-orange), #ffc35e);
    }

.bfs-fix-phone-option {
    display: grid;
    grid-template-columns: 17px minmax(0, 1fr) 11px;
    align-items: center;
    gap: 7px;
    min-height: 62px;
    padding: 10px 8px;
    margin-bottom: 7px;
    border: 1px solid #e8edf5;
    border-radius: 11px;
    background: rgba(255,255,255,.96);
    box-shadow: 0 3px 8px rgba(11, 46, 89, .025);
    transition: border-color .25s ease, transform .25s ease;
}

    .bfs-fix-phone-option:hover {
        transform: translateX(3px);
        border-color: #f2c28b;
    }

    .bfs-fix-phone-option > i:first-child {
        color: #304761;
        font-size: 12px;
    }

    .bfs-fix-phone-option > i:last-child {
        color: #304761;
        font-size: 10px;
    }

    .bfs-fix-phone-option div {
        display: flex;
        flex-direction: column;
        gap: 3px;
        min-width: 0;
    }

    .bfs-fix-phone-option strong {
        color: #253b56;
        font-size: 12px;
        line-height: 1.3;
        font-weight: 800;
    }

    .bfs-fix-phone-option small {
        color: #71819a;
        font-size: 12px;
        line-height: 1.4;
    }

.bfs-fix-phone-footer {
    display: flex;
    align-items: flex-start;
    gap: 7px;
    padding: 2px 1px 0;
}

    .bfs-fix-phone-footer > span {
        color: var(--bfs-navy);
        font-size: 13px;
        padding-top: 1px;
    }

    .bfs-fix-phone-footer div {
        display: flex;
        flex-direction: column;
        gap: 3px;
    }

    .bfs-fix-phone-footer strong {
        color: #2b405a;
        font-size: 12px;
        line-height: 1.3;
    }

    .bfs-fix-phone-footer small {
        color: #74849a;
        font-size: 12px;
        line-height: 1.45;
    }

/* FLOATING CARDS — NO TEXT OVERLAP */

.bfs-fix-float-card {
    position: absolute;
    z-index: 4;
    display: flex;
    align-items: flex-start;
    gap: 9px;
    max-width: 190px;
    padding: 11px 13px;
    border: 1px solid rgba(229, 236, 245, .95);
    border-radius: 12px;
    background: rgba(255, 255, 255, .96);
    box-shadow: 0 10px 25px rgba(11, 46, 89, .07);
    backdrop-filter: blur(12px);
    animation: bfsFixCardFloat 5s ease-in-out infinite;
}

.bfs-fix-float-support {
    top: 0;
    left: 0;
}

.bfs-fix-float-clear {
    right: 0;
    bottom: 25%;
    animation-delay: -2.5s;
}

.bfs-fix-float-icon {
    display: grid;
    place-items: center;
    width: 29px;
    height: 29px;
    flex: 0 0 29px;
    border-radius: 8px;
    color: var(--bfs-orange);
    background: #fff2e2;
    font-size: 12px;
}

.bfs-fix-float-card div {
    display: flex;
    flex-direction: column;
    gap: 4px;
    min-width: 0;
}

.bfs-fix-float-card strong {
    color: #263e5a;
    font-size: 12px;
    line-height: 1.4;
    font-weight: 800;
}

.bfs-fix-float-card small {
    color: #74849a;
    font-size: 11px;
    line-height: 1.5;
}

.bfs-fix-visual-caption {
    position: absolute;
    right: 0;
    bottom: 5%;
    display: flex;
    align-items: center;
    gap: 8px;
    color: #a7651b;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1px;
    white-space: nowrap;
}

    .bfs-fix-visual-caption span {
        width: 6px;
        height: 6px;
        flex: 0 0 6px;
        border-radius: 50%;
        background: var(--bfs-gold);
        box-shadow: 0 0 12px rgba(246, 181, 68, .65);
    }

/* DECORATIVE ORBS */

.bfs-fix-orb {
    position: absolute;
    z-index: -1;
    display: block;
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: linear-gradient(145deg, #ffd58a, #f58a24);
    box-shadow: 0 4px 10px rgba(245, 138, 36, .25);
    animation: bfsFixOrbFloat 4s ease-in-out infinite;
}

.bfs-fix-orb-one {
    top: 12%;
    right: 12%;
}

.bfs-fix-orb-two {
    bottom: 21%;
    left: 10%;
    width: 8px;
    height: 8px;
    animation-delay: -1s;
}

.bfs-fix-orb-three {
    top: 29%;
    left: 24%;
    width: 9px;
    height: 9px;
    background: linear-gradient(145deg, #9bc8f8, #4789d5);
    animation-delay: -2s;
}

/* ANIMATIONS */

@keyframes bfsFixEnter {
    from {
        opacity: 0;
        transform: translateY(18px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes bfsFixPhoneFloat {
    0%, 100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-7px);
    }
}

@keyframes bfsFixCardFloat {
    0%, 100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-5px);
    }
}

@keyframes bfsFixOrbFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -12px;
    }
}

/* =========================================
   RESPONSIVE
========================================= */

@media (min-width: 1400px) {
    .bfs-fix-container {
        width: min(1467px, calc(100% - 80px));
        gap: 65px;
    }

    .bfs-fix-visual {
        min-height: 510px;
    }
}

@media (max-width: 1050px) {
    .bfs-fix-container {
        width: calc(100% - 48px);
        gap: 26px;
    }

    .bfs-fix-content h2 {
        font-size: clamp(30px, 3.5vw, 38px);
    }

    .bfs-fix-visual {
        min-height: 450px;
    }

    .bfs-fix-phone {
        width: 200px;
    }

    .bfs-fix-float-card {
        max-width: 155px;
        padding: 9px;
    }

    .bfs-fix-float-support {
        left: -5px;
    }

    .bfs-fix-float-clear {
        right: -5px;
    }
}

@media (max-width: 760px) {
    .bfs-overview-fix {
        padding: 48px 0 35px;
    }

    .bfs-fix-container {
        width: min(560px, calc(100% - 36px));
        grid-template-columns: minmax(0, 1fr);
        gap: 15px;
    }

    .bfs-fix-content h2 {
        max-width: 560px;
        font-size: clamp(31px, 7vw, 42px);
        letter-spacing: -1px;
    }

    .bfs-fix-description {
        font-size: 12px;
        margin: 14px 0 20px;
    }

    .bfs-fix-visual {
        min-height: 470px;
        margin-top: 0;
    }

    .bfs-fix-phone {
        width: 220px;
        max-width: 62%;
    }

    .bfs-fix-float-support {
        left: 0;
        top: 23%;
    }

    .bfs-fix-float-clear {
        right: 0;
        bottom: 23%;
    }

    .bfs-fix-visual-caption {
        right: 50%;
        bottom: 1%;
        transform: translateX(50%);
    }
}

@media (max-width: 480px) {
    .bfs-overview-fix {
        padding: 36px 0 28px;
    }

    .bfs-fix-container {
        width: calc(100% - 30px);
    }

    .bfs-fix-badge {
        font-size: 8px;
        letter-spacing: .7px;
        margin-bottom: 16px;
    }

    .bfs-fix-content h2 {
        font-size: 31px;
        line-height: 1.2;
    }

    .bfs-fix-description {
        font-size: 11px;
        line-height: 1.85;
    }

    .bfs-fix-services {
        gap: 8px;
    }

    .bfs-fix-service {
        min-height: 82px;
        align-items: flex-start;
        gap: 8px;
        padding: 11px 8px;
    }

    .bfs-fix-service-icon {
        width: 31px;
        height: 31px;
        flex-basis: 31px;
        font-size: 12px;
    }

    .bfs-fix-service-text strong {
        font-size: 10px;
    }

    .bfs-fix-service-text small {
        font-size: 13px;
    }

    .bfs-fix-link {
        top: 7px;
        right: 7px;
        font-size: 8px;
    }

    .bfs-fix-actions {
        gap: 8px;
    }

    .bfs-fix-btn-primary,
    .bfs-fix-btn-secondary {
        min-height: 41px;
        padding: 0 11px;
        gap: 8px;
        font-size: 9px;
    }

    .bfs-fix-trust {
        margin-top: 18px;
    }

    .bfs-fix-visual {
        min-height: 425px;
        margin: 0 -5px;
    }

    .bfs-fix-phone {
        width: 205px;
        max-width: 61%;
        padding: 7px;
    }

    .bfs-fix-phone-inner {
        padding: 9px;
    }

    .bfs-fix-phone-option {
        min-height: 58px;
    }

    .bfs-fix-float-card {
        max-width: 135px;
        gap: 6px;
        padding: 8px;
    }

    .bfs-fix-float-support {
        left: 0;
        top: 22%;
    }

    .bfs-fix-float-clear {
        right: 0;
        bottom: 22%;
    }

    .bfs-fix-float-icon {
        width: 24px;
        height: 24px;
        flex-basis: 24px;
        font-size: 10px;
    }

    .bfs-fix-float-card strong {
        font-size: 9px;
    }

    .bfs-fix-float-card small {
        font-size: 8px;
    }

    .bfs-fix-orbit-one {
        width: 300px;
    }

    .bfs-fix-orbit-two {
        width: 320px;
    }

    .bfs-fix-visual-caption {
        font-size: 7px;
        letter-spacing: .7px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .bfs-overview-fix *,
    .bfs-overview-fix *::before,
    .bfs-overview-fix *::after {
        animation: none !important;
        transition: none !important;
    }
}

/* ==========================================
   FINANCIAL JOURNEY
========================================== */

.bf-journey-section {
    --bfj-navy: #0b2e59;
    --bfj-orange: #f58a24;
    --bfj-gold: #f6b544;
    --bfj-text: #5f7189;
    position: relative;
    padding: 78px 0 72px;
    overflow: hidden;
    isolation: isolate;
    background: radial-gradient(ellipse at 5% 10%, rgba(245,138,36,.065), transparent 28%), radial-gradient(ellipse at 96% 85%, rgba(42,104,172,.08), transparent 32%), #f8f9fc;
    font-family: "Outfit", "Inter", sans-serif;
}

    .bf-journey-section *,
    .bf-journey-section *::before,
    .bf-journey-section *::after {
        box-sizing: border-box;
    }

.bf-journey-container {
    width: min(1160px, calc(100% - 60px));
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

/* HEADER */

.bf-journey-header {
    margin-bottom: 44px;
}

.bf-journey-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    padding: 7px 13px 7px 7px;
    border: 1px solid #f0dfcc;
    border-radius: 40px;
    background: #fff;
    color: var(--bfj-navy);
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1px;
    margin-bottom: 20px;
}

.bf-journey-eyebrow-icon {
    display: grid;
    place-items: center;
    width: 27px;
    height: 27px;
    border-radius: 50%;
    color: var(--bfj-orange);
    background: #fff0df;
}

.bf-journey-heading-row {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 35px;
}

.bf-journey-heading {
    max-width: 720px;
}

    .bf-journey-heading h2 {
        margin: 0;
        color: var(--bfj-navy);
        font-size: clamp(32px, 4vw, 46px);
        line-height: 1.16;
        letter-spacing: -1.5px;
        font-weight: 800;
    }

        .bf-journey-heading h2 span {
            color: var(--bfj-orange);
        }

    .bf-journey-heading p {
        max-width: 670px;
        margin: 14px 0 0;
        color: var(--bfj-text);
        font-size: 13px;
        line-height: 1.9;
    }

.bf-journey-side-note {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
    padding-bottom: 5px;
}

.bf-journey-note-line {
    width: 35px;
    height: 2px;
    background: var(--bfj-orange);
}

.bf-journey-side-note div {
    display: flex;
    flex-direction: column;
    gap: 5px;
}

.bf-journey-side-note strong {
    color: var(--bfj-navy);
    font-size: 12px;
}

.bf-journey-side-note small {
    color: #7c8ba0;
    font-size: 10px;
}

/* TIMELINE */

.bf-journey-track {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 17px;
    position: relative;
    padding-top: 12px;
}

.bf-journey-track-line {
    position: absolute;
    top: 40px;
    left: 10%;
    right: 10%;
    height: 1px;
    background: #d9e2ee;
    z-index: -1;
}

    .bf-journey-track-line span {
        display: block;
        width: 40%;
        height: 100%;
        background: linear-gradient(90deg, var(--bfj-orange), #f9c66d, #8db5e3);
        animation: bfjProgress 5s ease-in-out infinite alternate;
    }

/* STEP CARDS */

.bf-journey-card {
    position: relative;
    min-width: 0;
    min-height: 284px;
    padding: 20px 17px 17px;
    display: flex;
    flex-direction: column;
    border: 1px solid #e5eaf2;
    border-radius: 17px;
    background: rgba(255,255,255,.92);
    box-shadow: 0 9px 28px rgba(11,46,89,.035);
    overflow: hidden;
    transform-style: preserve-3d;
    transition: transform .4s cubic-bezier(.2,.8,.2,1), box-shadow .4s ease, border-color .4s ease;
    animation: bfjCardAppear .65s ease both;
}

    .bf-journey-card:nth-of-type(2) {
        animation-delay: .1s;
    }

    .bf-journey-card:nth-of-type(3) {
        animation-delay: .2s;
    }

    .bf-journey-card:nth-of-type(4) {
        animation-delay: .3s;
    }

    .bf-journey-card:nth-of-type(5) {
        animation-delay: .4s;
    }

    .bf-journey-card:hover {
        transform: translateY(-8px) rotateX(2deg);
        border-color: rgba(245,138,36,.45);
        box-shadow: 0 20px 38px rgba(11,46,89,.10);
    }

.bf-journey-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    margin-bottom: 27px;
}

.bf-journey-number {
    color: #c5cfdd;
    font-size: 24px;
    line-height: 1;
    font-weight: 800;
    letter-spacing: -1px;
}

.bf-journey-step-icon {
    position: relative;
    display: grid;
    place-items: center;
    width: 43px;
    height: 43px;
    border-radius: 13px;
    color: var(--bfj-orange);
    background: linear-gradient(145deg, #fff6eb, #ffead4);
    box-shadow: inset 0 0 0 1px rgba(245,138,36,.08);
    font-size: 17px;
    transition: transform .4s ease, background .4s ease;
}

.bf-journey-card:nth-of-type(3) .bf-journey-step-icon {
    color: #347ec2;
    background: #edf5ff;
}

.bf-journey-card:nth-of-type(4) .bf-journey-step-icon {
    color: #c38a1c;
    background: #fff6df;
}

.bf-journey-card:nth-of-type(5) .bf-journey-step-icon {
    color: #1b527e;
    background: #eaf2fb;
}

.bf-journey-card:hover .bf-journey-step-icon {
    transform: translateY(-3px) rotate(-6deg) scale(1.07);
}

.bf-journey-step-label {
    color: #bb792f;
    font-size: 9px;
    letter-spacing: 1.4px;
    font-weight: 800;
}

.bf-journey-card-content h3 {
    margin: 9px 0 10px;
    color: var(--bfj-navy);
    font-size: 17px;
    line-height: 1.35;
    letter-spacing: -.3px;
    font-weight: 800;
}

.bf-journey-card-content p {
    margin: 0;
    color: #73829a;
    font-size: 11px;
    line-height: 1.8;
}

.bf-journey-card-bottom {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-top: auto;
    padding-top: 20px;
    color: #465d78;
    font-size: 9px;
    font-weight: 700;
}

.bf-journey-dot {
    width: 7px;
    height: 7px;
    flex: 0 0 7px;
    border-radius: 50%;
    background: var(--bfj-orange);
    box-shadow: 0 0 0 4px rgba(245,138,36,.10);
}

.bf-journey-card-watermark {
    position: absolute;
    right: -2px;
    bottom: -21px;
    color: rgba(11,46,89,.025);
    font-size: 95px;
    font-weight: 800;
    line-height: 1;
    pointer-events: none;
    transition: color .3s ease, transform .4s ease;
}

.bf-journey-card:hover .bf-journey-card-watermark {
    color: rgba(245,138,36,.07);
    transform: translateY(-4px);
}

/* FEATURED STEP */

.bf-journey-card-featured {
    border-color: #f0d0ae;
    background: linear-gradient(150deg, #fff 35%, #fff8ef 100%);
    box-shadow: 0 13px 30px rgba(245,138,36,.075);
}

    .bf-journey-card-featured .bf-journey-number {
        color: var(--bfj-orange);
    }

    .bf-journey-card-featured::before {
        content: "";
        position: absolute;
        top: 0;
        left: 18px;
        right: 18px;
        height: 3px;
        border-radius: 0 0 5px 5px;
        background: linear-gradient(90deg, var(--bfj-orange), #f9c76c);
    }

/* BOTTOM CTA */

.bf-journey-footer {
    position: relative;
    display: flex;
    align-items: center;
    gap: 16px;
    margin-top: 27px;
    padding: 21px 25px;
    border: 1px solid #e3eaf3;
    border-radius: 16px;
    background: #fff;
    box-shadow: 0 8px 24px rgba(11,46,89,.035);
    overflow: hidden;
}

.bf-journey-footer-icon {
    position: relative;
    z-index: 1;
    display: grid;
    place-items: center;
    width: 44px;
    height: 44px;
    flex: 0 0 44px;
    border-radius: 13px;
    background: #fff1e2;
    color: var(--bfj-orange);
    font-size: 18px;
}

.bf-journey-footer-text {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    gap: 5px;
}

    .bf-journey-footer-text strong {
        color: var(--bfj-navy);
        font-size: 13px;
        font-weight: 800;
    }

    .bf-journey-footer-text span {
        color: #77869b;
        font-size: 11px;
        line-height: 1.6;
    }

.bf-journey-footer-btn {
    position: relative;
    z-index: 1;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 13px;
    min-height: 42px;
    padding: 0 17px;
    margin-left: auto;
    flex-shrink: 0;
    border-radius: 8px;
    background: var(--bfj-navy);
    color: #fff;
    text-decoration: none;
    font-size: 10px;
    font-weight: 800;
    transition: background .25s ease, transform .25s ease;
}

    .bf-journey-footer-btn:hover {
        background: #154a7e;
        transform: translateY(-3px);
    }

.bf-journey-footer-decoration {
    position: absolute;
    right: 130px;
    top: -85px;
    width: 180px;
    height: 180px;
    border: 1px solid rgba(245,138,36,.10);
    border-radius: 50%;
    pointer-events: none;
}

    .bf-journey-footer-decoration::after {
        content: "";
        position: absolute;
        inset: 18px;
        border: 1px dashed rgba(11,46,89,.08);
        border-radius: 50%;
    }

/* MOTION */

@keyframes bfjCardAppear {
    from {
        opacity: 0;
        transform: translateY(18px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes bfjProgress {
    from {
        transform: translateX(0);
    }

    to {
        transform: translateX(145%);
    }
}

/* RESPONSIVE */

@media (max-width: 1000px) {
    .bf-journey-container {
        width: calc(100% - 42px);
    }

    .bf-journey-track {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 16px;
    }

    .bf-journey-track-line {
        display: none;
    }

    .bf-journey-card {
        min-height: 245px;
    }

    .bf-journey-card-top {
        margin-bottom: 22px;
    }

    .bf-journey-heading-row {
        align-items: flex-start;
    }
}

@media (max-width: 650px) {
    .bf-journey-section {
        padding: 52px 0;
    }

    .bf-journey-container {
        width: calc(100% - 32px);
    }

    .bf-journey-header {
        margin-bottom: 28px;
    }

    .bf-journey-heading-row {
        display: block;
    }

    .bf-journey-heading h2 {
        font-size: clamp(30px, 7vw, 39px);
        letter-spacing: -.9px;
    }

    .bf-journey-heading p {
        font-size: 12px;
    }

    .bf-journey-side-note {
        margin-top: 18px;
    }

    .bf-journey-track {
        gap: 12px;
    }

    .bf-journey-card {
        min-height: 255px;
        padding: 16px 13px;
        border-radius: 13px;
    }

    .bf-journey-card-top {
        margin-bottom: 20px;
    }

    .bf-journey-step-icon {
        width: 37px;
        height: 37px;
        border-radius: 11px;
        font-size: 15px;
    }

    .bf-journey-number {
        font-size: 21px;
    }

    .bf-journey-card-content h3 {
        font-size: 15px;
    }

    .bf-journey-card-content p {
        font-size: 10px;
    }

    .bf-journey-card-bottom {
        align-items: flex-start;
        font-size: 9px;
        line-height: 1.5;
    }

    .bf-journey-footer {
        flex-wrap: wrap;
        gap: 12px;
        padding: 17px;
    }

    .bf-journey-footer-text {
        flex: 1;
        min-width: 150px;
    }

    .bf-journey-footer-btn {
        width: 100%;
        margin: 4px 0 0;
    }
}

@media (max-width: 390px) {
    .bf-journey-container {
        width: calc(100% - 26px);
    }

    .bf-journey-track {
        grid-template-columns: minmax(0, 1fr);
        gap: 12px;
    }

    .bf-journey-card {
        min-height: 0;
        padding: 18px;
    }

    .bf-journey-card-top {
        margin-bottom: 17px;
    }

    .bf-journey-card-bottom {
        margin-top: 18px;
        padding-top: 13px;
    }

    .bf-journey-card-watermark {
        font-size: 80px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .bf-journey-section *,
    .bf-journey-section *::before,
    .bf-journey-section *::after {
        animation: none !important;
        transition: none !important;
    }
}



/* ==========================================
   BUBNA FINANCIAL SERVICES - BLUE SECTION
========================================== */

.bfs-whyblue {
    --wb-navy: #061a35;
    --wb-blue: #0b2e59;
    --wb-bright: #3988e8;
    --wb-orange: #f58a24;
    --wb-white: #ffffff;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 82px 0 34px;
    background: linear-gradient(125deg, #06162d 0%, #0a2850 48%, #071b38 100%);
    font-family: "Outfit", "Inter", sans-serif;
    color: var(--wb-white);
}

    .bfs-whyblue *,
    .bfs-whyblue *::before,
    .bfs-whyblue *::after {
        box-sizing: border-box;
    }

.bfs-wb-container {
    position: relative;
    z-index: 2;
    width: min(1550px, calc(100% - 60px));
    margin: 0 auto;
}

/* BACKGROUND EFFECTS */

.bfs-wb-bg-grid {
    position: absolute;
    inset: 0;
    z-index: -2;
    pointer-events: none;
    opacity: .18;
    background-image: linear-gradient(rgba(155, 195, 245, .10) 1px, transparent 1px), linear-gradient(90deg, rgba(155, 195, 245, .10) 1px, transparent 1px);
    background-size: 48px 48px;
    mask-image: linear-gradient( to bottom, transparent, #000 18%, #000 78%, transparent );
}

.bfs-wb-glow {
    position: absolute;
    z-index: -1;
    width: 440px;
    height: 440px;
    border-radius: 50%;
    pointer-events: none;
    filter: blur(95px);
    opacity: .23;
    animation: wbGlowMove 9s ease-in-out infinite alternate;
}

.bfs-wb-glow-left {
    top: -210px;
    left: -160px;
    background: #176ad1;
}

.bfs-wb-glow-right {
    right: -180px;
    bottom: -200px;
    background: #0878b6;
    animation-delay: -4s;
}

/* HEADER */

.bfs-wb-header {
    margin-bottom: 39px;
}

.bfs-wb-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 7px 14px 7px 7px;
    border: 1px solid rgba(166, 199, 240, .22);
    border-radius: 40px;
    background: rgba(255,255,255,.055);
    color: #d8e8ff;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.2px;
    margin-bottom: 20px;
}

.bfs-wb-eyebrow-icon {
    display: grid;
    place-items: center;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: rgba(245,138,36,.16);
    color: #ffad55;
    font-size: 12px;
}

.bfs-wb-heading-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 40px;
}

.bfs-wb-heading-content {
    max-width: 760px;
}

    .bfs-wb-heading-content h2 {
        margin: 0;
        color: #fff;
        font-size: clamp(34px, 4vw, 48px);
        line-height: 1.15;
        letter-spacing: -1.6px;
        font-weight: 800;
    }

        .bfs-wb-heading-content h2 span {
            display: block;
            color: #ff9b3d;
        }

    .bfs-wb-heading-content p {
        max-width: 660px;
        margin: 15px 0 0;
        color: #b9cbe3;
        font-size: 14px;
        line-height: 1.9;
    }

/* HEADER BRAND MARK */

.bfs-wb-header-mark {
    position: relative;
    display: grid;
    place-items: center;
    width: 120px;
    height: 120px;
    flex: 0 0 120px;
}

.bfs-wb-mark-ring {
    position: absolute;
    inset: 0;
    border: 1px solid rgba(129, 181, 245, .3);
    border-radius: 50%;
    animation: wbRingRotate 15s linear infinite;
}

    .bfs-wb-mark-ring::before,
    .bfs-wb-mark-ring::after {
        content: "";
        position: absolute;
        width: 8px;
        height: 8px;
        border-radius: 50%;
        background: #f9a34b;
        box-shadow: 0 0 14px rgba(249,163,75,.65);
    }

    .bfs-wb-mark-ring::before {
        top: 13px;
        left: 20px;
    }

    .bfs-wb-mark-ring::after {
        right: 7px;
        bottom: 30px;
        width: 6px;
        height: 6px;
        background: #70b8ff;
    }

.bfs-wb-mark-inner {
    display: grid;
    place-items: center;
    width: 74px;
    height: 74px;
    border: 1px solid rgba(255,255,255,.13);
    border-radius: 23px;
    background: linear-gradient(145deg, #174c85, #0a2446);
    color: #fff;
    font-size: 27px;
    box-shadow: 0 15px 30px rgba(0,0,0,.22), inset 0 1px 0 rgba(255,255,255,.14);
    transform: rotate(-7deg);
    transition: transform .4s ease;
}

.bfs-wb-header-mark:hover .bfs-wb-mark-inner {
    transform: rotate(0) scale(1.08);
}

.bfs-wb-mark-orbit {
    position: absolute;
    width: 145px;
    height: 46px;
    border: 1px dashed rgba(125, 179, 243, .30);
    border-radius: 50%;
    transform: rotate(-35deg);
}

/* FEATURE GRID */

.bfs-wb-feature-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 15px;
    perspective: 1200px;
}

.bfs-wb-feature {
    position: relative;
    display: flex;
    flex-direction: column;
    min-width: 0;
    min-height: 268px;
    padding: 21px 18px 18px;
    border: 1px solid rgba(170, 202, 243, .17);
    border-radius: 16px;
    background: linear-gradient(145deg, rgba(255,255,255,.095), rgba(255,255,255,.025));
    box-shadow: inset 0 1px 0 rgba(255,255,255,.055);
    overflow: hidden;
    transform-style: preserve-3d;
    transition: transform .4s cubic-bezier(.2,.8,.2,1), border-color .4s ease, box-shadow .4s ease, background .4s ease;
    animation: wbCardEntrance .7s ease both;
}

    .bfs-wb-feature:nth-child(2) {
        animation-delay: .1s;
    }

    .bfs-wb-feature:nth-child(3) {
        animation-delay: .2s;
    }

    .bfs-wb-feature:nth-child(4) {
        animation-delay: .3s;
    }

    /* Subtle light passing across cards */
    .bfs-wb-feature::before {
        content: "";
        position: absolute;
        top: -80%;
        left: -100%;
        width: 75%;
        height: 250%;
        background: linear-gradient( 90deg, transparent, rgba(255,255,255,.065), transparent );
        transform: rotate(24deg);
        transition: left .75s ease;
        pointer-events: none;
    }

    .bfs-wb-feature:hover::before {
        left: 140%;
    }

    .bfs-wb-feature:hover {
        transform: translateY(-8px) rotateX(2deg);
        border-color: rgba(111, 175, 250, .5);
        background: linear-gradient(145deg, rgba(35, 94, 159, .28), rgba(255,255,255,.045));
        box-shadow: 0 22px 38px rgba(0,0,0,.18), inset 0 1px 0 rgba(255,255,255,.1);
    }

.bfs-wb-feature-main {
    border-color: rgba(245,138,36,.34);
    background: linear-gradient(145deg, rgba(245,138,36,.12), rgba(255,255,255,.035));
}

    .bfs-wb-feature-main:hover {
        border-color: rgba(255,164,78,.7);
    }

/* CARD TOP */

.bfs-wb-card-top {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    margin-bottom: 29px;
}

.bfs-wb-feature-number {
    color: #91aaca;
    font-size: 14px;
    font-weight: 800;
    letter-spacing: 1.2px;
}

.bfs-wb-feature-icon {
    display: grid;
    place-items: center;
    width: 45px;
    height: 45px;
    flex: 0 0 45px;
    border: 1px solid rgba(133, 186, 249, .16);
    border-radius: 13px;
    background: rgba(67, 130, 205, .16);
    color: #8bc1ff;
    font-size: 17px;
    transition: transform .35s ease, background .35s ease;
}

.bfs-wb-feature-main .bfs-wb-feature-icon {
    color: #ffb46a;
    background: rgba(245,138,36,.14);
    border-color: rgba(245,138,36,.18);
}

.bfs-wb-feature:hover .bfs-wb-feature-icon {
    transform: translateY(-3px) rotate(-7deg);
    background: rgba(76, 149, 232, .24);
}

/* CARD BODY */

.bfs-wb-feature-body {
    position: relative;
    z-index: 1;
}

    .bfs-wb-feature-body h3 {
        margin: 0 0 11px;
        color: #fff;
        font-size: 17px;
        line-height: 1.4;
        font-weight: 800;
        letter-spacing: -.3px;
    }

    .bfs-wb-feature-body p {
        margin: 0;
        color: #b1c4dc;
        font-size: 14px;
        line-height: 1.9;
    }

/* CARD BOTTOM */

.bfs-wb-feature-bottom {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    gap: 8px;
    margin-top: auto;
    padding-top: 22px;
    color: #b4c9e4;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: .8px;
}

.bfs-wb-mini-line {
    display: block;
    width: 19px;
    height: 2px;
    flex: 0 0 19px;
    border-radius: 5px;
    background: var(--wb-orange);
}

.bfs-wb-card-watermark {
    position: absolute;
    right: 0;
    bottom: -17px;
    color: rgba(143, 188, 244, .055);
    font-size: 88px;
    pointer-events: none;
    transition: transform .4s ease, color .4s ease;
}

.bfs-wb-feature:hover .bfs-wb-card-watermark {
    transform: translateY(-5px) rotate(-5deg);
    color: rgba(143, 188, 244, .1);
}

/* BOTTOM CTA */

.bfs-wb-bottom {
    position: relative;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 22px;
    margin-top: 25px;
    padding: 21px 23px;
    border: 1px solid rgba(166, 199, 240, .2);
    border-radius: 15px;
    background: linear-gradient( 100deg, rgba(24, 70, 121, .65), rgba(12, 40, 75, .55) );
    overflow: hidden;
}

    .bfs-wb-bottom::before {
        content: "";
        position: absolute;
        top: -70px;
        right: 18%;
        width: 180px;
        height: 180px;
        border: 1px solid rgba(130, 187, 250, .12);
        border-radius: 50%;
        pointer-events: none;
    }

.bfs-wb-bottom-content {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    gap: 14px;
    min-width: 0;
}

.bfs-wb-bottom-icon {
    display: grid;
    place-items: center;
    width: 44px;
    height: 44px;
    flex: 0 0 44px;
    border: 1px solid rgba(255,255,255,.12);
    border-radius: 13px;
    background: rgba(255,255,255,.08);
    color: #ffad55;
    font-size: 18px;
}

.bfs-wb-bottom-content > div {
    min-width: 0;
}

.bfs-wb-bottom-content h3 {
    margin: 0 0 5px;
    color: #fff;
    font-size: 14px;
    line-height: 1.5;
    font-weight: 800;
}

.bfs-wb-bottom-content p {
    margin: 0;
    color: #b9cbe3;
    font-size: 11px;
    line-height: 1.7;
}

.bfs-wb-cta {
    position: relative;
    z-index: 1;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 15px;
    min-height: 45px;
    padding: 0 9px 0 17px;
    border-radius: 8px;
    background: var(--wb-orange);
    color: #fff;
    text-decoration: none;
    font-size: 10px;
    font-weight: 800;
    white-space: nowrap;
    box-shadow: 0 7px 20px rgba(0,0,0,.13);
    transition: transform .3s ease, background .3s ease;
}

    .bfs-wb-cta > span {
        display: grid;
        place-items: center;
        width: 27px;
        height: 27px;
        border-radius: 6px;
        background: rgba(255,255,255,.17);
    }

    .bfs-wb-cta:hover {
        transform: translateY(-3px);
        background: #ff9a36;
    }

/* FOOTER NOTE */

.bfs-wb-footer-note {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    margin-top: 25px;
    color: #819cbd;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.3px;
    text-align: center;
}

.bfs-wb-footer-dot {
    width: 6px;
    height: 6px;
    flex: 0 0 6px;
    border-radius: 50%;
    background: var(--wb-orange);
    box-shadow: 0 0 12px rgba(245,138,36,.6);
}

/* ANIMATIONS */

@keyframes wbGlowMove {
    from {
        transform: translate3d(0, 0, 0);
    }

    to {
        transform: translate3d(35px, 25px, 0);
    }
}

@keyframes wbRingRotate {
    from {
        transform: rotate(0deg);
    }

    to {
        transform: rotate(360deg);
    }
}

@keyframes wbCardEntrance {
    from {
        opacity: 0;
        transform: translateY(17px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* RESPONSIVE */

@media (max-width: 1000px) {
    .bfs-wb-container {
        width: calc(100% - 44px);
    }

    .bfs-wb-feature-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 15px;
    }

    .bfs-wb-feature {
        min-height: 240px;
    }

    .bfs-wb-heading-content h2 {
        font-size: 40px;
    }

    .bfs-wb-header-mark {
        width: 100px;
        height: 100px;
        flex-basis: 100px;
    }

    .bfs-wb-mark-inner {
        width: 65px;
        height: 65px;
    }
}

@media (max-width: 650px) {
    .bfs-whyblue {
        padding: 55px 0 28px;
    }

    .bfs-wb-container {
        width: calc(100% - 32px);
    }

    .bfs-wb-header {
        margin-bottom: 27px;
    }

    .bfs-wb-heading-row {
        align-items: flex-start;
        gap: 15px;
    }

    .bfs-wb-heading-content h2 {
        font-size: clamp(30px, 7vw, 39px);
        letter-spacing: -.8px;
    }

    .bfs-wb-heading-content p {
        font-size: 12px;
        line-height: 1.85;
    }

    .bfs-wb-header-mark {
        width: 65px;
        height: 65px;
        flex-basis: 65px;
        margin-top: 10px;
    }

    .bfs-wb-mark-inner {
        width: 46px;
        height: 46px;
        border-radius: 15px;
        font-size: 18px;
    }

    .bfs-wb-mark-orbit {
        width: 80px;
        height: 28px;
    }

    .bfs-wb-feature-grid {
        gap: 11px;
    }

    .bfs-wb-feature {
        min-height: 250px;
        padding: 16px 13px;
        border-radius: 13px;
    }

    .bfs-wb-card-top {
        margin-bottom: 23px;
    }

    .bfs-wb-feature-number {
        font-size: 8px;
        letter-spacing: .7px;
    }

    .bfs-wb-feature-icon {
        width: 37px;
        height: 37px;
        flex-basis: 37px;
        font-size: 14px;
        border-radius: 11px;
    }

    .bfs-wb-feature-body h3 {
        font-size: 15px;
    }

    .bfs-wb-feature-body p {
        font-size: 10px;
        line-height: 1.8;
    }

    .bfs-wb-feature-bottom {
        font-size: 7px;
        letter-spacing: .4px;
        gap: 6px;
    }

    .bfs-wb-bottom {
        align-items: flex-start;
        flex-direction: column;
        padding: 17px;
        gap: 17px;
    }

    .bfs-wb-bottom-content h3 {
        font-size: 13px;
    }

    .bfs-wb-bottom-content p {
        font-size: 10px;
    }

    .bfs-wb-cta {
        width: 100%;
    }

    .bfs-wb-footer-note {
        font-size: 8px;
        letter-spacing: .7px;
        line-height: 1.7;
    }
}

@media (max-width: 380px) {
    .bfs-wb-container {
        width: calc(100% - 26px);
    }

    .bfs-wb-feature-grid {
        grid-template-columns: 1fr;
    }

    .bfs-wb-feature {
        min-height: 220px;
        padding: 19px;
    }

    .bfs-wb-card-top {
        margin-bottom: 23px;
    }

    .bfs-wb-heading-row {
        display: block;
    }

    .bfs-wb-header-mark {
        display: none;
    }
}

@media (prefers-reduced-motion: reduce) {
    .bfs-whyblue *,
    .bfs-whyblue *::before,
    .bfs-whyblue *::after {
        animation: none !important;
        transition: none !important;
    }
}



/* ==========================================
   BUBNA - OUR SERVICE PROCESS
========================================== */

.bfp-process {
    --bfp-navy: #071a35;
    --bfp-blue: #0b2e59;
    --bfp-light-blue: #58a7ff;
    --bfp-orange: #f58a24;
    --bfp-text: #b8cce6;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 85px 0 35px;
    color: #fff;
    background: radial-gradient(ellipse at 50% 0%, #10396b 0%, transparent 50%), linear-gradient(135deg, #06152c 0%, #0a2850 50%, #061831 100%);
    font-family: "Outfit", "Inter", sans-serif;
}

    .bfp-process *,
    .bfp-process *::before,
    .bfp-process *::after {
        box-sizing: border-box;
    }

.bfp-container {
    width: min(1550px, calc(100% - 60px));
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

/* BACKGROUND GRID */

.bfp-bg-grid {
    position: absolute;
    z-index: -3;
    inset: 0;
    pointer-events: none;
    opacity: .22;
    background-image: linear-gradient(rgba(133, 184, 245, .10) 1px, transparent 1px), linear-gradient(90deg, rgba(133, 184, 245, .10) 1px, transparent 1px);
    background-size: 46px 46px;
    animation: bfpGridMove 24s linear infinite;
    mask-image: linear-gradient( to bottom, transparent, #000 14%, #000 86%, transparent );
}

/* CONTINUOUS AMBIENT GLOW */

.bfp-bg-glow {
    position: absolute;
    z-index: -2;
    border-radius: 50%;
    pointer-events: none;
    filter: blur(90px);
    opacity: .28;
    will-change: transform;
}

.bfp-glow-one {
    width: 400px;
    height: 400px;
    top: -180px;
    left: -130px;
    background: #176bd1;
    animation: bfpGlowOne 12s ease-in-out infinite alternate;
}

.bfp-glow-two {
    width: 360px;
    height: 360px;
    right: -120px;
    top: 28%;
    background: #087fbd;
    animation: bfpGlowTwo 14s ease-in-out infinite alternate;
}

.bfp-glow-three {
    width: 340px;
    height: 340px;
    bottom: -180px;
    left: 35%;
    background: #164c91;
    animation: bfpGlowThree 11s ease-in-out infinite alternate;
}

/* FLOATING PARTICLES */

.bfp-particle {
    position: absolute;
    z-index: -1;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #70b8ff;
    box-shadow: 0 0 16px rgba(82, 166, 255, .8);
    pointer-events: none;
    animation: bfpParticleFloat 7s ease-in-out infinite;
}

.bfp-particle-one {
    top: 16%;
    left: 13%;
}

.bfp-particle-two {
    top: 32%;
    right: 11%;
    width: 6px;
    height: 6px;
    background: #ffad55;
    box-shadow: 0 0 16px rgba(245,138,36,.8);
    animation-delay: -2s;
}

.bfp-particle-three {
    bottom: 17%;
    left: 20%;
    width: 5px;
    height: 5px;
    animation-delay: -4s;
}

.bfp-particle-four {
    bottom: 29%;
    right: 18%;
    width: 10px;
    height: 10px;
    background: #ffb35f;
    box-shadow: 0 0 18px rgba(245,138,36,.7);
    animation-delay: -3s;
}

/* HEADER */

.bfp-header {
    max-width: 800px;
    margin: 0 auto 55px;
    text-align: center;
}

.bfp-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 7px 14px 7px 7px;
    border: 1px solid rgba(154, 197, 249, .23);
    border-radius: 40px;
    background: rgba(255,255,255,.055);
    color: #e2edff;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.4px;
    margin-bottom: 20px;
}

.bfp-eyebrow-icon {
    display: grid;
    place-items: center;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    color: #ffb05c;
    background: rgba(245,138,36,.16);
}

.bfp-header h2 {
    margin: 0;
    color: #fff;
    font-size: clamp(35px, 4.3vw, 49px);
    line-height: 1.15;
    font-weight: 800;
    letter-spacing: -1.6px;
}

    .bfp-header h2 span {
        display: block;
        color: #ff9b3d;
    }

.bfp-header > p {
    max-width: 670px;
    margin: 17px auto 0;
    color: #b8cce6;
    font-size: 14px;
    line-height: 1.95;
}

.bfp-header-line {
    position: relative;
    width: 100px;
    height: 2px;
    margin: 25px auto 0;
    border-radius: 5px;
    overflow: hidden;
    background: rgba(255,255,255,.13);
}

    .bfp-header-line span {
        position: absolute;
        top: 0;
        left: -40%;
        width: 40%;
        height: 100%;
        border-radius: inherit;
        background: linear-gradient(90deg, #f58a24, #ffd18a);
        animation: bfpHeaderLine 3s ease-in-out infinite;
    }

/* TIMELINE */

.bfp-timeline {
    position: relative;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 18px;
    perspective: 1400px;
}

/* Continuous connecting rail */

.bfp-timeline-rail {
    position: absolute;
    z-index: 0;
    top: 25px;
    left: 12%;
    right: 12%;
    height: 2px;
    overflow: hidden;
    background: rgba(139, 183, 239, .22);
}

.bfp-timeline-progress {
    position: absolute;
    top: 0;
    left: -35%;
    width: 35%;
    height: 100%;
    background: linear-gradient( 90deg, transparent, #f58a24, #ffe0a6, #62b1ff, transparent );
    box-shadow: 0 0 12px rgba(90, 171, 255, .7);
    animation: bfpTimelineFlow 5s linear infinite;
}

/* STEP WRAPPER */

.bfp-step {
    position: relative;
    min-width: 0;
    padding-top: 49px;
    animation: bfpStepReveal .8s cubic-bezier(.2,.75,.3,1) both;
}

.bfp-step-two {
    animation-delay: .12s;
}

.bfp-step-three {
    animation-delay: .24s;
}

.bfp-step-four {
    animation-delay: .36s;
}

/* TIMELINE NODE */

.bfp-step-node {
    position: absolute;
    z-index: 4;
    top: 13px;
    left: 50%;
    width: 25px;
    height: 25px;
    transform: translateX(-50%);
    display: grid;
    place-items: center;
    border: 1px solid rgba(143, 193, 250, .5);
    border-radius: 50%;
    background: #0a2b53;
    box-shadow: 0 0 0 5px rgba(93, 157, 226, .08);
}

.bfp-node-core {
    width: 9px;
    height: 9px;
    border-radius: 50%;
    background: #ff9e40;
    box-shadow: 0 0 12px rgba(245,138,36,.9);
}

.bfp-node-pulse {
    position: absolute;
    inset: -5px;
    border: 1px solid rgba(105, 181, 255, .55);
    border-radius: 50%;
    animation: bfpNodePulse 2.6s ease-out infinite;
}

/* 3D STEP CARD */

.bfp-step-card {
    position: relative;
    display: flex;
    flex-direction: column;
    min-height: 390px;
    padding: 19px 16px 17px;
    border: 1px solid rgba(155, 193, 239, .19);
    border-radius: 17px;
    background: linear-gradient( 150deg, rgba(255,255,255,.095), rgba(255,255,255,.025) 70% );
    box-shadow: inset 0 1px 0 rgba(255,255,255,.06), 0 12px 28px rgba(0,0,0,.08);
    overflow: hidden;
    transform-style: preserve-3d;
    transform: perspective(900px) rotateX(0) rotateY(0);
    transition: transform .45s cubic-bezier(.2,.8,.2,1), border-color .4s ease, box-shadow .4s ease, background .4s ease;
    will-change: transform;
}

    .bfp-step-card::before {
        content: "";
        position: absolute;
        top: 0;
        left: 14%;
        width: 72%;
        height: 2px;
        background: linear-gradient( 90deg, transparent, rgba(100,174,255,.75), transparent );
        opacity: .7;
        transition: opacity .3s ease;
    }

    .bfp-step-card::after {
        content: "";
        position: absolute;
        inset: 0;
        pointer-events: none;
        opacity: 0;
        background: radial-gradient( circle at 50% 0%, rgba(68,145,236,.17), transparent 62% );
        transition: opacity .4s ease;
    }

    .bfp-step-card:hover {
        border-color: rgba(107, 177, 255, .55);
        background: linear-gradient( 150deg, rgba(31,85,145,.35), rgba(255,255,255,.045) );
        box-shadow: 0 25px 48px rgba(0,0,0,.23), 0 0 25px rgba(48,126,214,.09), inset 0 1px 0 rgba(255,255,255,.1);
    }

        .bfp-step-card:hover::before {
            opacity: 1;
        }

        .bfp-step-card:hover::after {
            opacity: 1;
        }

/* CARD HEADER */

.bfp-step-card-top {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    transform: translateZ(20px);
}

.bfp-step-count {
    color: #91b7e3;
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.2px;
}

.bfp-step-symbol {
    display: grid;
    place-items: center;
    width: 34px;
    height: 34px;
    border: 1px solid rgba(144, 192, 248, .2);
    border-radius: 10px;
    background: rgba(73, 137, 210, .14);
    color: #91c7ff;
    font-size: 13px;
    transition: transform .4s ease, color .4s ease;
}

.bfp-step-one .bfp-step-symbol,
.bfp-step-four .bfp-step-symbol {
    color: #ffb46b;
    background: rgba(245,138,36,.11);
    border-color: rgba(245,138,36,.2);
}

.bfp-step-card:hover .bfp-step-symbol {
    transform: translateY(-3px) rotate(-8deg) scale(1.08);
}

/* ILLUSTRATION PANEL */

.bfp-step-illustration {
    position: relative;
    z-index: 1;
    display: grid;
    place-items: center;
    height: 119px;
    margin: 18px 0 19px;
    border: 1px solid rgba(140, 185, 237, .12);
    border-radius: 13px;
    background: linear-gradient( 135deg, rgba(32, 88, 151, .22), rgba(255,255,255,.018) );
    overflow: hidden;
    transform: translateZ(12px);
}

.bfp-illustration-circle {
    position: absolute;
    width: 88px;
    height: 88px;
    border: 1px solid rgba(114, 178, 248, .23);
    border-radius: 50%;
    box-shadow: 0 0 0 12px rgba(98,159,226,.025), 0 0 0 24px rgba(98,159,226,.02);
    animation: bfpIllustrationOrbit 12s linear infinite;
}

    .bfp-illustration-circle::before {
        content: "";
        position: absolute;
        width: 7px;
        height: 7px;
        top: 8px;
        left: 12px;
        border-radius: 50%;
        background: #ffab54;
        box-shadow: 0 0 12px rgba(245,138,36,.8);
    }

.bfp-illustration-icon {
    position: relative;
    z-index: 2;
    display: grid;
    place-items: center;
    width: 56px;
    height: 56px;
    border: 1px solid rgba(149, 199, 255, .32);
    border-radius: 17px;
    background: linear-gradient(145deg, #194c82, #0c2c51);
    color: #a8d2ff;
    font-size: 23px;
    box-shadow: 0 10px 25px rgba(0,0,0,.24), inset 0 1px 0 rgba(255,255,255,.13);
    transform: rotate(-6deg) translateZ(20px);
    transition: transform .45s ease, color .45s ease;
}

.bfp-step-card:hover .bfp-illustration-icon {
    transform: rotate(0deg) translateY(-4px) translateZ(30px);
    color: #fff;
}

.bfp-step-one .bfp-illustration-icon,
.bfp-step-four .bfp-illustration-icon {
    color: #ffbd7b;
    border-color: rgba(245,138,36,.28);
    background: linear-gradient(145deg, #7b4c29, #30294a);
}

.bfp-illustration-orb {
    position: absolute;
    right: 22%;
    top: 22%;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #61adff;
    box-shadow: 0 0 13px rgba(97,173,255,.9);
    animation: bfpOrbDrift 4s ease-in-out infinite;
}

.bfp-orb-small {
    right: auto;
    top: auto;
    bottom: 24%;
    left: 23%;
    width: 5px;
    height: 5px;
    background: #ffad55;
    box-shadow: 0 0 12px rgba(245,138,36,.8);
    animation-delay: -2s;
}

.bfp-illustration-label {
    position: absolute;
    right: 9px;
    bottom: 8px;
    color: #84a9d4;
    font-size: 7px;
    font-weight: 800;
    letter-spacing: 1px;
}

/* STEP COPY */

.bfp-step-copy {
    position: relative;
    z-index: 2;
    transform: translateZ(18px);
}

    .bfp-step-copy h3 {
        margin: 0 0 9px;
        color: #fff;
        font-size: 17px;
        line-height: 1.4;
        font-weight: 800;
        letter-spacing: -.35px;
    }

    .bfp-step-copy p {
        margin: 0;
        color: #b5c9e2;
        font-size: 14px;
        line-height: 1.85;
    }

/* CARD BOTTOM */

.bfp-step-bottom {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    gap: 8px;
    margin-top: auto;
    padding-top: 18px;
    color: #c1d4eb;
    font-size: 14px;
    font-weight: 700;
    transform: translateZ(12px);
}

.bfp-bottom-dot {
    width: 6px;
    height: 6px;
    flex: 0 0 6px;
    border-radius: 50%;
    background: #ff9c3d;
    box-shadow: 0 0 10px rgba(245,138,36,.55);
}

.bfp-step-watermark {
    position: absolute;
    right: 0;
    bottom: -21px;
    z-index: 0;
    color: rgba(145, 189, 245, .045);
    font-size: 90px;
    font-weight: 800;
    line-height: 1;
    pointer-events: none;
    transition: color .4s ease, transform .4s ease;
}

.bfp-step-card:hover .bfp-step-watermark {
    color: rgba(145,189,245,.085);
    transform: translateY(-5px);
}

/* LABEL UNDER EACH CARD */

.bfp-step-connector {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 7px;
    padding-top: 16px;
}

    .bfp-step-connector > span {
        display: block;
        width: 23px;
        height: 2px;
        border-radius: 5px;
        background: linear-gradient(90deg, #f58a24, #64b4ff);
        box-shadow: 0 0 10px rgba(80,157,237,.28);
    }

    .bfp-step-connector small {
        color: #8ca9cc;
        font-size: 12px;
        font-weight: 800;
        letter-spacing: 1px;
    }

/* BOTTOM CTA PANEL */

.bfp-bottom-panel {
    position: relative;
    display: flex;
    align-items: center;
    gap: 19px;
    margin-top: 36px;
    padding: 23px 25px;
    border: 1px solid rgba(149, 191, 242, .23);
    border-radius: 16px;
    background: linear-gradient( 105deg, rgba(20, 65, 115, .8), rgba(10, 36, 70, .8) );
    box-shadow: 0 18px 35px rgba(0,0,0,.12);
    overflow: hidden;
}

    .bfp-bottom-panel::before {
        content: "";
        position: absolute;
        top: -100px;
        right: 15%;
        width: 230px;
        height: 230px;
        border: 1px solid rgba(111,177,247,.13);
        border-radius: 50%;
        box-shadow: 0 0 0 20px rgba(111,177,247,.025);
        pointer-events: none;
        animation: bfpIllustrationOrbit 22s linear infinite;
    }

.bfp-bottom-emblem {
    position: relative;
    z-index: 1;
    display: grid;
    place-items: center;
    width: 49px;
    height: 49px;
    flex: 0 0 49px;
    border: 1px solid rgba(245,138,36,.3);
    border-radius: 14px;
    background: rgba(245,138,36,.12);
    color: #ffb366;
    font-size: 21px;
}

    .bfp-bottom-emblem span {
        position: absolute;
        top: -4px;
        right: -4px;
        width: 8px;
        height: 8px;
        border-radius: 50%;
        background: #ffb35f;
        box-shadow: 0 0 12px rgba(245,138,36,.7);
    }

.bfp-bottom-content {
    position: relative;
    z-index: 1;
    min-width: 0;
}

.bfp-bottom-kicker {
    display: block;
    margin-bottom: 5px;
    color: #ffb15f;
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.4px;
}

.bfp-bottom-content h3 {
    margin: 0;
    color: #fff;
    font-size: 16px;
    line-height: 1.5;
    font-weight: 800;
}

.bfp-bottom-content p {
    margin: 5px 0 0;
    color: #b6cbe4;
    font-size: 14px;
    line-height: 1.7;
}

.bfp-bottom-button {
    position: relative;
    z-index: 1;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 14px;
    min-height: 45px;
    padding: 0 9px 0 17px;
    margin-left: auto;
    border-radius: 8px;
    background: #f58a24;
    color: #fff;
    text-decoration: none;
    white-space: nowrap;
    font-size: 10px;
    font-weight: 800;
    box-shadow: 0 8px 20px rgba(0,0,0,.15);
    transition: transform .3s ease, background .3s ease, box-shadow .3s ease;
}

    .bfp-bottom-button > span {
        display: grid;
        place-items: center;
        width: 27px;
        height: 27px;
        border-radius: 6px;
        background: rgba(255,255,255,.17);
        transition: transform .3s ease;
    }

    .bfp-bottom-button:hover {
        transform: translateY(-3px);
        background: #ff9b3b;
        box-shadow: 0 12px 25px rgba(0,0,0,.22);
    }

        .bfp-bottom-button:hover > span {
            transform: translateX(2px);
        }

/* DISCLAIMER */

.bfp-disclaimer {
    display: flex;
    align-items: flex-start;
    justify-content: center;
    gap: 8px;
    margin-top: 22px;
    color: #91a9c7;
    font-size:13px;
    line-height: 1.8;
    text-align: center;
}

    .bfp-disclaimer i {
        margin-top: 3px;
        color: #83b8f3;
        flex: 0 0 auto;
    }

/* ==========================================
   KEYFRAME ANIMATIONS
========================================== */

@keyframes bfpGridMove {
    from {
        background-position: 0 0;
    }

    to {
        background-position: 46px 46px;
    }
}

@keyframes bfpGlowOne {
    from {
        transform: translate3d(0, 0, 0) scale(1);
    }

    to {
        transform: translate3d(90px, 65px, 0) scale(1.12);
    }
}

@keyframes bfpGlowTwo {
    from {
        transform: translate3d(0, 0, 0) scale(1);
    }

    to {
        transform: translate3d(-75px, 65px, 0) scale(1.15);
    }
}

@keyframes bfpGlowThree {
    from {
        transform: translate3d(-30px, 10px, 0) scale(.95);
    }

    to {
        transform: translate3d(55px, -45px, 0) scale(1.12);
    }
}

@keyframes bfpParticleFloat {
    0%, 100% {
        transform: translate3d(0, 0, 0);
        opacity: .45;
    }

    50% {
        transform: translate3d(18px, -27px, 0);
        opacity: 1;
    }
}

@keyframes bfpHeaderLine {
    0% {
        left: -40%;
    }

    100% {
        left: 100%;
    }
}

@keyframes bfpTimelineFlow {
    from {
        left: -35%;
    }

    to {
        left: 100%;
    }
}

@keyframes bfpNodePulse {
    0% {
        transform: scale(.65);
        opacity: .8;
    }

    100% {
        transform: scale(1.65);
        opacity: 0;
    }
}

@keyframes bfpIllustrationOrbit {
    from {
        transform: rotate(0deg);
    }

    to {
        transform: rotate(360deg);
    }
}

@keyframes bfpOrbDrift {
    0%, 100% {
        transform: translate(0, 0);
    }

    50% {
        transform: translate(-9px, 8px);
    }
}

@keyframes bfpStepReveal {
    from {
        opacity: 0;
        transform: translateY(24px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ==========================================
   TABLET
========================================== */

@media (max-width: 1050px) {
    .bfp-container {
        width: calc(100% - 44px);
    }

    .bfp-timeline {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 26px 18px;
    }

    .bfp-timeline-rail {
        display: none;
    }

    .bfp-step {
        padding-top: 0;
    }

    .bfp-step-node {
        display: none;
    }

    .bfp-step-card {
        min-height: 365px;
    }

    .bfp-step-illustration {
        height: 125px;
    }
}

/* ==========================================
   MOBILE
========================================== */

@media (max-width: 650px) {
    .bfp-process {
        padding: 58px 0 30px;
    }

    .bfp-container {
        width: calc(100% - 32px);
    }

    .bfp-header {
        margin-bottom: 32px;
    }

        .bfp-header h2 {
            font-size: clamp(31px, 7vw, 40px);
            letter-spacing: -.8px;
        }

        .bfp-header > p {
            font-size: 12px;
            line-height: 1.85;
        }

    .bfp-timeline {
        grid-template-columns: minmax(0, 1fr);
        gap: 19px;
        padding-left: 23px;
    }

    .bfp-timeline-rail {
        display: block;
        top: 20px;
        bottom: 65px;
        left: 10px;
        right: auto;
        width: 2px;
        height: auto;
        overflow: hidden;
    }

    .bfp-timeline-progress {
        top: -35%;
        left: 0;
        width: 100%;
        height: 35%;
        background: linear-gradient( 180deg, transparent, #f58a24, #ffe0a6, #62b1ff, transparent );
        animation: bfpTimelineFlowVertical 5s linear infinite;
    }

    .bfp-step {
        padding-top: 0;
    }

    .bfp-step-node {
        display: grid;
        top: 23px;
        left: -13px;
        width: 22px;
        height: 22px;
        transform: none;
    }

    .bfp-node-core {
        width: 7px;
        height: 7px;
    }

    .bfp-step-card {
        min-height: 0;
        padding: 17px;
        border-radius: 14px;
    }

    .bfp-step-card-top {
        margin-bottom: 15px;
    }

    .bfp-step-illustration {
        height: 100px;
        margin: 12px 0 17px;
    }

    .bfp-illustration-icon {
        width: 48px;
        height: 48px;
        font-size: 20px;
    }

    .bfp-illustration-circle {
        width: 75px;
        height: 75px;
    }

    .bfp-step-copy h3 {
        font-size: 17px;
    }

    .bfp-step-copy p {
        font-size: 11px;
    }

    .bfp-step-bottom {
        padding-top: 16px;
        margin-top: 16px;
    }

    .bfp-step-connector {
        display: none;
    }

    .bfp-bottom-panel {
        align-items: flex-start;
        flex-wrap: wrap;
        gap: 13px;
        padding: 18px;
        margin-top: 28px;
    }

    .bfp-bottom-emblem {
        width: 42px;
        height: 42px;
        flex-basis: 42px;
        font-size: 18px;
    }

    .bfp-bottom-content {
        flex: 1;
        min-width: 0;
    }

        .bfp-bottom-content h3 {
            font-size: 14px;
        }

        .bfp-bottom-content p {
            font-size: 10px;
        }

    .bfp-bottom-button {
        width: 100%;
        margin: 4px 0 0;
    }

    .bfp-disclaimer {
        font-size: 9px;
        text-align: left;
    }
}

/* VERY SMALL SCREENS */

@media (max-width: 360px) {
    .bfp-container {
        width: calc(100% - 24px);
    }

    .bfp-timeline {
        padding-left: 20px;
    }

    .bfp-step-node {
        left: -12px;
    }

    .bfp-step-card {
        padding: 14px;
    }

    .bfp-header h2 {
        font-size: 29px;
    }
}

/* ACCESSIBILITY */

@keyframes bfpTimelineFlowVertical {
    from {
        top: -35%;
    }

    to {
        top: 100%;
    }
}

@media (prefers-reduced-motion: reduce) {
    .bfp-process *,
    .bfp-process *::before,
    .bfp-process *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        scroll-behavior: auto !important;
        transition-duration: .01ms !important;
    }
}



/* =========================================
   RESPONSIBLE SERVICE COMMITMENT
========================================= */

.bfr-commitment {
    --bfr-navy: #0b2e59;
    --bfr-blue: #1764ad;
    --bfr-sky: #65b5ff;
    --bfr-orange: #f28c28;
    --bfr-text: #526680;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 88px 0 48px;
    background: #ffffff;
    color: var(--bfr-navy);
    font-family: "Outfit", "Inter", sans-serif;
}

    .bfr-commitment *,
    .bfr-commitment *::before,
    .bfr-commitment *::after {
        box-sizing: border-box;
    }

.bfr-container {
    position: relative;
    z-index: 2;
    width: min(1550px, calc(100% - 56px));
    margin: 0 auto;
}

/* =========================================
   ANIMATED WHITE BACKGROUND
========================================= */

.bfr-bg-grid {
    position: absolute;
    z-index: -4;
    inset: 0;
    pointer-events: none;
    opacity: .48;
    background-image: linear-gradient(rgba(11,46,89,.035) 1px, transparent 1px), linear-gradient(90deg, rgba(11,46,89,.035) 1px, transparent 1px);
    background-size: 43px 43px;
    animation: bfrGridDrift 24s linear infinite;
    mask-image: linear-gradient( to bottom, transparent, #000 15%, #000 85%, transparent );
}

.bfr-bg-glow {
    position: absolute;
    z-index: -3;
    border-radius: 50%;
    pointer-events: none;
    filter: blur(75px);
    will-change: transform;
}

.bfr-glow-left {
    top: 5%;
    left: -190px;
    width: 410px;
    height: 410px;
    background: rgba(91, 169, 255, .15);
    animation: bfrGlowLeft 13s ease-in-out infinite alternate;
}

.bfr-glow-right {
    top: 35%;
    right: -180px;
    width: 420px;
    height: 420px;
    background: rgba(242, 140, 40, .10);
    animation: bfrGlowRight 15s ease-in-out infinite alternate;
}

/* LARGE DECORATIVE ORBITS */

.bfr-bg-orbit {
    position: absolute;
    z-index: -2;
    border: 1px solid rgba(35, 115, 197, .10);
    border-radius: 50%;
    pointer-events: none;
}

.bfr-orbit-one {
    top: 100px;
    right: -100px;
    width: 360px;
    height: 360px;
    box-shadow: 0 0 0 24px rgba(38, 115, 197, .025), 0 0 0 48px rgba(38, 115, 197, .018);
    animation: bfrOrbitRotate 45s linear infinite;
}

.bfr-orbit-two {
    bottom: 90px;
    left: -140px;
    width: 300px;
    height: 300px;
    border-color: rgba(242,140,40,.12);
    box-shadow: 0 0 0 22px rgba(242,140,40,.025);
    animation: bfrOrbitRotate 36s linear infinite reverse;
}

/* FLOATING DOTS */

.bfr-floating-dot {
    position: absolute;
    z-index: -1;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #4c9ff4;
    box-shadow: 0 0 16px rgba(76,159,244,.45);
    pointer-events: none;
    animation: bfrDotFloat 7s ease-in-out infinite;
}

.bfr-dot-one {
    top: 13%;
    left: 12%;
}

.bfr-dot-two {
    top: 29%;
    right: 14%;
    width: 6px;
    height: 6px;
    background: var(--bfr-orange);
    box-shadow: 0 0 15px rgba(242,140,40,.4);
    animation-delay: -2s;
}

.bfr-dot-three {
    bottom: 19%;
    left: 8%;
    width: 5px;
    height: 5px;
    animation-delay: -4s;
}

.bfr-dot-four {
    bottom: 27%;
    right: 8%;
    background: #ffb66a;
    animation-delay: -3s;
}

/* =========================================
   HEADING
========================================= */

.bfr-heading {
    max-width: 780px;
    margin: 0 auto 48px;
    text-align: center;
}

.bfr-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 6px 15px 6px 6px;
    border: 1px solid #e5edf7;
    border-radius: 50px;
    background: rgba(255,255,255,.85);
    color: #355474;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.2px;
    box-shadow: 0 5px 18px rgba(11,46,89,.035);
}

.bfr-eyebrow-icon {
    display: grid;
    place-items: center;
    width: 29px;
    height: 29px;
    border-radius: 50%;
    background: #fff1e2;
    color: var(--bfr-orange);
}

.bfr-heading h2 {
    margin: 21px 0 0;
    font-size: clamp(34px, 4.2vw, 47px);
    line-height: 1.16;
    letter-spacing: -1.5px;
    font-weight: 800;
    color: #102f55;
}

    .bfr-heading h2 span {
        display: block;
        color: #f28c28;
    }

.bfr-heading > p {
    max-width: 670px;
    margin: 16px auto 0;
    color: #64758d;
    font-size: 14px;
    line-height: 1.95;
}

.bfr-heading-accent {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 5px;
    margin-top: 23px;
}

    .bfr-heading-accent span {
        display: block;
        height: 4px;
        width: 15px;
        border-radius: 10px;
        background: #c9dcef;
    }

        .bfr-heading-accent span:first-child {
            width: 38px;
            background: var(--bfr-orange);
            animation: bfrAccentPulse 3s ease-in-out infinite;
        }

        .bfr-heading-accent span:last-child {
            background: #7ebcff;
        }

/* =========================================
   FEATURE GRID
========================================= */

.bfr-feature-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 22px;
    perspective: 1400px;
}

/* FEATURE CARD */

.bfr-feature-card {
    position: relative;
    display: flex;
    flex-direction: column;
    min-width: 0;
    min-height: 352px;
    padding: 23px 22px 20px;
    border: 1px solid #e4ebf4;
    border-radius: 17px;
    background: linear-gradient(145deg, #fff 55%, #f8fbff);
    box-shadow: 0 9px 30px rgba(11,46,89,.045), inset 0 1px 0 #fff;
    overflow: hidden;
    transform-style: preserve-3d;
    transition: transform .45s cubic-bezier(.2,.8,.2,1), border-color .4s ease, box-shadow .4s ease, background .4s ease;
    animation: bfrCardEnter .7s cubic-bezier(.2,.75,.3,1) both;
}

    .bfr-feature-card:nth-child(2) {
        animation-delay: .08s;
    }

    .bfr-feature-card:nth-child(3) {
        animation-delay: .16s;
    }

    .bfr-feature-card:nth-child(4) {
        animation-delay: .24s;
    }

    .bfr-feature-card:nth-child(5) {
        animation-delay: .32s;
    }

    .bfr-feature-card:nth-child(6) {
        animation-delay: .40s;
    }

    /* CARD TOP LIGHT */

    .bfr-feature-card::before {
        content: "";
        position: absolute;
        top: 0;
        left: -110%;
        width: 75%;
        height: 2px;
        background: linear-gradient( 90deg, transparent, #69b6ff, #f28c28, transparent );
        transition: left .75s ease;
    }

    .bfr-feature-card:hover::before {
        left: 140%;
    }

    .bfr-feature-card::after {
        content: "";
        position: absolute;
        top: -90px;
        right: -90px;
        width: 170px;
        height: 170px;
        border: 1px solid rgba(80,151,226,.07);
        border-radius: 50%;
        box-shadow: 0 0 0 15px rgba(80,151,226,.025), 0 0 0 30px rgba(80,151,226,.018);
        pointer-events: none;
        transition: transform .55s ease, border-color .4s ease;
    }

    .bfr-feature-card:hover::after {
        transform: scale(1.16) rotate(18deg);
        border-color: rgba(80,151,226,.18);
    }

    .bfr-feature-card:hover {
        transform: translateY(-9px) rotateX(2deg);
        border-color: #c5dcf5;
        background: linear-gradient(145deg, #fff 35%, #f2f8ff);
        box-shadow: 0 24px 48px rgba(11,46,89,.10), 0 5px 15px rgba(63,137,216,.05);
    }

.bfr-card-orange:hover {
    border-color: #f7d6b3;
    background: linear-gradient(145deg, #fff 35%, #fff8f0);
    box-shadow: 0 24px 48px rgba(11,46,89,.08), 0 5px 18px rgba(242,140,40,.06);
}

/* CARD HEADER */

.bfr-card-top {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
}

.bfr-feature-number {
    color: #8799b0;
    font-size: 14px;
    font-weight: 800;
    letter-spacing: 1px;
}

.bfr-feature-icon {
    display: grid;
    place-items: center;
    width: 36px;
    height: 36px;
    border: 1px solid #dfebf9;
    border-radius: 11px;
    background: #eff6ff;
    color: #2367a9;
    font-size: 13px;
    transition: transform .4s ease, color .4s ease, background .4s ease;
}

.bfr-card-orange .bfr-feature-icon {
    border-color: #f9e5cf;
    background: #fff5e9;
    color: #ee8b28;
}

.bfr-feature-card:hover .bfr-feature-icon {
    transform: translateY(-3px) rotate(-8deg) scale(1.07);
    background: #e5f2ff;
}

.bfr-card-orange:hover .bfr-feature-icon {
    background: #ffead3;
}

/* =========================================
   3D ICON VISUAL
========================================= */

.bfr-icon-visual {
    position: relative;
    display: grid;
    place-items: center;
    height: 111px;
    margin: 17px 0 19px;
    border: 1px solid #eaf1f9;
    border-radius: 13px;
    background: radial-gradient(circle at 50% 50%, #edf6ff 0%, #f8fbff 53%, #fff 100%);
    overflow: hidden;
    transform: translateZ(10px);
    transition: background .4s ease, border-color .4s ease;
}

.bfr-card-orange .bfr-icon-visual {
    background: radial-gradient(circle at 50% 50%, #fff0df 0%, #fff9f2 53%, #fff 100%);
    border-color: #f9eee1;
}

.bfr-feature-card:hover .bfr-icon-visual {
    border-color: #d5e7fb;
    background: radial-gradient(circle at 50% 50%, #e2f1ff 0%, #f6faff 55%, #fff 100%);
}

.bfr-card-orange:hover .bfr-icon-visual {
    border-color: #f6ddc1;
    background: radial-gradient(circle at 50% 50%, #ffe8cb 0%, #fff8f0 55%, #fff 100%);
}

.bfr-icon-halo {
    position: absolute;
    width: 62px;
    height: 62px;
    border-radius: 50%;
    background: rgba(87,159,233,.09);
    box-shadow: 0 0 0 10px rgba(87,159,233,.045), 0 0 0 20px rgba(87,159,233,.025);
    animation: bfrHaloPulse 4s ease-in-out infinite;
}

.bfr-card-orange .bfr-icon-halo {
    background: rgba(242,140,40,.10);
    box-shadow: 0 0 0 10px rgba(242,140,40,.045), 0 0 0 20px rgba(242,140,40,.025);
}

.bfr-icon-orbit {
    position: absolute;
    width: 84px;
    height: 84px;
    border: 1px dashed rgba(56,126,198,.3);
    border-radius: 50%;
    animation: bfrOrbitSpin 17s linear infinite;
}

.bfr-card-orange .bfr-icon-orbit {
    border-color: rgba(242,140,40,.35);
}

.bfr-icon-orbit::after {
    content: "";
    position: absolute;
    top: 10px;
    right: 5px;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #5ba8f5;
    box-shadow: 0 0 10px rgba(91,168,245,.5);
}

.bfr-card-orange .bfr-icon-orbit::after {
    background: #f28c28;
    box-shadow: 0 0 10px rgba(242,140,40,.45);
}

.bfr-icon-visual > i {
    position: relative;
    z-index: 2;
    display: grid;
    place-items: center;
    width: 53px;
    height: 53px;
    border: 1px solid #cce1fa;
    border-radius: 16px;
    background: linear-gradient(145deg, #fff, #eaf4ff);
    color: #1e64a8;
    font-size: 22px;
    box-shadow: 0 10px 20px rgba(28,86,146,.12), inset 0 1px 0 #fff;
    transform: translateZ(25px) rotate(-5deg);
    transition: transform .45s ease, box-shadow .45s ease;
}

.bfr-card-orange .bfr-icon-visual > i {
    border-color: #f6d5af;
    background: linear-gradient(145deg, #fff, #fff0de);
    color: #ed8a27;
    box-shadow: 0 10px 20px rgba(177,107,36,.10), inset 0 1px 0 #fff;
}

.bfr-feature-card:hover .bfr-icon-visual > i {
    transform: translateY(-5px) translateZ(30px) rotate(0deg) scale(1.06);
    box-shadow: 0 16px 25px rgba(28,86,146,.15);
}

.bfr-visual-spark {
    position: absolute;
    top: 20px;
    left: 26%;
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: #f28c28;
    box-shadow: 0 0 10px rgba(242,140,40,.45);
    animation: bfrSparkMove 4s ease-in-out infinite;
}

/* =========================================
   CARD CONTENT
========================================= */

.bfr-feature-card h3 {
    position: relative;
    z-index: 2;
    margin: 0 0 9px;
    color: #102f55;
    font-size: 17px;
    line-height: 1.45;
    font-weight: 800;
    letter-spacing: -.35px;
    transform: translateZ(15px);
}

.bfr-feature-card > p {
    position: relative;
    z-index: 2;
    margin: 0;
    color: #687990;
    font-size: 14px;
    line-height: 1.9;
    transform: translateZ(12px);
}

/* CARD FOOTER */

.bfr-card-footer {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    gap: 9px;
    margin-top: auto;
    padding-top: 19px;
    color: #4b6582;
    font-size: 14px;
    font-weight: 700;
    transform: translateZ(12px);
}

.bfr-footer-line {
    position: relative;
    width: 25px;
    height: 2px;
    flex: 0 0 25px;
    border-radius: 5px;
    background: #3985ce;
    transition: width .35s ease, background .35s ease;
}

    .bfr-footer-line::after {
        content: "";
        position: absolute;
        top: -2px;
        right: 0;
        width: 6px;
        height: 6px;
        border-radius: 50%;
        background: #3985ce;
    }

.bfr-card-orange .bfr-footer-line,
.bfr-card-orange .bfr-footer-line::after {
    background: #f28c28;
}

.bfr-feature-card:hover .bfr-footer-line {
    width: 39px;
}

.bfr-card-watermark {
    position: absolute;
    right: 7px;
    bottom: -20px;
    color: rgba(26,91,157,.035);
    font-size: 90px;
    font-weight: 800;
    line-height: 1;
    pointer-events: none;
    transition: transform .45s ease, color .45s ease;
}

.bfr-card-orange .bfr-card-watermark {
    color: rgba(242,140,40,.045);
}

.bfr-feature-card:hover .bfr-card-watermark {
    color: rgba(26,91,157,.07);
    transform: translateY(-5px);
}

.bfr-card-orange:hover .bfr-card-watermark {
    color: rgba(242,140,40,.09);
}

/* =========================================
   BOTTOM COMMITMENT BANNER
========================================= */

.bfr-commitment-banner {
    position: relative;
    display: flex;
    align-items: center;
    gap: 20px;
    margin-top: 34px;
    padding: 24px 26px;
    border: 1px solid #dce9f8;
    border-radius: 16px;
    background: linear-gradient(105deg, #f4f9ff 0%, #fff 55%, #fff8ef 100%);
    box-shadow: 0 12px 32px rgba(11,46,89,.045);
    overflow: hidden;
}

    .bfr-commitment-banner::after {
        content: "";
        position: absolute;
        top: -100px;
        right: 14%;
        width: 210px;
        height: 210px;
        border: 1px solid rgba(45,116,190,.10);
        border-radius: 50%;
        box-shadow: 0 0 0 20px rgba(45,116,190,.025);
        animation: bfrOrbitSpin 35s linear infinite;
        pointer-events: none;
    }

.bfr-banner-symbol {
    position: relative;
    z-index: 1;
    display: grid;
    place-items: center;
    width: 54px;
    height: 54px;
    flex: 0 0 54px;
    border: 1px solid #d5e6fa;
    border-radius: 15px;
    background: #fff;
    color: #286caf;
    font-size: 22px;
    box-shadow: 0 7px 18px rgba(11,46,89,.07);
}

.bfr-banner-ring {
    position: absolute;
    inset: -6px;
    border: 1px dashed rgba(65,139,213,.35);
    border-radius: 19px;
    animation: bfrOrbitSpin 20s linear infinite;
}

.bfr-banner-content {
    position: relative;
    z-index: 1;
    min-width: 0;
}

.bfr-banner-label {
    display: block;
    margin-bottom: 5px;
    color: #e88828;
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.2px;
}

.bfr-banner-content h3 {
    margin: 0;
    color: #102f55;
    font-size: 17px;
    font-weight: 800;
    line-height: 1.5;
}

.bfr-banner-content p {
    margin: 5px 0 0;
    color: #697a91;
    font-size: 11px;
    line-height: 1.8;
}

.bfr-banner-button {
    position: relative;
    z-index: 1;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 15px;
    min-height: 45px;
    padding: 0 17px;
    margin-left: auto;
    border: 1px solid #0b2e59;
    border-radius: 8px;
    background: #0b2e59;
    color: #fff;
    text-decoration: none;
    white-space: nowrap;
    font-size: 10px;
    font-weight: 800;
    transition: background .3s ease, transform .3s ease, box-shadow .3s ease;
}

    .bfr-banner-button i {
        transition: transform .3s ease;
    }

    .bfr-banner-button:hover {
        transform: translateY(-3px);
        background: #174d85;
        box-shadow: 0 10px 22px rgba(11,46,89,.18);
    }

        .bfr-banner-button:hover i {
            transform: translateX(4px);
        }

/* DISCLAIMER */

.bfr-legal-note {
    display: flex;
    justify-content: center;
    align-items: flex-start;
    gap: 8px;
    max-width: 850px;
    margin: 22px auto 0;
    color: #8391a4;
    font-size: 14px;
    line-height: 1.8;
    text-align: center;
}

    .bfr-legal-note i {
        margin-top: 3px;
        color: #538dc9;
        flex: 0 0 auto;
    }

/* =========================================
   ANIMATIONS
========================================= */

@keyframes bfrGridDrift {
    from {
        background-position: 0 0;
    }

    to {
        background-position: 43px 43px;
    }
}

@keyframes bfrGlowLeft {
    from {
        transform: translate(0, 0) scale(1);
    }

    to {
        transform: translate(80px, 55px) scale(1.12);
    }
}

@keyframes bfrGlowRight {
    from {
        transform: translate(0, 0) scale(1);
    }

    to {
        transform: translate(-65px, -50px) scale(1.13);
    }
}

@keyframes bfrOrbitRotate {
    from {
        transform: rotate(0deg);
    }

    to {
        transform: rotate(360deg);
    }
}

@keyframes bfrOrbitSpin {
    from {
        transform: rotate(0deg);
    }

    to {
        transform: rotate(360deg);
    }
}

@keyframes bfrDotFloat {
    0%, 100% {
        transform: translate3d(0, 0, 0);
        opacity: .45;
    }

    50% {
        transform: translate3d(16px, -23px, 0);
        opacity: 1;
    }
}

@keyframes bfrHaloPulse {
    0%, 100% {
        transform: scale(.95);
    }

    50% {
        transform: scale(1.09);
    }
}

@keyframes bfrSparkMove {
    0%, 100% {
        transform: translate(0, 0);
        opacity: .6;
    }

    50% {
        transform: translate(12px, 10px);
        opacity: 1;
    }
}

@keyframes bfrAccentPulse {
    0%, 100% {
        width: 30px;
    }

    50% {
        width: 48px;
    }
}

@keyframes bfrCardEnter {
    from {
        opacity: 0;
        transform: translateY(22px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* =========================================
   TABLET
========================================= */

@media (max-width: 1000px) {
    .bfr-container {
        width: calc(100% - 42px);
    }

    .bfr-feature-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 18px;
    }

    .bfr-feature-card {
        min-height: 335px;
    }

    .bfr-commitment-banner {
        flex-wrap: wrap;
    }

    .bfr-banner-button {
        margin-left: 74px;
    }
}

/* =========================================
   MOBILE
========================================= */

@media (max-width: 600px) {
    .bfr-commitment {
        padding: 60px 0 32px;
    }

    .bfr-container {
        width: calc(100% - 32px);
    }

    .bfr-heading {
        margin-bottom: 30px;
    }

        .bfr-heading h2 {
            font-size: clamp(30px, 7vw, 38px);
            letter-spacing: -.8px;
        }

        .bfr-heading > p {
            font-size: 12px;
            line-height: 1.85;
        }

    .bfr-feature-grid {
        grid-template-columns: minmax(0, 1fr);
        gap: 16px;
    }

    .bfr-feature-card {
        min-height: 0;
        padding: 19px;
        border-radius: 14px;
    }

    .bfr-icon-visual {
        height: 104px;
        margin: 15px 0 17px;
    }

    .bfr-feature-card h3 {
        font-size: 17px;
    }

    .bfr-feature-card > p {
        font-size: 12px;
        line-height: 1.85;
    }

    .bfr-card-footer {
        padding-top: 17px;
        margin-top: 17px;
    }

    .bfr-commitment-banner {
        align-items: flex-start;
        gap: 13px;
        margin-top: 25px;
        padding: 18px;
        border-radius: 14px;
    }

    .bfr-banner-symbol {
        width: 44px;
        height: 44px;
        flex-basis: 44px;
        font-size: 19px;
    }

    .bfr-banner-content {
        flex: 1;
    }

        .bfr-banner-content h3 {
            font-size: 14px;
        }

        .bfr-banner-content p {
            font-size: 11px;
        }

    .bfr-banner-button {
        width: 100%;
        margin: 4px 0 0;
    }

    .bfr-legal-note {
        font-size: 9px;
        text-align: left;
    }

    .bfr-orbit-one {
        right: -240px;
    }

    .bfr-orbit-two {
        left: -220px;
    }
}

@media (max-width: 360px) {
    .bfr-container {
        width: calc(100% - 24px);
    }

    .bfr-heading h2 {
        font-size: 29px;
    }

    .bfr-feature-card {
        padding: 15px;
    }
}

/* ACCESSIBILITY */

@media (prefers-reduced-motion: reduce) {
    .bfr-commitment *,
    .bfr-commitment *::before,
    .bfr-commitment *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important;
    }
}



/* =========================================
   BUBNA FINANCIAL SERVICES
   ABOUT OUR APPROACH
========================================= */

.bfa-approach {
    --bfa-navy: #0b2e59;
    --bfa-blue: #0878d9;
    --bfa-orange: #f28c28;
    --bfa-text: #526987;
    position: relative;
    isolation: isolate;
    overflow: hidden;
    padding: 85px 5.5%;
    background: linear-gradient(115deg, #ffffff 0%, #fafdff 58%, #fff 100%);
    font-family: 'Outfit', 'Inter', sans-serif;
}

    .bfa-approach *,
    .bfa-approach *::before,
    .bfa-approach *::after {
        box-sizing: border-box;
    }

.bfa-container {
    width: 100%;
    max-width: 1440px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1.06fr;
    align-items: center;
    gap: clamp(45px, 5vw, 85px);
    position: relative;
    z-index: 2;
}

/* BACKGROUND EFFECTS */

.bfa-bg-dots {
    position: absolute;
    width: 115px;
    height: 150px;
    background-image: radial-gradient(#b8dcff 2px, transparent 2px);
    background-size: 21px 21px;
    opacity: .6;
    pointer-events: none;
    animation: bfaDotsFloat 8s ease-in-out infinite;
}

.bfa-dots-left {
    left: 10px;
    top: 45px;
}

.bfa-dots-right {
    right: 10px;
    bottom: 80px;
    animation-delay: -4s;
}

.bfa-bg-wave {
    position: absolute;
    z-index: -1;
    pointer-events: none;
    left: -5%;
    bottom: -85px;
    width: 110%;
    height: 220px;
    opacity: .75;
    background: repeating-radial-gradient( ellipse at 20% 100%, transparent 0 22px, rgba(91, 174, 255, .14) 23px 25px, transparent 26px 36px );
    transform: rotate(-3deg);
    animation: bfaWaveMove 15s ease-in-out infinite alternate;
}

.bfa-orb {
    position: absolute;
    z-index: 1;
    display: block;
    border-radius: 50%;
    pointer-events: none;
    background: radial-gradient(circle at 30% 25%, #a6ddff, #1684e8 55%, #0751a7);
    box-shadow: 0 12px 25px rgba(20, 100, 190, .18);
    animation: bfaOrbFloat 6s ease-in-out infinite;
}

.bfa-orb-one {
    width: 19px;
    height: 19px;
    top: 9%;
    right: 8%;
}

.bfa-orb-two {
    width: 38px;
    height: 38px;
    top: 38%;
    right: 3%;
    animation-delay: -2s;
}

.bfa-orb-three {
    width: 28px;
    height: 28px;
    bottom: 15%;
    right: 7%;
    background: radial-gradient(circle at 30% 25%, #ffda9d, #ff941c 60%, #e87900);
    animation-delay: -3s;
}

.bfa-orb-four {
    width: 30px;
    height: 30px;
    left: 1%;
    bottom: 26%;
    animation-delay: -1s;
}

/* LEFT VISUAL */

.bfa-visual {
    position: relative;
    min-width: 0;
    aspect-ratio: .98 / 1;
    max-height: 660px;
    transform-style: preserve-3d;
    perspective: 1100px;
}

.bfa-image-backdrop {
    position: absolute;
    inset: 7% 8% 10% 10%;
    border-radius: 45% 42% 40% 45%;
   
    transform: rotate(-5deg);
}

.bfa-visual-ring {
    position: absolute;
    border-radius: 50%;
    pointer-events: none;
}

.bfa-ring-one {
    width: 94%;
    height: 79%;
    left: 1%;
    top: 15%;
    border: 7px solid rgba(242, 140, 40, .85);
    transform: rotate(-24deg);
}

.bfa-ring-two {
    width: 92%;
    height: 90%;
    top: 4%;
    left: 5%;
    border: 1px solid rgba(17, 116, 207, .25);
    transform: rotate(18deg);
}

.bfa-main-image {
    position: absolute;
    overflow: hidden;
    left: 12%;
    top: 17%;
    width: 76%;
    height: 68%;
    border-radius: 43% 43% 35% 35%;
    background: #dceeff;
    box-shadow: 0 28px 70px rgba(11, 46, 89, .17);
    transform: translateZ(18px);
}

    .bfa-main-image img {
        display: block;
        width: 100%;
        height: 100%;
        object-fit: cover;
        object-position: center;
        transition: transform .9s cubic-bezier(.2, .7, .2, 1);
    }

.bfa-visual:hover .bfa-main-image img {
    transform: scale(1.055);
}

.bfa-floating-shape {
    position: absolute;
    border-radius: 28px;
    pointer-events: none;
}

.bfa-shape-blue {
    width: 145px;
    height: 100px;
    top: 4%;
    right: 13%;
    background: linear-gradient(140deg, #5cb1ff, #0b4e91);
    opacity: .88;
    border-radius: 30px 30px 55px 30px;
    transform: rotate(-24deg);
    filter: drop-shadow(0 15px 20px rgba(11, 46, 89, .15));
}

.bfa-shape-orange {
    width: 48px;
    height: 48px;
    top: 2%;
    left: 38%;
    background: radial-gradient(circle at 30% 25%, #ffd08d, #ff941b 70%);
    border-radius: 50%;
    box-shadow: 0 12px 24px rgba(242, 140, 40, .2);
    animation: bfaOrbFloat 5s ease-in-out infinite;
}

/* FLOATING LABELS — LIGHTWEIGHT, NOT REPEATED CARDS */

.bfa-service {
    position: absolute;
    z-index: 3;
    display: flex;
    align-items: center;
    gap: 12px;
    width: 205px;
    padding: 13px 14px;
    border: 1px solid rgba(255, 255, 255, .9);
    border-radius: 17px;
    background: rgba(255, 255, 255, .92);
    box-shadow: 0 15px 38px rgba(11, 46, 89, .12);
    backdrop-filter: blur(12px);
    animation: bfaLabelFloat 6s ease-in-out infinite;
}

    .bfa-service h3 {
        margin: 0 0 4px;
        color: var(--bfa-navy);
        font-size: 14px;
        font-weight: 750;
        line-height: 1.25;
    }

    .bfa-service p {
        margin: 0;
        color: var(--bfa-text);
        font-size: 11px;
        line-height: 1.4;
    }

.bfa-service-icon {
    flex: 0 0 38px;
    width: 38px;
    height: 38px;
    display: grid;
    place-items: center;
    border-radius: 12px;
    font-size: 19px;
}

.bfa-orange {
    color: var(--bfa-orange);
    background: #fff0dc;
}

.bfa-blue {
    color: var(--bfa-blue);
    background: #e6f2ff;
}

.bfa-service-personal {
    top: 18%;
    left: 0;
}

.bfa-service-business {
    top: 29%;
    right: -1%;
    animation-delay: -2s;
}

.bfa-service-finance {
    bottom: 23%;
    left: 0;
    animation-delay: -3s;
}

.bfa-service-guidance {
    bottom: 21%;
    right: -2%;
    animation-delay: -1s;
}

.bfa-trust-line {
    position: absolute;
    z-index: 4;
    left: 20%;
    bottom: 6%;
    display: flex;
    align-items: center;
    gap: 12px;
    max-width: 80%;
    padding: 14px 20px;
    color: white;
    border: 1px solid rgba(255, 255, 255, .25);
    border-radius: 20px;
    background: linear-gradient(110deg, #0b2e59, #13548e);
    box-shadow: 0 18px 38px rgba(11, 46, 89, .24);
    transform: translateZ(35px);
}

.bfa-trust-icon {
    flex: 0 0 42px;
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    color: #ffb44d;
    background: rgba(255, 255, 255, .17);
    font-size: 22px;
}

.bfa-trust-line h3 {
    margin: 0 0 5px;
    font-size: 14px;
    font-weight: 750;
}

.bfa-trust-line p {
    margin: 0;
    font-size: 10px;
    line-height: 1.5;
    color: #e5f1ff;
    white-space: normal;
}

    .bfa-trust-line p span {
        color: #ffb44d;
        padding: 0 3px;
    }

/* RIGHT CONTENT */

.bfa-content {
    min-width: 0;
    animation: bfaContentEnter .9s ease both;
}

.bfa-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 23px;
    padding: 7px 15px 7px 7px;
    border: 1px solid #e6ebf2;
    border-radius: 50px;
    color: var(--bfa-navy);
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1.15px;
    background: rgba(255, 255, 255, .75);
}

    .bfa-eyebrow > span {
        display: grid;
        place-items: center;
        width: 30px;
        height: 30px;
        color: var(--bfa-orange);
        border-radius: 50%;
        background: #fff2e3;
    }

.bfa-heading {
    margin: 0 0 19px;
    color: var(--bfa-navy);
    font-size: clamp(35px, 3.5vw, 57px);
    line-height: 1.08;
    font-weight: 850;
    letter-spacing: -1.8px;
}

    .bfa-heading span {
        display: block;
        color: var(--bfa-orange);
    }

.bfa-intro {
    max-width: 650px;
    margin: 0 0 27px;
    color: var(--bfa-text);
    font-size: 16px;
    line-height: 1.8;
}

/* FEATURE ROWS — NO BOX BACKGROUNDS */

.bfa-features {
    display: flex;
    flex-direction: column;
    gap: 17px;
}

.bfa-feature {
    display: grid;
    grid-template-columns: 66px minmax(0, 1fr);
    align-items: center;
    gap: 17px;
    transition: transform .35s ease;
}

    .bfa-feature:hover {
        transform: translateX(6px);
    }

.bfa-feature-icon {
    display: grid;
    place-items: center;
    width: 66px;
    height: 66px;
    border-radius: 50%;
    font-size: 25px;
    transition: transform .4s ease, box-shadow .4s ease;
}

.bfa-feature:hover .bfa-feature-icon {
    transform: rotate(-8deg) scale(1.06);
    box-shadow: 0 10px 25px rgba(11, 46, 89, .10);
}

.bfa-feature-blue {
    color: #0878df;
    background: linear-gradient(145deg, #e6f3ff, #d3e9ff);
}

.bfa-feature-orange {
    color: var(--bfa-orange);
    background: linear-gradient(145deg, #fff3e2, #ffe6c7);
}

.bfa-feature h3 {
    margin: 0 0 5px;
    color: var(--bfa-navy);
    font-size: 16px;
    font-weight: 800;
    line-height: 1.35;
}

.bfa-feature p {
    margin: 0;
    color: var(--bfa-text);
    font-size: 14px;
    line-height: 1.55;
}

/* CTA */

.bfa-actions {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 14px;
    margin-top: 30px;
}

.bfa-btn-primary,
.bfa-btn-secondary {
    min-height: 54px;
    display: inline-flex;
    justify-content: center;
    align-items: center;
    gap: 18px;
    padding: 0 22px;
    border-radius: 13px;
    font-size: 14px;
    font-weight: 750;
    text-decoration: none;
    transition: transform .3s ease, box-shadow .3s ease, background .3s ease;
}

.bfa-btn-primary {
    color: white;
    background: linear-gradient(120deg, #0b2e59, #15538e);
    box-shadow: 0 10px 22px rgba(11, 46, 89, .18);
}

    .bfa-btn-primary i,
    .bfa-btn-secondary i {
        transition: transform .3s ease;
    }

    .bfa-btn-primary:hover {
        color: white;
        transform: translateY(-4px);
        box-shadow: 0 16px 28px rgba(11, 46, 89, .25);
    }

.bfa-btn-secondary {
    color: var(--bfa-navy);
    border: 1px solid #cad8e8;
    background: rgba(255, 255, 255, .85);
}

    .bfa-btn-secondary:hover {
        transform: translateY(-4px);
        background: #f2f8ff;
        box-shadow: 0 12px 25px rgba(11, 46, 89, .09);
    }

        .bfa-btn-primary:hover i,
        .bfa-btn-secondary:hover i {
            transform: translateX(5px);
        }

/* ANIMATIONS */

@keyframes bfaOrbFloat {
    0%, 100% {
        transform: translate3d(0, 0, 0);
    }

    50% {
        transform: translate3d(0, -13px, 0);
    }
}

@keyframes bfaLabelFloat {
    0%, 100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -7px;
    }
}

@keyframes bfaDotsFloat {
    0%, 100% {
        opacity: .35;
    }

    50% {
        opacity: .75;
    }
}

@keyframes bfaWaveMove {
    from {
        transform: translateX(-2%) rotate(-3deg);
    }

    to {
        transform: translateX(2%) rotate(-1deg);
    }
}

@keyframes bfaContentEnter {
    from {
        opacity: 0;
        transform: translateY(22px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* RESPONSIVE */

@media (max-width: 1100px) {
    .bfa-approach {
        padding: 70px 4%;
    }

    .bfa-container {
        gap: 35px;
        grid-template-columns: .95fr 1.05fr;
    }

    .bfa-service {
        width: 185px;
        padding: 11px;
    }

        .bfa-service h3 {
            font-size: 13px;
        }

        .bfa-service p {
            font-size: 10px;
        }

    .bfa-trust-line {
        left: 12%;
        max-width: 88%;
    }

    .bfa-feature {
        grid-template-columns: 56px minmax(0, 1fr);
        gap: 13px;
    }

    .bfa-feature-icon {
        width: 56px;
        height: 56px;
        font-size: 22px;
    }
}

@media (max-width: 850px) {
    .bfa-container {
        grid-template-columns: 1fr;
        gap: 35px;
        max-width: 680px;
    }

    .bfa-visual {
        width: 100%;
        max-height: none;
        aspect-ratio: 1 / .9;
    }

    .bfa-content {
        padding-top: 5px;
    }

    .bfa-heading {
        font-size: clamp(36px, 6vw, 50px);
    }

    .bfa-intro {
        font-size: 15px;
    }

    .bfa-features {
        gap: 19px;
    }

    .bfa-service {
        width: 205px;
    }
}

@media (max-width: 520px) {
    .bfa-approach {
        padding: 48px 19px 58px;
    }

    .bfa-visual {
        aspect-ratio: .88 / 1;
        margin-bottom: 5px;
    }

    .bfa-main-image {
        left: 13%;
        top: 20%;
        width: 74%;
        height: 62%;
    }

    .bfa-service {
        width: 155px;
        gap: 8px;
        padding: 9px;
        border-radius: 12px;
    }

    .bfa-service-icon {
        flex-basis: 29px;
        width: 29px;
        height: 29px;
        font-size: 15px;
        border-radius: 9px;
    }

    .bfa-service h3 {
        font-size: 11px;
    }

    .bfa-service p {
        font-size: 9px;
    }

    .bfa-service-personal {
        top: 15%;
        left: -2%;
    }

    .bfa-service-business {
        top: 30%;
        right: -2%;
    }

    .bfa-service-finance {
        bottom: 24%;
        left: -2%;
    }

    .bfa-service-guidance {
        bottom: 22%;
        right: -2%;
    }

    .bfa-trust-line {
        left: 4%;
        bottom: 5%;
        max-width: 96%;
        gap: 9px;
        padding: 11px;
        border-radius: 14px;
    }

    .bfa-trust-icon {
        flex-basis: 34px;
        width: 34px;
        height: 34px;
        font-size: 17px;
    }

    .bfa-trust-line h3 {
        font-size: 12px;
    }

    .bfa-trust-line p {
        font-size: 9px;
    }

    .bfa-heading {
        font-size: 36px;
        letter-spacing: -1px;
    }

    .bfa-eyebrow {
        margin-bottom: 17px;
        font-size: 10px;
    }

    .bfa-intro {
        font-size: 14px;
        line-height: 1.75;
        margin-bottom: 23px;
    }

    .bfa-feature {
        grid-template-columns: 48px minmax(0, 1fr);
        gap: 12px;
        align-items: start;
    }

    .bfa-feature-icon {
        width: 48px;
        height: 48px;
        font-size: 19px;
    }

    .bfa-feature h3 {
        font-size: 14px;
    }

    .bfa-feature p {
        font-size: 12px;
    }

    .bfa-actions {
        align-items: stretch;
        flex-direction: column;
        margin-top: 27px;
    }

    .bfa-btn-primary,
    .bfa-btn-secondary {
        width: 100%;
        min-height: 51px;
    }

    .bfa-orb-two,
    .bfa-orb-four {
        opacity: .45;
    }
}

@media (prefers-reduced-motion: reduce) {
    .bfa-approach *,
    .bfa-approach *::before,
    .bfa-approach *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important;
        scroll-behavior: auto !important;
    }
}



/* =========================================
   BFA VISUAL - LAYOUT FIX
========================================= */

.bfa-visual {
    position: relative;
    width: 100%;
    min-width: 0;
    height: 600px;
    min-height: 600px;
    max-height: none;
    aspect-ratio: auto;
    overflow: visible;
    isolation: isolate;
    transform-style: preserve-3d;
}

    /* Background layers */
    .bfa-visual .bfa-image-backdrop {
        z-index: 0;
        inset: 8% 8% 12%;
    }

    .bfa-visual .bfa-visual-ring {
        z-index: 0;
        pointer-events: none;
    }

    .bfa-visual .bfa-main-image {
        z-index: 2;
        left: 14%;
        top: 17%;
        width: 72%;
        height: 66%;
        overflow: hidden;
        border-radius: 44% 44% 34% 34%;
        transform: translateZ(0);
    }

        .bfa-visual .bfa-main-image img {
            width: 100%;
            height: 100%;
            display: block;
            object-fit: cover;
            object-position: center 30%;
        }

    /* Decorative shapes */
    .bfa-visual .bfa-floating-shape {
        z-index: 1;
    }

    .bfa-visual .bfa-shape-blue {
        top: 3%;
        right: 12%;
    }

    .bfa-visual .bfa-shape-orange {
        top: 1%;
        left: 38%;
    }

    /* Keep all service labels in front of the image */
    .bfa-visual .bfa-service {
        z-index: 5;
        width: 205px;
        min-height: 82px;
        padding: 12px;
        gap: 10px;
        background: rgba(255, 255, 255, .98);
        box-shadow: 0 12px 32px rgba(11, 46, 89, .14);
    }

    .bfa-visual .bfa-service-personal {
        top: 17%;
        left: 0;
    }

    .bfa-visual .bfa-service-business {
        top: 29%;
        right: 0;
    }

    .bfa-visual .bfa-service-finance {
        bottom: 22%;
        left: 0;
    }

    .bfa-visual .bfa-service-guidance {
        bottom: 20%;
        right: 0;
    }

    .bfa-visual .bfa-service h3 {
        font-size: 13px;
        line-height: 1.35;
    }

    .bfa-visual .bfa-service p {
        font-size: 12px;
        line-height: 1.45;
    }

    /* Trust bar must remain fully visible */
    .bfa-visual .bfa-trust-line {
        z-index: 7;
        left: 15%;
        bottom: 1%;
        width: 70%;
        max-width: 70%;
        min-height: 70px;
        padding: 12px 16px;
        transform: none;
    }

        .bfa-visual .bfa-trust-line h3 {
            font-size: 13px;
        }

        .bfa-visual .bfa-trust-line p {
            font-size: 12px;
            line-height: 1.5;
        }

/* Tablet */
@media (max-width: 1050px) {
    .bfa-visual {
        height: 520px;
        min-height: 520px;
    }

        .bfa-visual .bfa-service {
            width: 165px;
            min-height: 70px;
            padding: 9px;
        }

            .bfa-visual .bfa-service h3 {
                font-size: 11px;
            }

            .bfa-visual .bfa-service p {
                font-size: 9px;
            }

        .bfa-visual .bfa-trust-line {
            left: 10%;
            width: 80%;
            max-width: 80%;
        }
}

/* Mobile */
@media (max-width: 760px) {
    .bfa-visual {
        height: auto;
        min-height: 0;
        aspect-ratio: .95 / 1;
        margin-bottom: 12px;
    }

        .bfa-visual .bfa-main-image {
            left: 13%;
            top: 17%;
            width: 74%;
            height: 65%;
        }

        .bfa-visual .bfa-service {
            width: 155px;
            min-height: 65px;
            padding: 8px;
            gap: 7px;
        }

        .bfa-visual .bfa-service-personal {
            top: 15%;
            left: 0;
        }

        .bfa-visual .bfa-service-business {
            top: 30%;
            right: 0;
        }

        .bfa-visual .bfa-service-finance {
            bottom: 22%;
            left: 0;
        }

        .bfa-visual .bfa-service-guidance {
            bottom: 20%;
            right: 0;
        }

        .bfa-visual .bfa-trust-line {
            left: 8%;
            bottom: 1%;
            width: 84%;
            max-width: 84%;
            min-height: 62px;
            padding: 9px 11px;
        }

            .bfa-visual .bfa-trust-line h3 {
                font-size: 11px;
            }

            .bfa-visual .bfa-trust-line p {
                font-size: 8px;
            }
}

/* Small mobile */
@media (max-width: 420px) {
    .bfa-visual {
        aspect-ratio: .88 / 1;
    }

        .bfa-visual .bfa-service {
            width: 132px;
            min-height: 58px;
            padding: 7px;
            gap: 6px;
        }

        .bfa-visual .bfa-service-icon {
            flex-basis: 26px;
            width: 26px;
            height: 26px;
            font-size: 12px;
        }

        .bfa-visual .bfa-service h3 {
            font-size: 10px;
        }

        .bfa-visual .bfa-service p {
            font-size: 8px;
        }

        .bfa-visual .bfa-trust-line {
            left: 3%;
            width: 94%;
            max-width: 94%;
        }
}